The Difference Card

The Difference Card With over 20 years of experience, we've empowered businesses to achieve significant savings while enhancing employee satisfaction.

Discover how we can make a difference for your organization today!

📚 CASE STUDY: Private School Saves $273K Without Cutting BenefitsRising healthcare costs are putting pressure on educati...
06/16/2026

📚 CASE STUDY: Private School Saves $273K Without Cutting Benefits
Rising healthcare costs are putting pressure on educational institutions-but cutting benefits isn’t the answer.

A New England private school with 130 employees faced this exact challenge. Instead of shifting costs to staff, they partnered with Skinner and International, alongside Gelnett from The Difference Card, to rethink their strategy.

✅ The result?
- $273,000 in guaranteed annual savings
- Predictable monthly healthcare budgeting
- Enhanced employee benefits experience
- 100% return of unused surplus funds

By implementing a customized Difference Card MERP + Difference Guarantee Monthly Budget solution, they achieved the best of both worlds: financial stability and stronger benefits.

This is what sustainable healthcare strategy looks like in action.
👉 Read the full case study to see how they did it:

A growing retail sports entertainment company entered their May 2026 health insurance renewal cycle facing a major financial challenge. With 240 employees enrolled in their medical plan, the organization received a difficult renewal increase of 39% from Blue Cross Blue ShieldA respected private scho...

06/16/2026

Hear directly from Cherie Hoolahan as she breaks down a recent higher education success story 🎥

Through The Difference Card, a university partner realized $1M+ in savings on benefits - funds that were then reinvested back into the institution where they matter most.

Learn how The Difference Card is helping education institutions drive savings, protect benefits, and reinvest in their future: https://hubs.la/Q04kX5mk0

06/15/2026

There’s nothing more powerful than long-term partnerships that deliver real results.

We’re proud to highlight Christina Collins, a valued broker partner who has worked alongside Jennifer Revell and The Difference Card for over a decade. 🤝

In this conversation, Christina shares how that partnership translated into meaningful impact for one of her clients - helping them save over $800,000 while still prioritizing employee benefits.

This is what it looks like when collaboration, trust, and innovative thinking come together to drive smarter healthcare solutions.

💡 Real partnerships. Real savings. Real results.

06/12/2026

We’re back with another one 👀
What does MERP stand for?
Drop your best wrong answers only below 😂👇
Let’s see who gets the most creative…

06/11/2026

Wondering how The Difference Card helps employers reduce healthcare costs without reducing benefits?

In this video, we break down exactly how The Difference Card works and why thousands of employers across the country are using it to lower healthcare spending while maintaining a strong benefits package for their employees.

Whether you're an employer, HR professional, benefits consultant, or broker, this overview will help you understand how innovative healthcare cost-containment strategies can create value for both organizations and employees.

Learn more about The Difference Card at https://hubs.la/Q04jZlxc0.

Celebrating an incredible class of 2026 new hires! 🚀We had the chance to bring so many of our newest team members togeth...
06/10/2026

Celebrating an incredible class of 2026 new hires! 🚀

We had the chance to bring so many of our newest team members together at our recent Growth Conference and capturing this moment with all of you was something special. The energy, talent, and drive in this group is exactly what fuels our continued growth.

We’re not done growing yet… if you’re looking to be part of a dynamic, fast-moving team, we’d love to hear from you.
👉 Check out our open roles: https://hubs.la/Q04jxtdX0

06/09/2026

A powerful example of what’s possible with the right strategy and partnership 👏

In this case study, Emily Coughlin Molloy shares how a school district was facing a 20% renewal increase and how, by implementing The Difference Card strategy alongside their existing carrier and layering in a MERP solution, they were able to bring that increase all the way down to 0%.

Even more impactful? Nearly $2.5 million in savings.

Stories like this are exactly why we do what we do. Helping organizations take control of rising healthcare costs without compromising on quality.

Healthcare costs continue to rise, but employers don't have to choose between reducing costs and maintaining valuable be...
06/08/2026

Healthcare costs continue to rise, but employers don't have to choose between reducing costs and maintaining valuable benefits.

A hybrid HDHP combines the lower premiums and HSA compatibility of a high-deductible health plan with the predictability of fixed copayments, helping organizations balance cost control with employee satisfaction. The result? Potential savings for employers while making healthcare feel more affordable and accessible for employees.

In our latest blog, we break down:
✅ How hybrid HDHPs work
✅ The benefits for both employers and employees
✅ The advantages of pairing an HDHP with an HSA
✅ Key implementation strategies and common pitfalls to avoid

Ready to explore a healthcare strategy that helps control costs without compromising the employee experience?

👉 Read the full blog: The Difference Card Hybrid HDHP Guide: https://hubs.la/Q04jBYWd0

We’re proud to celebrate our incredible Purple Producers - the broker partners who consistently deliver exceptional resu...
06/05/2026

We’re proud to celebrate our incredible Purple Producers - the broker partners who consistently deliver exceptional results, meaningful healthcare savings, and innovative benefit strategies through their partnership with The Difference Card. 💜

These top-performing partners have demonstrated outstanding collaboration, commitment, and impact:
✨ Gallagher
✨ CRC Benefits
✨ Foundation Risk Partners
✨ Conner Strong & Buckelew
✨ Nava Benefits
✨ Highstreet Insurance, formerly Brewer Insurance Group/DJB
✨ Brown & Brown

Together, we’ve helped thousands of employers unlock millions in savings, elevate benefits, and drive measurable results year after year.
To all of our Purple Producers - thank you for your partnership, dedication, and trust.

👉 Explore all of our Purple Producers and their impact here:
https://hubs.la/Q04hw5cS0

We’re excited to share that we’re officially live on TikTok! 🎉Follow along for a closer look at our team, behind-the-sce...
06/04/2026

We’re excited to share that we’re officially live on TikTok! 🎉

Follow along for a closer look at our team, behind-the-scenes moments, and the culture that drives what we do every day.
This is just the beginning - stay tuned for more content that brings our people and our story to life.

👉 Follow us on tiktok here: https://hubs.la/Q04hzjQf0

Address

PO Box 322
Mount Kisco, NY
10549

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm

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