Raymond Desfosse

12/01/2025

5.0 star review received on Experience.com for Raymond Desfosse by Nicole M M - Super helpful.

Click to see all 17 reviews of Raymond Desfosse - AnnieMac Home Mortgage, Sales Manager | NMLS # 1916355

11/12/2025

Before the lender signs off on your offer, there’s one important reality check left: the purchase appraisal.

An independent appraiser reviews the home’s condition, neighborhood, and recent sales to determine its true market value. Why? To make sure:

• You’re not overpaying.
• The bank’s not over lending.
• Everyone’s protected before closing.

It’s like getting a second opinion, one that keeps emotions (and overpriced listings) in check. Want to know how appraisals work, what they cost, and what to expect? Let's talk about it!
https://myoc.io/rdesfosse

1916355

11/06/2025

5.0 star review received on Experience.com for Raymond Desfosse by Lorena V - Ray and team went above and beyond every step of the way. We are grateful to have a team that truly cares about ensuring we achieve the best possible outcome.

Click to see all 15 reviews of Raymond Desfosse - AnnieMac Home Mortgage, Sales Manager | NMLS # 1916355

11/05/2025

Mortgage rates change all the time. Sometimes daily. That’s where a rate lock comes in.
It “freezes” your interest rate for a set period, giving you peace of mind while your loan goes through underwriting.

You’ll know what to expect for your monthly payment, and you can move forward with confidence without watching the market every day.

Curious how long locks last and when to lock yours in? Let's deep dive together!
https://myoc.io/rdesfosse

1916355

10/29/2025

Think of a refinance appraisal like a home value checkup. You might’ve bought your place at $250K, but if homes in your neighborhood are now going for $300K? That matters.
Why it’s important:

• It tells the lender your home’s current worth.
• It can improve your loan terms.
• It can unlock cash-out options if you’ve built equity.

Planning to refi soon? Understanding how appraisals work can help you prep (and boost your home’s value where it counts). Call me today!
https://myoc.io/rdesfosse

1916355

10/27/2025

Open houses don’t have to be all work. With our toolkit, every visitor becomes a lead and every lead gets nurtured automatically. DM me to get started.
https://myoc.io/rdesfosse

1916355

10/25/2025

5.0 star review received on Experience.com for Raymond Desfosse by Jennifer M S - Ease of transaction

Click to see all 14 reviews of Raymond Desfosse - AnnieMac Home Mortgage, Sales Manager | NMLS # 1916355

10/22/2025

VA loans are designed to make homeownership more accessible for those who’ve served. But there’s still a lot of confusion about how they work and what makes them different.

Learn how it works and what myths to ignore:
https://annie-mac.com/va-purchase/
https://myoc.io/rdesfosse

1916355

10/21/2025

Contact us today to get the Don't Just Bid. WIN. Playbook for agents!
https://myoc.io/rdesfosse

1916355