The Davis Agency

01/27/2022

We've been in the insurance business for over 45 years – we have dedicated teams for all types of insurance products, and work with a wide variety of providers to get you the best products at competitive prices.

Hear from more of our satisfied clients: https://www.ardavisagency.com/testimonials/

01/21/2022

Did you know that over 3,370 home burglaries occur in the U.S. every day? Despite the increased availability and presence of home security cameras, there has been a noticeable increase in home break ins over the last couple of years. Many homeowners underestimate the possibility of their home being burglarized and therefore have not taken adequate measures to protect their homes.

So what can you do to protect your home against the threat of burglary or break in?

Did you know that over 3,370 home burglaries occur in the U.S. every day? Despite the increased availability and presence of home security cameras, there has been a noticeable increase in home break ins over the last couple of years.…

12/30/2021

Builder’s Risk Insurance is for properties that are under the course of construction. Builder's Risk policies help to protect construction projects from damage due to: fire, lightning, hail, explosions, theft, and vandalism as well as “acts of God” such as hurricanes and tornadoes.

This type of coverage is essential in helping to protect construction projects, however it is complex and is often misunderstood. Having a properly structured Builder’s Risk policy in place is crucial to having a successful risk management program.

Any person or company with a financial interest in a construction project needs builder’s risk insurance to protect from damage and theft.

12/13/2021

It’s not too late to make sure you home is ready for the cold weather and snow.

Here is a list of actions you can take to be sure you and your family stay warm this winter, and to minimize expensive heating bills 🥶

It’s not too late to make sure you home is ready for the cold weather and snow. Before the cold weather sets in, you should do a walk around the outside of your home to be sure there are no…

12/11/2021

As Hurricane Ida struck, many homeowners were caught unprepared and underinsured for this type of rain event. As you know, homeowners insurance does not provide coverage for damage caused by flooding – however, a homeowners policy can provide limited coverage limits for Back of Sewers and Drains and Sump Pump Failure.

The experts say that due to global warming we can expect to see more and more severe weather events in the future – therefore, we can expect to see more and more of these severe rain events. It is important that you know what the risks are and the coverages that are available to protect yourself.

On August 30th Hurricane Ida slammed into the New Orleans Coast; as the storm tracked its way north east it dropped prodigious amounts of rain before exiting off the coast of New York on September 2nd. Once again many homeowners…

03/25/2021

We've been in the insurance business for over 45 years – we have dedicated teams for all types of insurance products, and work with a wide variety of providers to get you the best products at competitive prices.
Hear from more of our satisfied clients: https://www.ardavisagency.com/testimonials/

03/24/2021

Are you considering your insurance provider's telematics program - for example, Drive Easy, Snap Shot, or Intellidrive? Read this first - your insurance company might not be telling you the whole story about what happens when you allow them to track your driving habits.

The hot new concept being marketed by auto insurance carriers is the use of usage-based telematics as a way for safe drivers to reduce their auto insurance premiums. GEICO calls their program Drive Easy, Progressive calls their program Snap Shot,…

02/05/2020

The combination of record-setting natural disasters, an increase in distracted-driving accidents, and higher new vehicle costs as well as the increasing prevalence of tech-loaded vehicles means personal auto insurance cariers will be increasing personal auto insurance premiums in 2020.

However, if you feel that your auto insurance premiums are increasing too quickly, contact an your current independent agent and ask that they look at alternate insurance carriers for competitive pricing comparisons.

The combination of record-setting natural disasters, an increase in distracted-driving accidents, an