Richard Montavon - Country Financial

Richard Montavon - Country Financial I look forward to learning about your needs and helping you achieve financial security. To learn more, visit www.countryfinancial.com. Not FDIC insured.

No matter what your goals are, I’m prepared to learn about your needs and help you protect your plans for the future. As a Financial Advisor of COUNTRY Trust Bank, I can help you create a financial plan so you can achieve financial security through investment management, retirement, trust, and planning services. As a COUNTRY Financial® Insurance Agent I’m also prepared to help you protect the thin

gs you love through a wide range of insurance and financial products and services including but not limited to auto, home, life, and farm. Investment management, retirement, trust and planning services provided by COUNTRY Trust Bank®. No bank guarantee. May lose value
Property / Casualty policies issued by COUNTRY Mutual Insurance Company®, COUNTRY Casualty Insurance Company® or COUNTRY Preferred Insurance Company®, Bloomington, IL. Life policies issued by COUNTRY Life Insurance Company® or COUNTRY Investors Life Assurance Company®, Bloomington, IL. Annuities issued by COUNTRY Investors Life Assurance Company®, Bloomington, IL. Availability and amount of coverages and discounts vary by state. Information contained here is not a statement of coverage. For more information view our full terms and conditions: http://www.countryfinancial.com/SiteController?url=/staticNav/termsAndConditions

Thinking about paying for college? A 529 plan offers tax advantage savings, high contribution limits, and flexibility fo...
06/01/2026

Thinking about paying for college? A 529 plan offers tax advantage savings, high contribution limits, and flexibility for qualified education expenses. Call me with questions and more details about 529s here: https://cfin.us/CompareCollegeSavings

Not sure whether you want a higher or lower deductible for your car insurance? We did the heavy lifting for you. Call me...
05/29/2026

Not sure whether you want a higher or lower deductible for your car insurance? We did the heavy lifting for you. Call me with questions and find out here whether a lower deductible is really worth it.

Buying a house for the first time is overwhelming. Getting home insurance is just another cherry on top of that largest-...
05/27/2026

Buying a house for the first time is overwhelming. Getting home insurance is just another cherry on top of that largest-purchase-you’ve-ever-made-in-your-life-sundae.

We make it easy with experts that get you the home, auto, and any other insurance you need so you can feel confident knowing you’re covered.

has been protecting homeowners since 1925. Follow us for more on how you can protect the things that matter most.

Since 1925, COUNTRY Financial has grown to offer insurance and financial products from farm, auto and home insurance to ...
04/22/2026

Since 1925, COUNTRY Financial has grown to offer insurance and financial products from farm, auto and home insurance to investment services — but our roots will always be in agriculture.

As a Farm Certified Representative, I've completed thorough training on proper protection and legacy planning for farmers. Using this experience, I can customize your farm’s insurance and meet your operation’s specific needs.

Contact me today to learn how we can work together to create a plan for your insurance coverage!

04/20/2026

Whether you’re nearing retirement age or are several years off, Social Security questions will probably come up in your retirement planning. Questions like, “What age should I take Social Security?”

Here’s the thing: You’re allowed to take Social Security as early as age 62. But did you know that every year you delay, up to age 70, your benefit increases by 8%?

That’s a potential 64% increase in lifetime income. Imagine that!

Another question that may come up is “Will Social Security be around when I retire?”

While I don’t have a crystal ball to see into the future, as a COUNTRY Trust Bank®️ Financial Advisor, I'm here to guide you through your choices and help you make informed decisions as you plan for your retirement.

Let’s talk!
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we're committed to helping you protect your today and plan for your tomorrow. Follow us for more on how you can protect the life you love.

When planning a getaway, you’re looking to relax and enjoy a break from the stress of everyday life. The last thing you ...
04/17/2026

When planning a getaway, you’re looking to relax and enjoy a break from the stress of everyday life. The last thing you want to worry about is what happens if things go wrong during your trip. Thankfully, you can count on your home and car insurance to protect you even when you’re away. Here are a few ways your home and auto insurance protect you when you’re traveling:

1. Roadside Assistance
While hitting the open road is a great adventure, sometimes breakdowns happen. Your auto insurance may provide you with emergency road service coverage, which can reimburse you for towing expenses, delivery of fuel, repair parts and labor charges.

2. Car insurance coverage for other drivers
Sharing driving duty with others on a road trip? Rest assured, if you give other licensed drivers permission to use your car, they are usually covered. This includes teens with learner’s permits!

3. Rental car insurance coverage
You might be wondering, “does my car insurance cover rental cars?” Generally, your auto policy should apply to the rental vehicle as long as you are driving within the United States (including your deductible). Always read the contract carefully and ask the rental agent to explain anything if you’re unsure.

Additionally, you can add vehicle rental and trip interruption coverage to your auto insurance to provide coverage for a rental vehicle if you have an accident away from home. With this protection, you may be reimbursed for a rental car if you have a covered claim, and if you have an accident more than 100 miles from home, you could also apply this coverage to travel expenses like transportation, lodging and meals. Expense limits differ by state, so talk to your insurance representative about the types of coverage available where you live.

4. Insurance coverage at a hotel or vacation home rental
If you are the victim of theft while you’re renting a vacation home or staying in a hotel, you may have coverage through your home insurance for your personal property. If you accidentally cause damage to the property you're staying in, you may have liability coverage as well.

Life insurance provides more protection than you might think. If something ever happens and you are no longer here to he...
03/31/2026

Life insurance provides more protection than you might think. If something ever happens and you are no longer here to help pay for the mortgage, life insurance is a great way to help your family stay in your home. Plus, enhancing your coverage might be more affordable than you expect. Contact me today to discuss your options and feel confident your loved ones have the financial security they need.

Life insurance should be customized for your needs, whether that’s a term policy with an affordable monthly premium or a...
03/24/2026

Life insurance should be customized for your needs, whether that’s a term policy with an affordable monthly premium or a permanent policy that can help you pay for future expenses. Contact me today to discuss which option is right for you.

🚨March 15 is the deadline to enroll in crop insurance. 🚨  Protecting your crops takes careful planning. We get that. So,...
03/13/2026

🚨March 15 is the deadline to enroll in crop insurance. 🚨

Protecting your crops takes careful planning. We get that. So, make sure you start with a tailored plan and an expert who can help you along the way.

Contact a Crop Certified Rep to find the right coverage for your crop needs: COUNTRYFinancial.com/crop

has been protecting farmers (and their crops) for 100 years. Follow us for more on how you can protect your legacy and financial future.

Life changes fast. Has your life insurance kept up with you? Along with providing necessary protection, it’s a valuable ...
03/10/2026

Life changes fast. Has your life insurance kept up with you? Along with providing necessary protection, it’s a valuable planning instrument that can help secure your future. Learn more and get a quote for Forbes’ #1 ranked life insurance for 2024: https://cfin.us/LetsTalkLifeInsurance

Address

119 S. Wesley Avenue
Mount Morris, IL
61054

Opening Hours

Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30pm
Wednesday 8:30am - 4:30pm
Thursday 8:30am - 4:30pm
Friday 8:30am - 4:30pm

Telephone

+18157347911

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