Carolina Benefit Solutions

Carolina Benefit Solutions Specializing in Health and Senior Care Benefits Listed below are our areas of expertise.

Please feel free to call us

Robert Beam 843-367-1389

What We Do

Our mission is to provide the best products and services in the
industry to our clients. Health

• Fully Insured Groups of All Sizes
• Self-Funded Plans
• Individual and Family Plans
• Short-Term Major Medical
• Medicare Supplements
• Medicare Advantage and Part D Rx
• Limited Benefit Plans

Disability Income

• Group Short-Term a

nd Long-Term Disability Income
• Individual Disability Income and Business Overhead Expense Plans

Life Insurance

• Group Plans for Employers of all sizes
• Specialized Planning for Individuals


Dental and Vision

• Group and Individual

05/06/2025

But don’t be too quick to jump on an offer, the FBI warns.

Tax Forms 101: 1095 – Proof of health insurance, required under the Affordable Care Act (ACA). Most taxpayers will no lo...
08/06/2024

Tax Forms 101: 1095 – Proof of health insurance, required under the Affordable Care Act (ACA). Most taxpayers will no longer receive this form, unless you get your insurance through the Healthcare Marketplace. If you do, you may be entitled to a special premium tax credit. You will need this form to support this deduction.

Medical insurance reimburses the insured, or provider, for covered and approved medical services, procedures, equipment,...
08/05/2024

Medical insurance reimburses the insured, or provider, for covered and approved medical services, procedures, equipment, and prescription drugs. The Cancer Plan pays an immediate one-time, lump-sum payment directly to the insured upon initial diagnosis of covered cancer. The cancer insurance policy benefit can be used for any purpose you choose.

Logic will get you from A to B. Imagination will take you everywhere.
08/02/2024

Logic will get you from A to B. Imagination will take you everywhere.

The term “Coordination of Benefits” means a way to figure out who pays first when 2 or more health insurance plans are r...
08/01/2024

The term “Coordination of Benefits” means a way to figure out who pays first when 2 or more health insurance plans are responsible for paying the same medical claim.

Confused about your health insurance options? Contact us today so we can review your situation!
07/31/2024

Confused about your health insurance options? Contact us today so we can review your situation!

What are 2 things not covered in homeowners insurance? Termites and insect damage, bird or rodent damage, rust, rot, mol...
07/30/2024

What are 2 things not covered in homeowners insurance? Termites and insect damage, bird or rodent damage, rust, rot, mold, and general wear and tear are not covered. Damage caused by smog or smoke from industrial or agricultural operations is also not covered. If something is poorly made or has a hidden defect, this is generally excluded and won't be covered.

Medicare Supplement plans cover 10 million Medicare beneficiaries. Also referred to as Medigap plans, these policies hel...
07/30/2024

Medicare Supplement plans cover 10 million Medicare beneficiaries. Also referred to as Medigap plans, these policies help pay for your share of Medicare expenses, such as your deductibles and co-insurance.

A Medicare approved amount is in Original Medicare, this is the amount a doctor or supplier that accepts assignment can ...
07/29/2024

A Medicare approved amount is in Original Medicare, this is the amount a doctor or supplier that accepts assignment can be paid. It may be less than the actual amount a doctor or supplier charges. Medicare pays part of this amount and you’re responsible for the difference.

There are many ways of going forward, but only one way of standing still.
07/26/2024

There are many ways of going forward, but only one way of standing still.

Flexible spending accounts, or FSAs, will allow employers and employees to expand the tax-saving benefits of a premium o...
07/25/2024

Flexible spending accounts, or FSAs, will allow employers and employees to expand the tax-saving benefits of a premium only plan. They also enable companies to provide superior health care benefits, increasing employee satisfaction, and retention.

Quick Tip: Generic Drugs are a prescription drug that has the same active-ingredient formula as a brand-name drug. Gener...
07/24/2024

Quick Tip: Generic Drugs are a prescription drug that has the same active-ingredient formula as a brand-name drug. Generic drugs usually cost less than brand-name drugs. The Food and Drug Administration (FDA) rates these drugs to be as safe and effective as brand-name drugs.

Address

835 Coleman Boulevard
Mount Pleasant, SC
29464

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