Andy Thorpe - Ruoff Home Mortgage - NMLS 1301352

02/03/2026

There are lots of reasons why a refinance could make sense - give me a call today and we can see if a refinance is the right move for you!

01/15/2026

Did you know ....
⚠️ Think Zillow home loans are a good deal? Think again.
A Georgetown University report found overcharges of up to $4,579 on 30-year loans from Zillow Home Loans.
Even worse, low-income buyers were hit hardest.
📎 Read it here: https://nationalmortgageprofessional.com/news/study-zillow-loans-found-be-more-expensive

Remember, shop local. Your local mortgage lender is on your side and working for you ... not to make more money for a national company that doesn't care about you or your community.

Give me a call today!

A new report by Georgetown University Professor Steven C. Salop adds fuel to two lawsuits charging Zillow with deceptive practices by requiring or incentivizing “affiliated” real estate agents to steer their clients to the popular listing site’s mortgage lending affiliate, Zillow Home Loans.

01/08/2026

2026 - new year, new me? How about - new year, new home? Give me a call, text or email! I would love to see if I can help!

05/09/2025

Think a down payment is standing between you and homeownership? You might not need to do it alone. Learn how down payment assistance programs can help you buy a home sooner—and with less out of pocket.

Down Payment Assistance: What it is and How to Know if You Qualify

03/21/2025

From our blog "The Porch": Discover smart ways to tap into your home’s value, from home improvements to debt consolidation, and make your equity work toward achieving your financial goals

Is Cashing in the Equity from My Home Worth It?

03/19/2025

Another great review from a client I helped last week! Give me a call and get started on finding your new home!

Click to see all 72 reviews of Andy Thorpe, Ruoff Mortgage, Senior Loan Officer | NMLS # 1301352 | Ruoff Mortgage NMLS # 141868

03/18/2025

Another wonderful review! Give me a call to get your home buying process started!

Click to see all 71 reviews of Andy Thorpe, Ruoff Mortgage, Senior Loan Officer | NMLS # 1301352 | Ruoff Mortgage NMLS # 141868

02/28/2025

Check it out! A quick read on "Demystifying the Mortgage Process in 5 Simple Steps"

Your 5-Step Guide to Mortgage Success

02/12/2025

Whether it’s for a down payment, closing costs, or buying down your rate, your tax return could be the key to unlocking homeownership. Let’s make it happen!

02/12/2025

Super nice home in Muncie!

01/31/2025

It is always a pleasure to be able to help bring a new family to our awesome city. It is even more special when the new family is able to take advantage of the City of Muncie grant program and purchase a former Muncie Land Bank property that was rehabed by Pathstone. Special thanks to Carson Cook of FC Tucker, Rebekah Hanna, Realtor, Annette and Kayla at Pathstone and IN Title for a smooth transaction! Welcome to Muncie Kyle and Anastasia!

01/29/2025

Power lunch with our homies at IN Title