Loanguru Mortgage

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Loanguru Mortgage Loanguru Mortgage NMLS 2439615, Your personal home loan advisor for the best mortgage offers.

09/01/2026

Still waiting for rates to drop? Friday's Fed speech was bad news for the waiting game.
New Fed chairman, Jackson Hole, and the next move might be a hike and not a cut. Even they won't predict it, so here's the honest play: deal with the market you're in. Price cuts are everywhere in Tracy and Manteca right now, and seller credits can buy your payment down. Know your real number first. Just 60 seconds at Loanguru.us, personal information needed.

Every situation is different, general info, not a loan commitment or offer to lend.
Sam Naha NMLS 1861167 · LoanGuru Mortgage LLC NMLS 2439615 · Equal Housing Opportunity

Most lenders hide this screen. We built our website around it.Swipe → today's actual wholesale pricing on a real scenari...
08/31/2026

Most lenders hide this screen. We built our website around it.
Swipe → today's actual wholesale pricing on a real scenario: rate AND APR side by side, the full monthly payment with MI, closing costs line by line, and the 3-2-1 buydown math with the seller-credit play.

Scenario shown: $750,000 purchase · 5% down · $712,500 loan · 780+ credit · primary single-family · San Joaquin County · 30-yr fixed. Rates as of Sat 8/30/2026 and subject to change without notice. Your rate depends on your full profile. Not a loan commitment or offer to lend.

Run your REAL numbers in 60 seconds: no Name, No Email, No Phone, No SSN, no credit pull → Link in Bio.

Sam Naha NMLS 1861167 · LoanGuru Mortgage LLC NMLS 2439615 · Licensed by the CA DFPI under the California Financing Law 60DBO-177169 · Equal Housing Opportunity · nmlsconsumeraccess.org

08/29/2026

The kitchen island wins again 😅

Know your numbers before you tour: 60 seconds at loanguru.us, no personal info needed.

Sam Naha NMLS 1861167 · LoanGuru Mortgage LLC NMLS 2439615 · Equal Housing Opportunity

08/28/2026

When you close without the High-Rate Gang, the whole street finds out 🕺

This is what shopping multiple lenders for you feels like.

O b***e b***e (a Punjabi exclamation of joy/celebration — no direct translation),
the dream of a home,
Build your team with LoanGuru!
Compare rates, fast process,
Right guidance, tension gone!
Self-employed or W-2,
LoanGuru has the solution, true!

Every situation is different — general info, not a loan commitment or offer to lend.
Sam Naha NMLS 1861167 · LoanGuru Mortgage LLC NMLS 2439615 · Equal Housing Opportunity

08/27/2026

“Trust me bro, the rental will pay for itself.”

That may be one of the most expensive sentences in real estate.

Before making an offer on an investment property, run two checks:

1️⃣ Calculate the cap rate. It shows how much the property earns after operating expenses, but before the mortgage.

2️⃣ Check the actual cash flow. Will the rent cover the mortgage, property taxes, insurance, HOA, repairs, and vacancy?

A property can have a decent cap rate and still leave you paying out of pocket every month.

Run the numbers before you write the offer—not after.

Sam Naha | NMLS 1861167
LoanGuru Mortgage LLC | NMLS 2439615
Equal Housing Opportunity

08/26/2026

POV: your mortgage broker meets the high-rate gang 😤
(This is what shopping multiple lenders for you feels like.)

Sam Naha NMLS 1861167 · LoanGuru Mortgage LLC NMLS 2439615 · Equal Housing Opportunity

08/18/2026

Bank statement loan for self-employed? Tax returns ke bina qualify karne ka raasta.
12 months of statements, business or personal.
Every situation is different — general info, not a loan commitment or offer to lend. Loan documents and disclosures are provided in English.
Sam Naha NMLS 1861167 · LoanGuru Mortgage LLC NMLS 2439615 · Equal Housing Opportunity.

08/13/2026

Income to buy a house in Mountain House: this real $1.15M listing takes about $260K/year and the property tax out here runs ~$17K, not what the listing line suggests.
One scenario, real math. DM me for your personalized numbers.

Drop a city in the comments and I'll run a real house there next week.
Every situation is different — general info, not a loan commitment or offer to lend.

Sam Naha NMLS 1861167 · LoanGuru Mortgage LLC NMLS 2439615 · Equal Housing Opportunity

08/01/2026

Mortgage rates this week: near a one-year high — and three Fed officials just voted to raise, not cut. Friday Rate Check.

The futures market now prices ~90% odds the Fed's rate is higher by January (CME FedWatch). Nobody knows the future — so run your numbers on today: Loanguru.us, 60 seconds, no SSN, no credit pull.

Every situation is different — general info, not a loan commitment or offer to lend.
Sam Naha NMLS 1861167 · LoanGuru Mortgage LLC NMLS 2439615 · Equal Housing Opportunity

07/30/2026

Moving to Modesto: around $424K. the cheapest city in this series, and homes still go pending in ~8 days.

The twist nobody expects: the bottom of the price ladder is the fastest market on it. Run your real numbers first, Loanguru.us, 60 seconds, no SSN, no credit pull.

Six cities down. Which one gets the full deep dive? Comments.

Every situation is different — general info, not a loan commitment or offer to lend.
Sam Naha NMLS 1861167 · LoanGuru Mortgage LLC NMLS 2439615 · Equal Housing Opportunity

Address

Mountain House, CA
95391

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Monday 7am - 6am

Telephone

+19252649584

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