Kenny Green Senior Mortgage Loan Originator NMLS 155907

12/18/2025

12/05/2025

Life happens. People change careers, take breaks, care for family, go back to school.
A job gap doesn’t disqualify you; lenders just want clarity and consistency.

Here’s what helps:

📄 A simple explanation letter
📅 Proof of recent steady income
💼 Documentation for the gap (schooling, training, childcare, medical leave, etc.)

Your career path doesn’t have to be perfect; it just has to be clear.

12/04/2025

Closing day is exciting, but also a little overwhelming.

Here’s what you’ll need:

🪪 A valid photo ID
💵 Certified funds or wiring confirmation
📄 Proof of homeowner’s insurance
🔍 Final walkthrough checklist
A ready wrist (seriously, you’ll sign a lot)

Take a deep breath – you’re almost home.

12/03/2025

Many buyers underestimate how much their financial picture can grow over time.
Raises, new opportunities, reduced expenses, smarter planning; it all shifts what’s possible.

You don’t have to have it all today.

You just need a plan for tomorrow.

12/02/2025

The housing market has a rhythm, and winter is quietly one of the best times to buy.
Why?

➜ Less competition
➜ Sellers are more flexible
➜ Builder + seller incentives are more common
➜ Homes sit longer → more negotiating power

If you’re prepared, the “slow season” can be your advantage.

12/01/2025

Cyber Monday deals are cool… but the real surprise was what happened with mortgage rates last week. Let’s just say the market might be gearing up for something interesting.

With the Fed meeting next week, the timing couldn’t be more interesting.
Quick breakdown in the video.

11/14/2025

A low rate sounds great, but it’s not the full picture.

Your real affordability depends on the whole equation: taxes, insurance, loan type, timing, and credit.

The lowest rate isn’t always the smartest move. If you have any questions, I would love to chat.

11/13/2025

Buying a home can feel like love at first sight 😍.

But the smartest buyers give it 24 hours, time to picture the details, run the numbers, and be sure it’s more than a crush.

If you still love it tomorrow, it’s probably “the one.”

11/12/2025

Jobs change. Rates rise. Life happens.

Before you make an offer, ask yourself:
“Would this still feel right if something shifted?”

It’s not just about qualifying, it’s about lasting comfort.

11/11/2025

That daily habit might be costing you!

For example, cutting one $6 coffee each weekday adds up to $1,560 a year, enough to speed up your payoff.

Small trade-offs today can turn into big wins when it’s time to buy.

11/10/2025

Veterans Day’s coming up, and while we pause to honor those who’ve served, it’s also worth noting something about this time of year…

Buying in November or December can actually work in your favor. Less competition, more negotiating power, and sellers who are ready to deal before the year wraps up.

Quiet season for some.
Smart season for others.

09/17/2025

National Night Out