Lucey Mortgage Corporation

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Lucey Mortgage Corporation The Biggest Little Lender in South Carolina Charleston South Carolina Mortgage Broker

You thought we were going to talk about mortgage rates… 😉But buying a home is about more than the numbers.It’s the backy...
10/14/2026

You thought we were going to talk about mortgage rates… 😉

But buying a home is about more than the numbers.

It’s the backyard you’ll actually use.
The extra room you’ve been needing.
Slow Sunday mornings.
And yes, the dog running around like they’re the one paying the mortgage. 🐶

The numbers matter—but so does finding a place that feels like home.

Thinking about buying? Let’s talk about what you want your everyday life to look like, then find a home and financing that fit.

Buyers, you may have more room to negotiate right now than you realize. 🏡With more homes available and sales moving at a...
10/12/2026

Buyers, you may have more room to negotiate right now than you realize. 🏡

With more homes available and sales moving at a slower pace, you may have opportunities to negotiate price, ask about seller concessions, or explore options like a rate buydown.

It’s also a good time to shop around for your mortgage instead of automatically accepting the first quote you receive.

Every buyer’s situation is different, and rates and loan programs can change, so knowing your options matters.

Planning to buy soon? Let’s get you prequalified and talk through a financing strategy that fits today’s market.

10/09/2026

Choosing a lender? Don’t be afraid to ask questions before you commit. 🏡

How many loans have you closed recently?

Who will actually handle my loan from start to finish?

What does your prequalification process look like?

What loan programs do you offer?

What does your typical closing timeline look like?

The right lender should be transparent, responsive, and willing to explain your options without making you feel rushed.

Buying a home is a big decision—your financing deserves more than a quick choice.

📲 Shopping for a lender? Reach out and ask me these questions. I’m happy to give you real answers.

The lowest mortgage rate isn’t always the best deal. 👀There’s more to compare than the rate alone—points, fees, loan typ...
10/07/2026

The lowest mortgage rate isn’t always the best deal. 👀

There’s more to compare than the rate alone—points, fees, loan type, and how long you plan to stay in the home can all affect the bigger picture.

Swipe through to see what’s worth asking before choosing an offer.

Have questions about your options? Reach out and we can walk through your specific situation together.

This is general information, not a loan quote or recommendation.

If your offer keeps losing even though you’re pre-qualified, here’s what might be going on. 🏡Pre-qualification is a grea...
10/05/2026

If your offer keeps losing even though you’re pre-qualified, here’s what might be going on. 🏡

Pre-qualification is a great start, but sellers often look at the entire offer—not just your financing.

Price, contingencies, closing timeline, earnest money, and overall offer strength can all make a difference.

Sometimes, the winning offer isn’t even the highest one. It’s the one that gives the seller the most confidence.

📲 Tired of missing out? DM me “OFFER” and let’s build a stronger strategy for the next one.

10/02/2026

I’d rather have an honest conversation upfront than make a promise I’m not confident we can keep. 👇

I know everyone has a closing date they’re hoping for, and sometimes saying, “That timeline might be tight,” isn’t what anyone wants to hear.

But mortgages have a lot of moving parts — documentation, underwriting, third parties, and sometimes unexpected bumps along the way.

If I see something that could affect the timeline, I’m going to tell you.

I’d rather set realistic expectations early than create unnecessary stress later.

Referrals mean a lot to me. But the trust behind them? That matters even more. 🏡

Before most of my clients even start looking at homes, they usually have the same few questions. 👇How much home can I co...
09/30/2026

Before most of my clients even start looking at homes, they usually have the same few questions. 👇

How much home can I comfortably afford?
Should I get pre-qualified or pre-approved?
How much money should I have saved?
How does my credit affect my options?
And what should I avoid changing before closing?

If you’re wondering about these things too, that doesn’t mean you’re behind or unprepared. Asking questions is part of getting prepared. 🏡

The earlier you understand the numbers and the process, the easier it is to make confident decisions when the right home comes along.

Save this for when homeownership starts feeling a little more real — and DM me “ASK” when you’re ready to talk through what these answers could look like for your situation.

Before we talk numbers, there’s one question I think really matters 👇“How will this monthly payment fit into the rest of...
09/28/2026

Before we talk numbers, there’s one question I think really matters 👇

“How will this monthly payment fit into the rest of your life?”

Because qualifying for a certain amount is one thing. Feeling comfortable with that payment month after month is another.

Your mortgage isn’t your only expense. There are groceries, utilities, savings, weekend plans, and those unexpected costs that always seem to pop up.

That’s why I’d rather start with what feels manageable for you, then look at loan options from there.

The goal isn’t simply to help you get into a home. It’s to help you choose a payment you can feel good about long after you get the keys. 🏡🔑

09/25/2026

Apparently, my saved homes are the reason I need to keep working 😂🏡

Because somehow my “dream home” list includes an infinity pool, a gorgeous chef’s kitchen, a w**e cellar, and apparently a guest house… because why not?

At this point, my saved homes are less of a search and more of a vision board. ✨

But hey, dreaming is free — and I’ll just keep closing deals until the vision board becomes the address. 😉

Now tell me: what’s the ONE feature your dream home has to have?

Okay, what’s your home type? 🏡And I don’t mean the dream house you’ve saved 47 times on Pinterest. I mean the little thi...
09/23/2026

Okay, what’s your home type? 🏡

And I don’t mean the dream house you’ve saved 47 times on Pinterest. I mean the little things you notice the second you walk through the door.

Maybe it’s original hardwood floors with a little character. A kitchen with enough space to actually cook. A big backyard for the dog. Or a quiet street where evenings feel a little slower.

Those preferences aren’t random — they tell me a lot about how you want to live, not just what you want your home to look like.

And that’s what makes a home search feel more personal.

So tell me your type below. 👇 I’ll help you find homes that feel less like checking boxes and more like, “Yep… I could see myself here.”

Address

39 Sowell Street
Mount Pleasant, SC
29464

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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