Talk Mortgages w/ Nacona

Talk Mortgages w/ Nacona Residential Mortgages Branch NMLS 155944. PRMI NMLS 3094. PRMI is an Equal Housing Lender. Some products and services may not be available in all states.

It's our intention to continue building lifelong relationships one client at a time and remain your personal mortgage consultants for life! Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. The content in this marketing advertisement has not been approved, reviewed

, sponsored or endorsed by any department or government agency. Department of Financial Institutions 109282. Missouri Division of Finance

Your opinion is greatly appreciated; we thank you for visiting this website or Primary Residential Mortgage, Inc. If you have specific questions, comments, concerns or complaints we invite you to contact us by the email shown here: [email protected]. Emails received during business hours, should receive a response within 48 hours, excluding weekends or holidays. What makes us different than other companies who "do mortgages?" Primary Residential Mortgage actually originates, processes and funds mortgages internally. That means we don't outsource anything and that saves you money!! Millions of Americans dream of owning a home, raising a family and even running their own business. Primary Residential Mortgage, Inc. knows a little bit about those dreams. The JimmyMac Team opened the doors for business back in 1998. Operating out of a small executive suite with a handful of employees, our first year we closed 321 mortgages for $35 million. Like many entrepreneurs just starting out, we weren't sure where the road would lead, but we were passionate about our work. is committed to...
•Integrity in our loan processes
•Innovation in products, programs, and services
•Worry-free operational support for our partners
•Caring for the communities we work in
•Above-and-beyond customer service
•A spirit of entrepreneurship at all employee levels

Our office consists of five staff members:
Jim McVey, Branch Manager/Originator
James A McVey, Loan Originator
Debi McVey, Loan Processor
Mandy Reilly, Loan Officer Assistant
Melissa White, Loan Processor
Nacona Person, Loan Partner

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🏡Set the goal of home ownership or refinancing and let's make it happen together. 💪 Whether you're saving for a down pay...
01/13/2024

🏡Set the goal of home ownership or refinancing and let's make it happen together. 💪 Whether you're saving for a down payment, improving your credit score, or exploring mortgage options, every step counts.

Tips:
-Review your Credit. Start out with a monitoring service like Credit Karma. These scores can vary from the one used in mortgages but can be a great way to gage. Having a balance on your credit card over 30-50% of the limit will dramatically impact your score. Medical Collections will impact your score but are not counted against you as derogatory credit in a home loan. If your not sure how credit is affected, call me.

-Review your Income. Your housing expense is normally 20-45% of your monthly income. Is it time to look for a new position or explore ways to increase your current salary? Maybe your self-employed but have written off a few too many expenses the previous tax year. Lost at how to calculate your income? Call me.

-Review your Liabilities. Money going out vs income coming in is what we call your debt-to-income ratio, and is a huge limiting factor for a lot of borrowers. Be strategic on which accounts you pay off. Student loan payments just resumed, and are far higher than they should be. Take the time now to apply for the income based repayment and get them lowered before shopping for a home. What kind of debt do you have and how big of a deal is it? Call me.

-Review your assets. Do you have 3-5% down payment and another 3%+ for closing costs? If you already own a home, reach out to your trusted realtor to start the conversation of what your home is worth so that you can know what you'll have for the next transaction. For many first time home buyers, there are options. Tax refunds, things to sell like boats, cars, etc., Gifts from family, down payment assistance, Seller contributions, etc. Call me.

-Review your partners. Not every business transaction is made the same. Partner with mortgage lenders, realtors, home inspectors, insurance agents, etc. that have your best interests in mind. It will not only make your next move easier, it can really change the outcome of your life. Find people that answer the phone and that take the time to work for you. Call me, and let's see if we can change your life too!

Nacona Person | NMLS 2068135 | 870-926-9483

870-926-9483 ---> Anytime ☎️
09/15/2023

870-926-9483 ---> Anytime ☎️

Address

1007 Charlie Daniels Pkwy, Mt Juliet
Mount Juliet, TN
37122

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