Bob White Insurance Agency, LLC

12/17/2025

11/04/2025

Get Covered Illinois (ACA plans) is up and running. On average, the 2026 rates will be 78% higher than last year.

2 reasons:

First, the COVID subsidies have now expired

Second, the rates went up 27% before the government shut down.

What does this mean?

Seems to me that it suggests that healthcare has become unaffordable and rather than masking it with subsidies, it’s time to take on real reform so basic care IS affordable!

Even if Congress opts to reinstate these unsustainable subsidies, rates are still going up too high too quickly. Reform needs to become the top priority!

05/14/2025

Erie Insurance ranks highest among large auto insurers in providing a satisfying purchase experience for the second consecutive year

12/07/2024

Learn more today.

10/29/2024

https://www.insurancebusinessmag.com/us/news/breaking-news/big-i-illinois-honors-top-agents-and-agencies-at-anniversary-convention-511482.aspx?hsmemberId=987231&tu=8296D82D-75C2-482A-8298-0C5020FE640E&utm_campaign=&utm_medium=20241028&_hsenc=p2ANqtz-_KjJR14yHUlpaZrOtQa3ieCHlyYQM31OUqAsgryTbiJgDOkP7DCXLxPI0-YSxQFrXo9pSoAJGoyetWfv690cR1HM_YGw&_hsmi=331128832&utm_content=8296D82D-75C2-482A-8298-0C5020FE640E&utm_source=

Legacy of highest awardee to "continue for generations to come"

02/14/2024

All of us would benefit from taking a look at our financial security and decide if a Life Insurance policy is needed. Please give us a call and we can walk you through this process. (618)241-9080.

You care enough about your family to protect their financial security with life insurance.

02/05/2024

I wonder if this includes Doug?

Cuts are the latest in multiple rounds of layoffs

02/01/2024

Show your love for those you hold most dearly with the purchase of a life insurance policy. Call us today at (618)241-9080. Bob White Insurance Agency for all of your insurance needs.

There are many reasons why people buy life insurance. Learn which ones are the most common and why.

01/10/2024

In January 2023 only 52% reported having a life insurance policy. If you are one of the 48% who don't have a life insurance, give us a call! This is a great Life Insurance product and we look forward to offering it to you. (618)241-9080.

You’ve covered the electrical outlets, read the reviews on every crib, and learned more about car safety ratings than you ever wanted to know. We all go to great lengths to protect our families, but what about life insurance?

01/08/2024

The Home and Auto Market remain unsettled. While it seems to be moderating, there are still A LOT of losses that are going to be a drag on many carriers. Pay attention to your renewal and secure quotes from a Professional Independent Insurance Agent when necessary.

Huge losses from national disasters have prompted the industry to jack up prices and pull back from some markets.

01/05/2024

pssstt...

Fellow small business owners in IL. There are likely 3 things you should have done or need to be doing that you may not be aware of.

First, Sexual Harassment Training, found herehttps://dhr.illinois.gov/content/dam/soi/en/web/dhr/documents/idhr2023-sexual-harassment-prevention-training-employers-general-english.pdf

Second, you are now required to provide paid time off. Those rules can be found here:
Paid Leave for All Workers Act Notice
Required For: All Illinois Employers
This Paid Leave for All Workers Act allows workers to earn up to five (5) days of leave from work each year. Workers can use paid leave for any reason and employers may not require workers to provide a basis for their time off request. Workers earn one (1) hour of paid leave for every 40 hours they work. If an employer has an existing policy, certain exceptions may apply. There are certain categories of workers that are not subject to the law. https://labor.illinois.gov/laws-rules/paidleave.html

Now this, you must register as an owner of a company. Reporting requirement began 1/1/24, but most of us have until 1/1/25 to comply. https://www.fincen.gov/sites/default/files/shared/BOI_Small_Compliance_Guide.v1.1-FINAL.pdf

Now, get back to work so you can generate taxable revenue that they will be increasing as well. Cause, you know, you need to pay your fair share.

If I can be of assistance, you can find me here quotemebob.com

01/02/2024

Good news: Auto Rates should be stabilizing in 2024
Bad news: Everything else is still going up and companies likely going out.

With repair-cost inflation moving in the right direction, car insurers might have a better drive ahead of them in 2024.