Experience
I began in this industry as a Real Estate Agent over 25 years ago. Wanting to be more efficient for my clients, I learned the lending side of the business as well. I worked in both capacities as Realtor and Lender for many years until lending evolved into my full time pathway. I have seen the market and industry go through many changes and survived my share of rough markets and crashes.
This experience has made me a stronger, smarter, and more efficient Loan Officer. My Philosophy
I want to earn your business and will work hard to keep your business. I have a passion for helping people get in the home they want at the payment they need. Being in the industry for many years has provided me the experience to understand the ever changing market. I am available to you at any time and I look forward to helping you. My #1 goal is client satisfaction and that is achieved through quality service. My objective is to assist you in obtaining a loan product to finance your dreams. Our competitive rates could help you save money or potentially take years off your mortgage. I am dedicated to delivering above standard service and keeping you informed each step of the way. Interests
I am a family man with 4 children: 2 daughters, 2 sons, and 2 grandsons. And this is my family business as my wife is my loan assistant having worked with me most of my career. I have lived on a small farm in Rutherford County for many years now after leaving my native Wilson County where I was a graduate of Mt.Juliet High School. I am a 2nd Degree black belt in Tae-Kwon-Do and hold two National Champion Titles. I enjoy attending and participating in local car shows with some of my collector cars. Community
I have been on the Education Committee at the Middle Tennessee Association of Realtors for 15 years. I teach new agents two classes, one about financing and the other is personal safety. I have also been a guest speaker at local high schools regarding finance and credit scores
