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Monday 8am - 8pm Tuesday 8am - 8pm Wednesday 8am - 8pm Thursday 8am - 8pm Friday 8am - 8pm Saturday 8am - 6pm Sunday 8am - 6pm

Sky Mortgage Group

Home
United States
Mount Laurel, NJ
Sky Mortgage Group

We are a local mortgage lender specializing in residential purchase and refinance mortgages. Sky Mo

04/03/2023

When you're ready to make your dream home a reality, you'll need to get both an inspection AND an appraisal. But, what's the difference between the two? Well, a home inspection is like a thorough health check for your new abode. The inspector will scrutinize the plumbing, electrical, HVAC systems and more, to ensure everything is in tip-top shape. Meanwhile, a home appraisal is like a value assessment by a licensed appraiser. They'll take into account factors such as the condition of the home, the local real estate market, and other properties in the area. So, get ready to dig into the details and make the most of your new home-buying experience!

03/29/2023

Generating passive income by renting out a second home is an excellent strategy for accumulating personal wealth! Here are a few things to consider before embarking on the journey of becoming a landlord:

03/27/2023

When obtaining downpayment assistance, it's essential to keep in mind the expenses associated with closing the deal. Such expenses comprise attorney charges, lender charges, appraisal charges, title charges, and a recording charge. Typically, you'll need to have around 3-5% of the home's purchase price set aside for closing costs.

03/23/2023

Do you have questions about mortgages and home buying? 🏠

➡️ Is this a favorable time to purchase a home?

➡️ Will mortgage rates decrease soon?

➡️ Interested in buying a home but not sure where to start?

➡️ Is it possible to transfer a mortgage to a different property?

Let us help you answer these questions and guide you through the mortgage process. Contact us today.

03/20/2023

There are various downpayment assistance programs, grants, and other mortgage programs accessible that can transform the dream of homeownership into a reality for many. Don't let a lack of downpayment hinder your progress!

📱 Contact us today to determine your eligibility for these programs.

03/17/2023

Feeling lucky this St. Patrick's Day 💰? Your luck just got better because finding your dream home has never been easier! Let us help you find the pot of gold at the end of the rainbow by securing a mortgage that's as good as a four-leaf clover🍀. Reach out today to get started!

03/13/2023

Your loan-to-value ratio (LTV) is a metric utilized by lenders to appraise risk and customize the loan and terms that suit you best. Essentially, it demonstrates the portion of the property you will own compared to the share belonging to the bank. TDLR: Lower LTV = big W! 🎊

03/08/2023

🚨 Exciting news! 🚨 The Federal Housing Administration has announced a reduction in insurance costs for FHA loans. This move translates to increased purchasing power and reduced monthly payments for new FHA borrowers. The cost savings can amount to as much as $750 for a $250,000 loan! It's an excellent time to consider purchasing and financing with an FHA loan 🏠💵. In case you need a reminder, FHA loans are government-backed loans that serve as an option for borrowers who may have limited credit, insufficient down payment, or cannot afford closing costs. Contact an SMG loan officer today to determine if an FHA loan is the right fit for you and take advantage of significant savings 💰.

03/06/2023

Okay, hear us out; we're not suggesting that you should NEVER purchase the above. BUT, it's crucial to consider the advantages and disadvantages of instant versus delayed gratification - you catch our drift?

We get it, shopping is an undeniably fun pastime, but house hunting is our favorite. More importantly, real estate remains a tried and true great investment.

03/01/2023

If you're looking to buy a home and haven't yet built up your credit history, it's essential to establish a positive track record of credit decisions. Lenders may hesitate to work with individuals who lack credit, so opening one or two credit cards 💳 and using them for small purchases can be a good starting point. Make sure to pay off the balance in full each month to demonstrate responsible credit management 💡.

02/27/2023

With New Jersey Housing and Mortgage Finance Agency’s $10,000 Down Payment Assistance Program, you can dream big and be a hero in your new home 🏡. Your down payment and closing costs are no match for this five-year, interest-free forgivable loan with no monthly payments. Ready to get started? Send me a message today! 📲

Address

1000 Crawford Place, Suite 180
Mount Laurel, NJ
08054

Opening Hours

Monday	8am - 8pm
Tuesday	8am - 8pm
Wednesday	8am - 8pm
Thursday	8am - 8pm
Friday	8am - 8pm
Saturday	8am - 6pm
Sunday	8am - 6pm

Telephone

+16099222630

Website

http://www.SkyMortgageGroup.com/

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