KPNA Benefit Services

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Murfreesboro, TN
KPNA Benefit Services

Insurance Benefits Broker for Health, Disability, Life, Medicare, Annuities & Group Employee Benefit Plans

08/24/2026

📣 Important rate update: These rates are scheduled to DECREASE on 8/31!

If you’ve been looking for a strong fixed-rate option, these MYGAs offer some of the best available rates of return and were listed in Barron’s Top 100 Best Annuities for 2026.

For comparison, the average rate of return on a 10-year Treasury Bond Yield was 4.72% APY as of 8/24/26.

The average bank CD rate for a 3-year term is up to 4.5% APY as of 8/24/26.

Current MYGA rates include: ✅ 3-year term: 6.10% APY ✅ 5-year term: 6.8% APY ✅ 7-year term: 7.2% APY

These may be worth considering for people who have money sitting in bank accounts that may not be earning enough interest and are saving those funds for future use.

Want to compare options before rates change? Reach out for details or scan the code for disclosures.

No FDIC or bank guarantee. Terms, conditions, suitability, and financial review required. Disclosures available upon request or scan code.

08/19/2026

Protect your family today with Life Insurance from KPNA Benefit Services!

08/10/2026

Are you concerned about running out of money in your retirement?

These MYGA’s were named to Barron's List of 100 Best Annuities for 2026!

The recent declines in the market are an excellent example of why you should consider a Multi-Year Guaranteed Annuity for some of your portfolio!

If you have bank deposits in CD’s or Money Market Accounts you're saving for future use, a MYGA may be right for you!

Other terms available now include a 5 YEAR TERM at 6.80%APY and a 7 YEAR TERM at 7.20%APY!

A MYGA offers:
✅Principle Protection
✅Tax Deferred Growth
✅Predictable Growth
✅Potentially Higher Rates

If you have stagnant deposits sitting in multiple banks you may want to consider consolidating some into a MYGA to protect your principal, defer taxes and maximize growth!

No FDIC or Bank Guarantee; Terms, Conditions, Suitability, Financial Review required; Disclosures available by request or scan code.

08/04/2026

Are you concerned about running out of money in your retirement?

These MYGA’s were named to Barron's List of 100 Best Annuities for 2026!

The recent declines in the market are an excellent example of why you should consider a Multi-Year Guaranteed Annuity for some of your portfolio!

If you have bank deposits in CD’s or Money Market Accounts you're saving for future use, a MYGA may be right for you!

Other terms available now include a 3 YEAR TERM at 6.10%APY and a 5 YEAR TERM at 6.80%APY!

A MYGA offers:
✅Principle Protection
✅Tax Deferred Growth
✅Predictable Growth
✅Potentially Higher Rates

If you have stagnant deposits sitting in multiple banks you may want to consider consolidating some into a MYGA to protect your principal, defer taxes and maximize growth!

No FDIC or Bank Guarantee; Terms, Conditions, Suitability, Financial Review required; Disclosures available by request or scan code.

07/30/2026

These MYGA’s were named to Barron's List of 100 Best Annuities for 2026!

The recent declines in the market are an excellent example of why you should consider a Multi-Year Guaranteed Annuity for some of your portfolio!

If you have bank deposits in CD’s or Money Market Accounts you're saving for future use, a MYGA may be right for you!

Other terms available now include a 3yr term at 6.10%APY and a 7yr term at 7.20%APY!

A MYGA offers:
✅Principle Protection
✅Tax Deferred Growth
✅Predictable Growth
✅Potentially Higher Rates

If you have stagnant deposits sitting in multiple banks you may want to consider consolidating some into a MYGA to protect your principal, defer taxes and maximize growth!

No FDIC or Bank Guarantee; Terms, Conditions, Suitability, Financial Review required; Disclosures available by request.

07/29/2026

THERE'S MORE THAN ONE WAY TO FUND YOUR EMPLOYEE BENEFITS!

Many employers renew the same fully insured plan every year, without knowing if it's still the best option for your company.

At KPNA Benefit Services, we'll help you choose a benefit plan that will:

✅Lower Your Costs
✅Offer flexibility
✅Have Happy Employees!

Call us today to review your benefit offerings!

07/29/2026

Reduce your renewal health care costs with a program that more than 5 million employees already benefit from. Works with any existing health care broker!

Your business is probably already paying for a benefit your employees aren't using.

What if the payroll taxes you're already paying could help you:

✅Reduce F**A Taxes
✅Improve Employee Healthcare
✅Increase Retention
✅Spend nothing extra for the business or employee

If you have at least 25 W-2 employees and are offering ACA approved health benefits now, schedule a call with our partners at EHP to learn how to reduce your F**A taxes up to $640 annually per employee! Click the link and hit "learn more" to schedule now.

https://www.ehpinc.com/?aff=976261096

07/24/2026

WHY DO ANNUITIES MATTER IN YOUR PORTFOLIO?

Annuities can help protect a portion of your money and guard you against market risk declines in your retirement! Annuities can help with:

✅Accumulation – Grow wealth without market risks – Tax Deferred!
✅Guaranteed Lifetime Income – Create your own pension plan or address longevity risks!
✅Long Term Care – Some provide a leveraged LTC benefit to offset the cost of care!
✅Wealth Transfer – Client control with flexible beneficiary options!

You may qualify for a 20% Premium Bonus! Protect & grow your portfolio today! Let's review what may be right for you!

No FDIC or bank guarantee; terms, suitability and conditions apply; financial review required. Call 615-719-9025 for more info.

07/20/2026

INDIVIDUAL OR GROUP HEALTH PLANS!

KPNA Benefit Services offers a variety of Individual Health Insurance plans on the private market. Choose from:

✅Major Medical Plans
✅HSA / High Deductible Plans
✅Value Limited Plans
✅PPO or EPO
✅Choose your deductible - as low as $500!
✅Restrictions apply for lowest premiums
✅Group Health Plans - as low as 3 Employees! Can include1099's!
✅Limited Guaranteed Issue plans available!

We have several of the best options to choose from and are FFM Certified for the ACA Marketplace! We'll help you find a plan for yourself or business. Get covered today! Call 615-719-9025!

07/14/2026

An Annuity may be a good alternative to bank CD's or money market accounts for money being saved for future use! If you have high deposit bank accounts that have low rates, consider an annuity to:

✅Have more control for tax deferred growth!
✅Principal Protection!
✅Earn a higher rate of return!
✅Create a lifetime income!

3, 5, and 7 year terms available (MYGA), rates as high as 6.80% APY! Terms, suitability, and conditions apply; no FDIC or bank guarantee. Call 615-719-9025 for more details.

Address

Murfreesboro, TN
37128

Telephone

+16157199025

Website

https://myplan.ameritas.com/id/010S8623, https://app.back9ins.com/apply/KevinGeraci, https://www.healthsherpa.com/?_agen

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