KTL Performance Mortgage Muncie

KTL Performance Mortgage Muncie Providing mortgage lending services in Indiana, Ohio, Kentucky, and Florida. NMLS #114045 Give us a call for all your homebuying needs.

KTL Performance Mortgage Muncie is a mortgage lender licensed to provide home loans in Indiana, Ohio, Florida, and Kentucky. We have a solution for your unique situation, including FHA, USDA, VA, and conventional mortgage options, refinancing, debt consolidation, options for investment properties, first-time homebuyers, and much more. As a team, we walk each of our clients through our simple, worr

y-free process of achieving home loan financing. Our mission is to make the process as easy (and even fun!) as possible for you. We are available for weekend and after-hours appointments upon request.

One of the biggest myths in homebuying is that you need 20% down. In reality, many buyers qualify for loan programs that...
06/02/2026

One of the biggest myths in homebuying is that you need 20% down. In reality, many buyers qualify for loan programs that allow much lower down payments.

The right option depends on your financial goals, credit profile, and the type of loan that fits your situation.

If you’ve been holding off because of the down payment, it might be worth taking a closer look. 🔎

➡️Head over to our main page and check out our contest - you could win a free portrait session from Still Shot Photograp...
05/27/2026

➡️Head over to our main page and check out our contest - you could win a free portrait session from Still Shot Photography LLC! Her photos are amazing and it's definitely worth the drive over to Darke County if you win 😉

Ever heard of DTI?➡️DTI stands for debt-to-income ratio, and it plays a BIG role in the homebuying process.It helps dete...
05/26/2026

Ever heard of DTI?

➡️DTI stands for debt-to-income ratio, and it plays a BIG role in the homebuying process.

It helps determine how much home fits your budget, whether you can be approved, what loan options are available to you, and may even impact your interest rate!

👍The good news is you don’t have to figure it out on your own. Your KTL Loan Originator is here to help every step of the way.

Our team works with you on what you can do with your current DTI and how much house payment you can qualify for. If necessary, they'll even guide you on simple ways to lower your DTI and improve your chances of qualifying for a home loan.

Contact us today to get started!

05/25/2026

Happy Memorial Day 🇺🇸 May we never forget, or take for granted, that the freedoms we have today were earned by heroes that gave their everything.

🎉 Happy Birthday Zach White!We’re thankful for everything you bring to the KTL team. Hope your day is amazing! 🎂
05/24/2026

🎉 Happy Birthday Zach White!

We’re thankful for everything you bring to the KTL team. Hope your day is amazing! 🎂

Congratulations to first-time homebuyer Brodie Reno! Thank you for trusting KTL with your home financing needs.Brodie ra...
05/23/2026

Congratulations to first-time homebuyer Brodie Reno! Thank you for trusting KTL with your home financing needs.

Brodie ran into a predicament during his homebuying process. He fell in love with a home on a Saturday, and decided that evening that he wanted to make an offer. We all know in this market, time is of the essence!

📲 He reached out to his previous lender for an updated pre-approval letter, but couldn't get through. That's when he contacted Ashley Thacker, Mortgage Loan Originator - KTL Performance Mortgage ! At 8:00 pm on a Saturday night, Ashley pre-approved him, his offer was accepted on Sunday, and the rest is history! Brodie is now a homeowner, and we couldn't be happier for him.

A big thanks to Nathan Bennett - Realtor with FC Tucker, Young's Title & Abstract, loan originator Ashley Thacker, and processor Robin James.

One of the fastest ways to improve your credit score is by lowering your credit card balances.Your credit utilization, o...
05/19/2026

One of the fastest ways to improve your credit score is by lowering your credit card balances.

Your credit utilization, or how much of your available credit you're using, plays a major role in your score.

Even if you don’t pay the card off completely, reducing the balance can make a noticeable improvement in your score.

If you’re planning to buy a home this year, small steps like this can go a long way!

Congratulations to first time homebuyers Meagan and Graham Burkholder. It was such a pleasure helping them on their jour...
05/16/2026

Congratulations to first time homebuyers Meagan and Graham Burkholder. It was such a pleasure helping them on their journey to their new home. They are excited about moving from the big city of Indianapolis into Knightstown, Indiana.

Awesome job by Becky Hibbert at FC Tucker Realty in helping the Burkholders find the perfect house. Also a big thank you to Lisa and her team at first American Title in Greenfield

Thanks for all the support from our KTL team of loan officer John Heath, processor McKinsey Willis, and document specialist Allison Franklin.

We ❤️ helping our clients achieve their dreams!

Congratulations to first-time homebuyer Bob Ertel! 🎉Some transactions are easier than others, and Bob really rolled with...
05/15/2026

Congratulations to first-time homebuyer Bob Ertel! 🎉

Some transactions are easier than others, and Bob really rolled with the punches during this process! He bought a home that was pre-foreclosure, which can come with its own set of challenges and obstacles that are beyond the buyer, lender, and realtor's control. Everyone involved linked arms, jumped through each hoop, and we made it to the finish line!

A big thanks to Gurvinder Singh with White Stag Realty, IN Title Company, loan originator Desteni Mason, processor Ashlyn Swank, and document specialist Allison Franklin.

🏠If you're thinking about buying your first home, FHA loans are one of the most common starting points! FHA loans are de...
05/12/2026

🏠If you're thinking about buying your first home, FHA loans are one of the most common starting points!

FHA loans are designed to make homeownership more accessible, with lower down payment options and more flexible qualifying guidelines.

Every situation is different, so the best loan option really depends on YOUR goals and financial picture. 📸

➡️Not sure where to start? Trying to figure out if FHA is the best solution for you? We're here to help explore your options, and give you the knowledge you need to find the BEST loan program for your situation.

Address

4710 E. Jackson Street Suite 2
Muncie, IN
47303

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+17652734711

Website

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