Lending with Team Hewitt

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Lending with Team Hewitt We are committed to delivering excellence every time!

Shawn Hewitt NMLS ID # 1650040,
GA Residential Licensee (70959) |
Alice Hewitt NMLS ID # 2649198
Branch NMLS #1594971 - CORP NMLS #1820
CMG HOMELOANS

Don’t let these home buying mistakes come back to haunt you! šŸ‘»Scroll through for 4 mortgage missteps to avoid as you wai...
10/23/2026

Don’t let these home buying mistakes come back to haunt you! šŸ‘»
Scroll through for 4 mortgage missteps to avoid as you wait for closing day

What if your everyday payments could help you qualify for a home loan?  šŸ”šŸ‘€ CMG Home Loans now offers VantageScoreĀ®, an a...
10/22/2026

What if your everyday payments could help you qualify for a home loan? šŸ”šŸ‘€

CMG Home Loans now offers VantageScoreĀ®, an alternative credit scoring model for qualifying Conventional Loans that could open new doors to homeownership!

Find out what this could mean for you: /http://spr.ly/6188BHZ5oe

šŸ” What if waiting for lower interest rates actually costs you more? šŸ‘€A lower rate sounds appealing, but what happens if ...
10/21/2026

šŸ” What if waiting for lower interest rates actually costs you more? šŸ‘€

A lower rate sounds appealing, but what happens if home prices rise while you wait? And what about another year of rent instead of building equity? šŸ¤”

There’s more to the decision than the interest rate.

When mortgage rates decline, more buyers may be able or willing to enter the market. If the number of buyers increases faster than the number of homes available, competition can push prices higher. ā¬†ļø
We’ve seen this trend in the past!

However, this does not happen every time or in every market. Home prices are also affected by inventory, local employment, income growth, new construction, seasonality, and broader economic conditions etc.

So, lower rates do not automatically guarantee higher home prices - but they can increase demand and contribute to price appreciation when housing supply is limited.

At Team Hewitt, we believe in looking at the whole picture. From CMG Rate Breakā„¢ to seller concessions, adjustable-rate mortgages, construction loans, refinances, equity solutions, and DSCR loans for investors, there may be more options than you realize.

šŸ“Š Check out the graphic to see and example of why comparing the numbers matters before deciding whether to buy now or wait.

The figures shown are hypothetical examples for educational purposes only - not rate quotes or predictions. Actual rates, APRs, payments, costs, and eligibility vary. Monthly payments shown are principal and interest only.

šŸ“² Let’s talk through your options!

Team Hewitt | CMG Home Loans
ā˜Žļø 843-452-1424
šŸ“§ [email protected]

šŸ” What if your rent payments could help you qualify for a home? šŸ‘€You've been paying rent on time every month, but did yo...
10/21/2026

šŸ” What if your rent payments could help you qualify for a home? šŸ‘€

You've been paying rent on time every month, but did you know that payment history could potentially help you on your journey to homeownership?

CMG Home Loans now uses VantageScoreĀ®, offering another way to evaluate your credit!

✨ Your on-time rent payments may be considered
✨ A more complete picture of your credit history
✨ Another potential path to becoming a homeowner

If you've been putting off buying because of your credit, it might be time to revisit your options!

šŸ“² Let's chat and see what's possible for you!

What could be hiding behind the walls? A quality home inspection can uncover hidden issues, identify risks, offer negoti...
10/21/2026

What could be hiding behind the walls? A quality home inspection can uncover hidden issues, identify risks, offer negotiation leverage, and ensure buyer safety.
Don’t let your dream home become a nightmare! Always opt for a home inspection.

FYI- Christmas is coming!   🫣
10/21/2026

FYI- Christmas is coming! 🫣

We commit ourselves to YOUR TEAM!  Everyone wins when we work as a team for the common goal - make happy homeowners!!!! ...
10/20/2026

We commit ourselves to YOUR TEAM!
Everyone wins when we work as a team for the common goal - make happy homeowners!!!!
Is the Rate?
Is it the monthly payment?
Credit need improvement?
Need to sell first?
Need a strategic plan?
Investment property questions?
VA Entitlement?

Let’s talk - even if it’s for a second opinion - we are here for you!

šŸ§™ Here’s a home buying trick that could be a real treat! šŸ¬šŸ” Explore how a Mortgage Payment Buydown can help reduce your ...
10/20/2026

šŸ§™ Here’s a home buying trick that could be a real treat! šŸ¬
šŸ” Explore how a Mortgage Payment Buydown can help reduce your initial monthly payments.

When it comes to home financing, trust the BONE-afide 🦓 experts at CMG Home Loans! Don't wait until to-MARROW, give me a...
10/19/2026

When it comes to home financing, trust the BONE-afide 🦓 experts at CMG Home Loans! Don't wait until to-MARROW, give me a call today!

Don’t downsize the dream—explore ways to lower your initial payments instead! Let’s talk about how a Mortgage Payment Bu...
10/16/2026

Don’t downsize the dream—explore ways to lower your initial payments instead!
Let’s talk about how a Mortgage Payment Buydown can help you ease into homeownership šŸ”

Address

975 Johnnie Dodds Boulevard Suite A
Mount Pleasant, SC
29464

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