Bruce Simms - CMG Home Loans

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Bruce Simms - CMG Home Loans Bruce Simms
Sales Manager/Loan Officer Retail Lending
NMLS ID # 769915 | Branch NMLS # 1496901 I will strive to give you the best service I can.

Experience
I began in this industry as a Real Estate Agent over 25 years ago. Wanting to be more efficient for my clients, I learned the lending side of the business as well. I worked in both capacities as Realtor and Lender for many years until lending evolved into my full time pathway. I have seen the market and industry go through many changes and survived my share of rough markets and crashes. This experience has made me a stronger, smarter, and more efficient Loan Officer. My Philosophy
I want to earn your business and will work hard to keep your business. I have a passion for helping people get in the home they want at the payment they need. Being in the industry for many years has provided me the experience to understand the ever changing market. I am available to you at any time and I look forward to helping you. My #1 goal is client satisfaction and that is achieved through quality service. My objective is to assist you in obtaining a loan product to finance your dreams. Our competitive rates could help you save money or potentially take years off your mortgage. I am dedicated to delivering above standard service and keeping you informed each step of the way. Interests
I am a family man with 4 children: 2 daughters, 2 sons, and 2 grandsons. And this is my family business as my wife is my loan assistant having worked with me most of my career. I have lived on a small farm in Rutherford County for many years now after leaving my native Wilson County where I was a graduate of Mt.Juliet High School. I am a 2nd Degree black belt in Tae-Kwon-Do and hold two National Champion Titles. I enjoy attending and participating in local car shows with some of my collector cars. Community
I have been on the Education Committee at the Middle Tennessee Association of Realtors for 15 years. I teach new agents two classes, one about financing and the other is personal safety. I have also been a guest speaker at local high schools regarding finance and credit scores

10/17/2026
Don’t downsize the dream—explore ways to lower your initial payments instead! Let’s talk about how a Mortgage Payment Bu...
10/16/2026

Don’t downsize the dream—explore ways to lower your initial payments instead!
Let’s talk about how a Mortgage Payment Buydown can help you ease into homeownership 🏡

Saving for a home? You don’t have to do it alone!With the right team and proper preparation, your dream of homeownership...
10/15/2026

Saving for a home? You don’t have to do it alone!
With the right team and proper preparation, your dream of homeownership may be closer than you’d think! Skip the spooks with our fright-free guide to saving for a home:
http://spr.ly/6187BHJo6B

Homeownership may be the goal… but what’s the game plan? 🏡🎯Financial Planning Month is a great time to check in on your ...
10/14/2026

Homeownership may be the goal… but what’s the game plan? 🏡🎯
Financial Planning Month is a great time to check in on your credit, savings, debt, and budget so you can better understand where you stand and what steps may come next.

🏡💰 Home sweet savings!If homeownership is one of your financial goals, remember: the down payment is only one piece of t...
10/12/2026

🏡💰 Home sweet savings!
If homeownership is one of your financial goals, remember: the down payment is only one piece of the savings puzzle.
This National Savings Day, be sure to plan for the expenses that can come before, during, and after moving day.

🍂 Ready to turn the page on renting and start a new chapter? Your homeownership story starts here📖 Let’s explore your op...
10/09/2026

🍂 Ready to turn the page on renting and start a new chapter?
Your homeownership story starts here📖 Let’s explore your options!

Moving into a new home should be exciting, not overwhelming. Why not catch a break with the mortgage payment?CMG’s Rate ...
10/07/2026

Moving into a new home should be exciting, not overwhelming. Why not catch a break with the mortgage payment?
CMG’s Rate Break could help you ease into homeownership with a 0.50% temporary rate reduction for your first 12 payments.*
Read here: http://spr.ly/6181BGNdIR

Big savings goals start with small habits!Whether you’re building an emergency fund, saving for a home, or working towar...
10/06/2026

Big savings goals start with small habits!
Whether you’re building an emergency fund, saving for a home, or working toward another financial milestone, consistency can make a difference. Get started with these five tips💰

Is it time to leaf rental life behind? 🍁Before you FALL🍂 in love with a home, be sure to look beyond the cozy curb appea...
10/05/2026

Is it time to leaf rental life behind? 🍁
Before you FALL🍂 in love with a home, be sure to look beyond the cozy curb appeal.
🔍 Keep these tips handy during your fall house hunt!

When was the last time you gave your finances a checkup? 👀💰This Financial Planning Month, take a closer look at where yo...
10/02/2026

When was the last time you gave your finances a checkup? 👀💰
This Financial Planning Month, take a closer look at where you stand… and where you want to go 🗺️
Use our checklist to give your finances a fall refresh!

Address

23 A S. Public Square
Murfreesboro, TN
37130

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