Bill McDonald NMLS #698254

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United States
Mountlake Terrace, WA
Bill McDonald NMLS #698254

All aspects of Mortgage Financing: Purchase, Refinance, Construction or Renovation Loans. Bill's 26

10/27/2026

For buyers who need to sell their current home before purchasing the next one, our Stand-Alone Bridge Loan may provide a way to buy without a contingent offer. Qualified buyers can use equity from their current home to purchase their next home with cash, providing more flexibility with:

✅ No monthly payments required
✅ Current home does not have to be listed
✅ Bridge financing can be pre-approved before the buyer finds their next home

Need to sell before buying? Let’s talk before you write the offer.

10/16/2026

Looking for a more affordable path to homeownership? Our FHA 5/1 ARM may offer qualified homebuyers a lower initial payment and greater flexibility when purchasing a home. A few features worth exploring:

✅ No rate adjustment for the first 5 years
✅ As little as 3.5% down
✅ Qualification based on the start rate
✅ May be paired with eligible down payment assistance programs
✅ Gift funds may be available from family members or employers
✅ Seller contributions up to 6% of the sales price are permitted

Whether you're thinking about buying your first home or a Realtor helping a client navigate affordability, let's explore whether this option could be a good fit. Message me to learn more or review your options.

09/22/2026

We're proud to share that our 2026 Stuff the Bus Drive raised an estimated $64,000 through donations from employees, customers, and matching contributions from the Bank! Thank you to everyone who helped provide school supplies and support for local students. Together, we're investing in the success of our communities and the next generation of learners.

06/30/2026

Thinking about buying your first home? You don’t have to navigate it alone.

At 1st Security Bank, we offer:
✅ Zero down payment solutions
✅ Down payment assistance programs
✅ Clear guidance from start to finish

👉 I am here to help you understand your options and move forward with confidence. Connect with me for a no obligation consultation today.

04/27/2026

Found your dream home — but haven't sold your current one yet? 😅

You don't have to choose. With our $1,000 Flat Fee Bridge Loan, you can buy your next home NOW and sell when you're ready. No contingent offers. No stress. No rushing.

Make a strong, non-contingent offer and compete like a cash buyer — without waiting for your current home to sell first.

Curious if it's right for your situation? Let's chat — I'm happy to walk you through it! 💬

04/02/2026

I am excited to introduce MED-PRO 1ST — 1st Security Bank's new mortgage program designed specifically for Veterinarians, Pharmacists, Physicians, Dentists, CRNAs and other licensed medical professionals. This loan program features:
✅ Zero down payment options and loan amounts up to $2,000,000
✅ No monthly mortgage insurance (PMI)
✅ Student loans handled more flexibly
Please reach out to me for more information or a no-obligation consultation!

02/26/2026

📊 Let's talk numbers.

One year ago, the average 30-year fixed mortgage rate was 6.76%. As of today, it's sitting at 5.98%. For a $400,000 loan, that difference translates to roughly $200/month in savings and really adds up over the life of the loan.

If you have been waiting for a sign to revisit your homeownership goals, this might be it. Let's run the numbers together and make a plan. I am here to help!

12/10/2025

As we gather with friends and loved ones this holiday season, it reminds us that we're part of something bigger—we're part of a community. That's why we're especially proud to share that through our Annual Holiday Food Drive, 1st Security Bank has donated over $300,000 to support local food banks, with at least $8,000 donated at each of our locations.

These contributions will help ensure families throughout our neighborhoods can enjoy nourishing meals during the holidays and beyond. It's our way of giving back to the communities that have given us so much.

From our family to yours, we wish you holidays filled with warmth, joy, and cherished moments. Thank you for being part of our journey.

11/25/2025

To account for rising home prices, the 2026 conforming loan limit for one-unit properties will be $832,750, an increase of $26,250 from $806,500 in 2025. Please call me for a no-obligation consultation or to find out more.

11/15/2025

🏠 BIG NEWS! This is something I never saw coming!

Starting November 16, 2025, Fannie Mae (one of the biggest mortgage companies in the country) is dropping their minimum credit score requirement of 620. What does this mean for you? If you've been wanting to buy a home, but your credit score wasn't high enough, this could be your chance!

Here's what's changing: ✅ No more automatic "no" if your score is under 620. ✅ They'll look at your whole financial picture - like whether you pay rent on time. ✅This could help SO many people who are responsible with money but just don't have that "magic number" on their credit score. Learn more at: https://brev.is/as98B

Know someone who's been trying to buy a house? Please share this with them! 💙

Address

6100 219th Street SW #200, Mountlake Terrace
Mountlake Terrace, WA
98043

Website

https://BillMcDonaldMortgages.com/

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