Ester Smith - Efinity Mortgage

Ester Smith - Efinity Mortgage Ester Smith, NMLS # 337527
Branch Manager/ Mortgage Loan Officer
Efinity Mortgage- NMLS # 1043983
https://www.sml.texas.gov/consumers/complaints/

Ester Smith, NMLS # 337527
Branch Manager l Efinity Mortgage NMLS # 1043983

Ester Smith is one of the leading Bilingual Mortgage Loan Officers in the NETX area. She is fluent in English and Spanish. She has built a wide following of client families and real estate agents serving their real estate needs with the best Mortgage experience from start to finish. Ester's success has been attributed by

her passion for helping her clients achieve the American Dream. She has a wide range of product knowledge to help consumers make the right decisions for the largest financial transaction that most people will make. Ester loves working with people and knows that she is in the business to make home ownership a reality for first time home buyers, clients looking to upgrade, or refinance. She offers FHA, VA, USDA and Conventional home loan products. Ester began her career in banking at a young age and she soon discovered her passion was Mortgage Lending. She has been helping her clients achieve home ownership for over 15 years and has helped numerous families. She believes in serving her clients like she serves her community, with honor and commitment. She serves and represents her community very well. She has served as Board of Director on the Mt Pleasant/Titus County Chamber of Commerce and Mt Pleasant Downtown/Main Street. She currently serves as a Board of Director on the TRMC Hospital Foundation, MPISD Education Foundation and CASA. She is also a member of the Mt Pleasant Rotary Club and serves as the Committee Chairman of the Cinco de Mayo on the Square event committee. She enjoys traveling with her husband Jordan and spending time with friends and family.

03/06/2026

NOW SERVING SULPHUR SPRINGS AREA & STILL SERVING SURROUNDING AREAS!

We’re excited to announce the launch of a new locally owned real estate company dedicated to serving Sulphur Springs and nearby communities.

Jennifer Sharp, Broker/Owner brings 30 years of real estate experience, and Ino Mejia Lee, Broker Associate/Owner brings 13 years of experience, combining decades of local knowledge and expertise.

Our team includes 7 professional real estate agents, with 4 bilingual agents who speak Spanish, allowing us to better serve our diverse community.

Whether you are buying, selling, or investing, our experienced team is here to help guide you every step of the way.

We look forward to helping you with your next move!

Jennifer Sharp – Broker/Owner
Ino Mejia Lee – Broker Associate/Owner

A home is more than walls and a roof. It is the place where birthdays are celebrated, holidays are shared, and everyday ...
03/06/2026

A home is more than walls and a roof. It is the place where birthdays are celebrated, holidays are shared, and everyday moments turn into lifelong memories.❤️

Helping families reach that milestone is one of the most rewarding parts of what I do.🥰

Loan programs I have available! 👇🏼

• FHA loans – 3.5% down payment
• Conventional loans – as little as 3% down
• VA loans – zero down payment for eligible veterans and service members
• USDA loans – zero down payment in eligible rural areas

Book your FREE Buyer’s Consultation today! 🫡
📲 Call or text me at 903-305-8597 to get started!

Ester Smith
Mortgage Loan Officer / Branch Manager
NMLS #337527
Equal Housing Lender
Hablo Español.

03/03/2026

A dream finally has an address.🎉 Welcome HOME Mendoza family! ♥️

Some moments cannot be put into words… the hugs, the laughter, the confetti, and the joy of stepping into a place that finally feels like home. 🥹🏡🔑🤍

Congratulations, Neyda and Juan, on your beautiful new home and this exciting new chapter ahead. Thank you for trusting me to be your Mortgage Loan Officer and allowing me to be part of such a meaningful milestone in your lives. I’m your Mortgage Bestie for life! 🫶🏼

A heartfelt thank you to Realtor Cecelia Soto with Mayben Realty, for being wonderful to work with throughout the process.

Moments like these will never stop being special to me and are a constant reminder of why I truly love what I do. 🏡✨

✨ If you’re dreaming about homeownership, I’m always happy to help guide you every step of the process. 🫶🏼

Ester Smith - Efinity Mortgage

Sometimes the only thing standing between you and homeownership is simply believing it can happen for you.🏡I have talked...
02/27/2026

Sometimes the only thing standing between you and homeownership is simply believing it can happen for you.🏡

I have talked to so many families who thought they were not ready. They thought their credit was not good enough. They thought they did not have enough saved up. They thought it would take years to achieve homeownership. 🙏🏼

And then we sat down, made a solid plan, and suddenly what felt impossible started to feel real. ✨

If owning a home has been on your heart, let’s talk. Sometimes one conversation changes everything. 💛 You don’t need to have everything figured out today. You just need the right guidance. 🫶🏼

Loan program I have available! 👇🏼

• FHA loans – 3.5% down payment
• Conventional loans – as little as 3% down
• VA loans – zero down payment for eligible veterans and service members
• USDA loans – zero down payment in eligible rural areas

Book your FREE Buyer’s Consultation today! 🫡
📲 Call or text me at 903-305-8597 to get started!

🏡 Ester Smith
Mortgage Loan Officer / Branch Manager
NMLS #337527
Equal Housing Lender
Hablo Español

🏡 OPEN HOUSE THIS TUESDAY! Your Mortgage Bestie here 🙋🏻‍♀️ This could be the one you have been waiting for! Come tour th...
02/22/2026

🏡 OPEN HOUSE THIS TUESDAY!

Your Mortgage Bestie here 🙋🏻‍♀️ This could be the one you have been waiting for! Come tour this beautiful property. I will be there and would love to answer any home financing questions you may have. ✨

Join us for the Open House:
🗓 Tuesday, February 24th
⏰ 3:00 PM to 5:00 PM

📍 28 County Road 3101, Pittsburg, TX 75686
💰 Offered at $328,000
Listed by: Ino Mejia Lee with Ino Mejia Lee, Realtor/Broker- NextPhase Realty

🛏 4 Bedrooms
🛁 3 Bathrooms
🚗 2 Car Garage
📐 2,105 Sq Ft
🌳 Situated on 1 Acre

The first step is just a conversation to understand your options and estimated payment. 💬🤝

Your Mortgage Bestie is here to guide you every step of the way from preapproval to closing day. 🏡✨

Book your FREE Buyer’s Consultation today! 🫡
📲 Call or text me at 903-305-8597 to get started!

Ester Smith
Mortgage Loan Officer / Branch Manager
NMLS #337527
Equal Housing Lender
Hablo Español

02/20/2026

New Listing Alert! 🚨 In Pittsburg, TX 🏡

If you have been dreaming about a home with more space and room to grow, this property might be exactly what you have been waiting for. Your Mortgage Bestie can help make that happen! ✨

🛏️ 4 bedrooms
🛁 2 bathrooms
🚗 2-car garage
📐 2,105 sq ft
🌳 1 acre

💰 Offered at $328,000
📍 28 County Road 3101, Pittsburg, TX 75686
⭐ Listed by Ino with Ino Mejia Lee, Realtor/Broker- NextPhase Realty

Estimated down payments on $328,000 👇🏼

• USDA 0% down, $0 in eligible areas
• VA 0% down, $0 for eligible veterans
• Conventional 3% down, about $9,840 for qualified buyers
• FHA 3.5% down, about $11,480

Getting started is easier than most people expect! 🥰
Many buyers begin by simply learning their options and understanding what they qualify for. 🤝🏼 I’m here to help you through this journey! 🏡🔑🫶🏼

📲 Book your FREE Buyer’s Consultation today!
Call or text me at 903-305-8597 to get started!

Ester Smith
Mortgage Loan Officer / Branch Manager
NMLS #337527
Equal Housing Lender
Hablo Español

Under $190K! 🏡I hear it all the time: “I didn’t think I could get approved.”Many times, after I review everything and ma...
02/18/2026

Under $190K! 🏡

I hear it all the time: “I didn’t think I could get approved.”
Many times, after I review everything and make a plan, they realize it’s possible. 🙌🏼🏡🥰

🛏️ 3 bedrooms
🛁 2 bathrooms
📐 1,675 sq ft
🚗 Carport
✨ Updated flooring, paint, ceiling fans, and roof… MOVE IN READY!

💰 Offered at $189,999
📍 603 Lafayette St, Pittsburg, TX
⭐ Listed by Derek Williams, Realtor Century 21 Premier Group

Estimated down payments on $189,999 👇🏼

• USDA 0% down, $0 in eligible areas
• VA 0% down, $0 for eligible veterans
• Conventional 3% down, about $5,700 for qualified buyers
• FHA 3.5% down, about $6,650

📲 Book your FREE Buyer’s Consultation today!
Call or text me at 903-305-8597 to get started!

Ester Smith
Mortgage Loan Officer / Branch Manager
NMLS #337527
Equal Housing Lender
Hablo Español

Buying a home does not always start with a contract. Sometimes it starts with a conversation, a plan, or simply understa...
02/17/2026

Buying a home does not always start with a contract. Sometimes it starts with a conversation, a plan, or simply understanding your options. 🏡

Many buyers are surprised to learn there are several loan programs available, including: 🙌🏼

• FHA loans – 3.5% down payment
• Conventional loans – as little as 3% down
• VA loans – zero down payment for eligible veterans and service members
• USDA loans – zero down payment in eligible rural areas

If homeownership is one of your goals this year, taking small steps now can make a big difference later. I am always here to answer questions and help you prepare. ✨

Book your FREE Buyer’s Consultation today! 🫡
📲 Call or text me at 903-305-8597 to get started!

🏡 Ester Smith
Mortgage Loan Officer / Branch Manager
NMLS #337527
Equal Housing Lender
Hablo Español

Address

1002 N Jefferson Avenue
Mount Pleasant, TX
75455

Telephone

+19033058597

Website

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Ester Smith is one of the leading Bilingual Mortgage Loan Officers in the NETX area. She is fluent in English and Spanish. She has built a wide following of client families and real estate agents serving their real estate needs with the best Mortgage experience from start to finish. Ester's success has been attributed by her passion for helping her clients achieve the American Dream. She has a wide range of product knowledge to help consumers make the right decisions for the largest financial transaction that most people will make. Ester loves working with people and knows that she is in the business to make home ownership a reality for first time home buyers, clients looking to upgrade, or refinance. She offers FHA, VA, USDA and Conventional home loan products. Ester began her career in banking at a young age and she soon discovered her passion was Mortgage Lending. She has been helping her clients achieve home ownership for over 10 years and has helped numerous families. She believes in serving her clients like she serves her community, with honor and commitment. She serves and represents her community very well. She serves as a Board of Director on the Mt Pleasant/Titus County Chamber of Commerce, TRMC Hospital Foundation, MPISD Education Foundation and Mt Pleasant Downtown/Main Street. She is also a member of the Mt Pleasant Rotary Club and Mt Pleasant Young Professionals. She enjoys spending time with her husband Jordan, friends and family.