First Federal Bank Residential Lending

08/14/2026

A pencil, a notebook, a backpack full of hope.

✏️📚 First Federal Bank and Build Up Foundation unite to empower every student this school year. Thank you to everyone who came out to support our students!

Equal Housing Lender | NMLS #408902

08/12/2026

Thank you, Hunter G., for your wonderful review of Theresa Conwell and for recognizing her trusted guidance in helping buyers navigate their path to homeownership.
Equal Housing Lender | NMLS #408902

08/10/2026

Putting off selling because it feels like the market is at a standstill?

While the pace has cooled in some areas, homes continue to change hands across the country every day. Current industry projections estimate that more than 4 million existing homes could sell this year.
That works out to approximately:

🏡 11,000+ homes per day
⏰ Nearly 470 per hour
🔑 About 8 per minute

Every local market is different, and real estate activity varies by location, price point, and property condition. If you're wondering what today's market could mean for your home, talking with a local real estate professional can help you better understand your options. Drop a comment below to connect with one of our loan officers today!

Equal Housing Lender | NMLS #408902

Source: National Association of Realtors® (NAR), Existing Home Sales data and 2026 sales projections, June 2026

08/05/2026

For the 14th year in a row, Americans ranked real estate as the best long-term investment. *

That result reflects how many people view homeownership as a long-term goal, even as market conditions change.

For many, buying a home is about more than finances—it's about having a place to call your own and putting down roots in a community.

If you're thinking about buying a home, connect with one of our loan officers today. They will be happy to answer your questions, discuss the home financing process, and help you understand the options that may fit your individual situation.

What would you choose as the best long-term investment? Share your thoughts in the comments!

Equal Housing Lender | NMLS #408902


*Based on annual Gallup survey results (Survey results reflect consumer opinions and are not a guarantee of future performance or appreciation).

07/22/2026

Monday night was one to remember at the Beaufort Water Festival!

First Federal Bank was honored to sponsor Motown Monday and spend the evening with our neighbors, customers, and visitors celebrating one of the Lowcountry's favorite summer traditions. Thank you to everyone who stopped by, shared a smile, and enjoyed a night of music on the waterfront.

Supporting events that bring people together is one of the many ways we stay connected to the communities we serve.

07/15/2026

First-time homebuyers are making up a larger share of today's housing market.

Recent market data shows first-time buyers accounted for 35% of home purchases in May—their highest share since 2020. As more homes become available, some buyers are finding opportunities they may not have considered before.

If you are thinking about purchasing your first home, connect with one of our loan officers to discuss mortgage options and the home financing process.

Equal Housing Lender | NMLS #408902

Advertisement for credit. Not a commitment to lend. All loans are subject to credit, income, property, and underwriting approval. Rates and terms may change and vary by credit profile and loan features. Not all applicants qualify.



Source: NAR, NAR Revises 2026 Outlook, First-Time Buyers Surge to 35% of Market, June 2026

07/09/2026

Thank you, Kevin P., for your thoughtful review of our loan officer, Matt Krasnoff. We are pleased to know Matt provided the clear guidance and attentive service you deserve.

07/03/2026

06/29/2026

🏡 Don't skip over that home that's been sitting on the market.

A longer time on the market doesn't always mean there's something wrong with the home. In many cases, it could mean an opportunity for buyers.

Sellers may be more open to negotiating on price, closing costs, or other terms—helping make homeownership more affordable.
If you're struggling to find a home within your budget, let's talk.

Reach out to one of our loan officers today to help explore financing options and opportunities that fit your goals.



Equal Housing Lender | NMLS #408902
Source: Realtor. com, Why You Shouldn't Automatically Skip a Home on the Market for a Long Time, June 2026

06/24/2026

We’re honored to share that First Federal Bank has been named one of the Top 10 Mortgage Companies in the Medium Division for the 2025 Top Performers in Customer Satisfaction Awards, presented by https://hubs.ly/Q04mhcDK0.

We’re grateful to our customers for sharing their experiences and to our team for their continued commitment to helpful, dependable service throughout the mortgage process.


Equal Housing Lender | NMLS #408902

06/22/2026

For more than 15 years, Southern Sentry has helped protect Lowcountry homes and businesses with customized security solutions. As a locally-owned company, they've built their reputation on trust, reliability, and putting customers first.

We're honored to be their banking partner as they continue protecting Lowcountry homes and businesses and making a difference in the communities they serve.

04/15/2026

Thank you, First Federal customers! Through our Community Rewards Program, your generosity helped The Salvation Army reach their $1,500 goal. These funds will allow them to purchase a new refrigerator and freezer for their food pantry. In addition, the funds will aid them to continue and strengthen their reading program. Your support truly makes a difference. Check with your local FFB branch today to see what CRPs are running and how you can help make a positive impact.

02/18/2026

"Together, We Go Further" is about more than banking- at First Federal, it’s how we show up every day.

For our customers, it means personalized guidance and support; for our employees, it means collaboration, growth, and a shared purpose; and for our communities, it means investing in the places we call home.

It's about building together, creating real impact, and fostering growth and connection. Our strength comes from our shared dedication every day, in every branch, because together, we go further.

02/05/2026

We are honored to be recognized by USA Today for America’s Best Customer Service 2026 and America’s Best Customer Service Financial Services 2026.

Read more: https://hubs.ly/Q0421cQM0

08/04/2025

Sweet moments made even sweeter with our friends at Holton Cookie Co. (based in Fernandina Beach, FL) and McCalley Creek Bakery (based in Beaufort, SC). Happy Chocolate Chip Cookie Day! We’re proud to support local businesses that bring a little extra joy (and a lot of chocolate chips) to our community every day.

07/25/2025

“Feels like family” isn’t just a phrase—it’s what makes us First Federal. This week’s Friendly Face, Renee Treverrow, shares how leadership that listens and a work culture that values life outside of work makes all the difference. It’s the little things that build a big-hearted team!

07/23/2025

Thinking about waiting for mortgage rates to drop before buying a home? Here’s what you need to know:
Latest expert forecasts suggest rates aren’t expected to change much in the near future. While the market’s been unpredictable the last few years, this new stability actually brings a major benefit—you can finally plan ahead with more confidence.

A First Federal Bank Loan Officer is here to keep you informed as market forecasts shift—and to explore what’s possible for you right now. Whether you’re ready to start your home search, or just want to see how the numbers look, we’re here to help you make confident, well-informed decisions every step of the way.

07/21/2025

First Federal Bank was honored to participate in with the Northeast Florida Association of REALTORS® today! 🌊

A huge thank you to everyone who joined us in making a positive impact on our local waterways and communities. This year’s event was a great success, and we’re proud to stand alongside Northeast Florida’s real estate professionals in support of a cleaner, healthier Florida.

Looking forward to more community partnerships ahead!

07/18/2025

🌟 Thank you, Mackenzie L., for the wonderful 5-star review! We’re thrilled to hear about your positive experience working with our loan officer, Matt Magyar. Your feedback means the world to us, and we’re grateful for the opportunity to support you on your home journey. Congratulations and thank you for choosing First Federal Bank! 🏡👏