Health Insurance Associates / Renner Insurance Group

10/14/2026

🦌 It's that time of year in southern Illinois and Indiana: deer are on the move, and so are the close calls.

Quick tips: slow down at dawn and dusk, expect more than one deer, and brake firmly instead of swerving.

➡️ Did you know? Hitting a deer is typically covered under comprehensive, not collision.

Not sure what your policy includes? Call us at (618) 263-4200, and we'll walk through it with you.

10/13/2026

📅 Medicare Annual Enrollment runs October 15 - December 7. Are you ready?

This is the window to review your coverage and make changes, and anything you change typically takes effect January 1.

A little prep now makes it much less stressful later. Learn what you can do to prepare here ➡️ https://www.rennerins.com/article/how-to-prepare-for-medicares-annual-enrollment-period/

Want a hand comparing your options? Our team is happy to help. Call us at (618) 263-4200.

10/12/2026

📅 Heads up: our office will be closed today, Monday, October 12, for Columbus Day.

We'll be back tomorrow, October 13, at 8:00 AM. If you need us in the meantime, leave a message at (618) 263-4200 and we'll get back to you as soon as we're in.

10/06/2026

🏠 Renting? Here's something a lot of first-time renters don't realize: your landlord's insurance doesn't cover your stuff.

In most cases, a landlord's policy only covers the building itself, not your furniture, electronics, or clothes. If something happens to your belongings, you'd generally be replacing them out of pocket.

Renters insurance typically helps with:

✅ Your personal belongings (fire, theft, certain water damage)
✅ Liability, if someone is hurt in your place or you accidentally damage someone else's property
✅ Additional living expenses if a covered event makes your place unlivable

The good news: renters insurance is often one of the more affordable policies out there, and you may save by bundling it with your auto policy. Coverage and costs vary, so we're happy to look at your situation.

📞 Call us at (618) 263-4200 or request a quote at rennerins.com

Read the full guide ➡️ https://www.rennerins.com/article/renters-insurance-101-what-first-time-renters-should-know-before-signing-lease/

10/05/2026

🔥 Quick question: do you know how old your smoke alarms are?

Most smoke alarms need to be replaced every 10 years, even if they still seem to work. Flip yours over and check the date on the back. If it's older than a decade, it's time for a new one.

Since it's Fire Prevention Week, here's your mini checklist:

- Test your smoke alarms once a month
- Replace any alarm that's 10+ years old
- Make sure there's one on every level and in every bedroom
- Practice a home escape plan with your family

And a question we hear a lot: "What does my home insurance actually cover if there's a fire?"

➡️ Most homeowners policies include fire damage, but coverage limits and details vary. If you haven't looked at your policy in a while, we're happy to walk through it with you.

📞 Call us at (618) 263-4200

10/01/2026

October is Breast Cancer Awareness Month 🩷

Friendly reminder: If you're due for a screening, now is a great time to schedule it.

Early detection can make a real difference, and it only takes a few minutes to make the call.

Here's something that surprises a lot of people ⬇️

Many health plans cover preventive screenings like mammograms, and Medicare Part B covers screening mammograms too. Coverage details vary by plan, so check with your provider or plan to see what applies to you.

If you're not sure what your plan covers, our team is happy to help you find out.

We're here if you need us 💗

09/30/2026

09/30/2026

We're here when you need us! Stop by or give us a call during our open hours:

Monday - Friday: 8:00am - 4:00pm
Saturday & Sunday: Closed

📲 618.263.4200
📍 2002 College Dr, Mt Carmel, IL 62863

09/29/2026

If you worked with our team, and were happy with our services, please leave us a review on Google!

👉 https://share.google/GOGnKdom4aOarQUMF

09/28/2026

Dennis celebrated a birthday yesterday! 🥳 Every year is a blessing and we're not letting his pass by without celebration! Please help us wish our humble and kind leader a 'happy birthday' in the comments!