J. Patrick Delaney Jr. NMLS 460243

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J. Patrick Delaney Jr. NMLS 460243 I am a VP of Mortgage Lending at Guaranteed Rate Affinity. NMLS ID #460243 and GRA NMLS # 1598647. Consumer Access

This is page is established to share information regarding news and information as it pertains to Residential Home Financing,

Signed contracts slowed across the country in September, with pending home sales down 7.3% from the month before. As ris...
10/20/2026

Signed contracts slowed across the country in September, with pending home sales down 7.3% from the month before. As rising rates keep some buyers waiting, prepared buyers may find more options and less competition. Want to know how to make the most of this market?
https://myoc.io/cgfWRYExezh/jiKJQ



NMLS # 460243

10/20/2026

Renting may offer short-term flexibility, but buying a home might help you build long-term stability. Let’s break down the numbers and see what works best for your situation.
https://myoc.io/cgfWRYExezh/W9M4z



NMLS # 460243

10/19/2026

If your house goes bump in the night, don’t worry. It might just be doing its job. While these sounds are usually perfectly normal, the best way to be sure is by being proactive about routine maintenance.

Check our guide to help you get your home ready for fall … and the trick-or-treaters.
https://myoc.io/cgfWRYExezh/tDgoE



NMLS # 460243

10/15/2026

Buying a home next year starts now. Use these tips to help you get a head start and reach out so we can map out a personalized path toward homeownership.

I’m here to help you evaluate the options to get you home in 2027.
https://myoc.io/cgfWRYExezh/Bw6Ni



NMLS # 460243

The latest housing data showed mixed results. Sales increased in the South and West regions, held steady in the Midwest ...
10/14/2026

The latest housing data showed mixed results. Sales increased in the South and West regions, held steady in the Midwest and declined in the Northeast compared to August. All four regions showed a year-over-year decline in sales, but many buyers are still entering contracts and available inventory is up to 1.60 million homes.

Let’s talk if you’re looking to head to the offer table with some serious leverage.
https://myoc.io/cgfWRYExezh/glNlH



NMLS # 460243

10/13/2026

Comparing rates is important but it’s only part of the picture. A lender’s experience, process and platform could make or break your entire homebuying experience. Contact me to learn more.
https://myoc.io/cgfWRYExezh/rJGBf



NMLS # 460243

10/12/2026

Beware of the maxed-out credit card monster. High credit card balances could increase your credit utilization, which may affect your credit score, and ultimately, your mortgage qualification.

When you’re approaching closing, watch your spending and avoid giving this homebuying horror anything else to feed on.
https://myoc.io/cgfWRYExezh/Haj2u



NMLS # 460243

We have creative financing options to take a bite out of interest rates on 12 Moore Ave being offered by Kathy Mullan wi...
10/09/2026

We have creative financing options to take a bite out of interest rates on 12 Moore Ave being offered by Kathy Mullan with Coldwell Banker Realty.

These are seller funded and can be structured in several different ways!

DM me for details or call at 609-405-1567

10/08/2026

Running multiple businesses, or juggling income that shifts by the month or the client? Standard income documentation doesn't always fit that. For eligible business owners, a current 12-month profit and loss statement (P&L) may offer a documentation path built for that kind of complexity.

If that sounds like your business, let's talk about your situation.
https://myoc.io/cgfWRYExezh



NMLS # 460243

Address

10000 Midlantic Drive , Suite 401W
Mount Laurel, NJ
08054

Telephone

+16094051567

Website

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