Colby Adams Insurance Services

06/01/2026

It just works that way 🤷

06/01/2026

Help your friends protect what matters most — and get rewarded for it!
Share the peace of mind of quality Life & Health Insurance in North Carolina and earn $30 for every qualifying policy — up to $50 total per referral!
DM me or shoot me a message for more info - (980) 934-1202

05/26/2026

Don’t Leave Your Family’s Future to Chance!
Secure your loved ones with 𝗜𝗻𝗱𝗲𝘅𝗲𝗱 𝗨𝗻𝗶𝘃𝗲𝗿𝘀𝗮𝗹 𝗟𝗶𝗳𝗲 (𝗜𝗨𝗟)
Upside market growth potential + 0% floor downside protection.
Build tax-advantaged cash value you can use while you’re living.
Most people are underinsured or one job away from being unprotected.
Call Colby Adams today: 980-934-1202
DM me to learn more!

05/26/2026

🛡️Protect What Matters Most Your family’s health and peace of mind shouldn’t be stressful. That’s why we offer simple, affordable health insurance with trusted doctors and real coverage you can count on.
Comprehensive plans
Easy enrollment
Plans that actually fit your budget
Ready to get protected? Drop a if you want your family covered
Comment “QUOTE” for a free, no-obligation quote today!
Call/Text: 𝟵𝟴𝟬-𝟵𝟯𝟰-𝟭𝟮𝟬𝟮

05/21/2026

One size does not fit all when it comes to your health and financial security. 💼🛡️
Whether you need a private health plan, Marketplace options, or life insurance to protect your family's future, you don't have to navigate it alone. I compare top-rated national carriers to find you the best coverage at the most competitive rates. Why work with a local independent broker? Custom plans tailored to your budget Access to multiple carriers all in one place Zero hidden fees or obligations Ready to see your options? Requesting info takes less than 60 seconds. 👇

05/20/2026

Ready for real dental coverage that delivers?
Get up to $5,000 in dental benefits per calendar year for every covered family member.
No waiting periods and no deductibles
Rates lock in at your issue age and stay affordable
No claim forms when you use the network
Access to two national PPO networks serving over 20 million members

05/19/2026

⏳ This is an updated version of the 12-month retirement countdown I posted about three months ago. A few items needed better wording.

Each number is one task, but some will overlap. Health coverage (month 11) may need to start earlier if you are retiring before 65. Estate documents and beneficiary designations can be addressed any time and should not wait until month 5. Social Security claiming strategy may need to begin well before month 4 if a spouse benefit, ex-spouse benefit, pension, or earnings test is involved.

Month 8 is withdrawal sequencing: which accounts you tap first, in what order, and at what tax rate. This decision affects your bracket, your Medicare premiums, and your Roth conversion opportunities for the next 20 years. It deserves more than a quick decision.

The practice budget at month 6 is the step most people skip and the one most people say they wish they had done. Spending one month on your projected retirement income reveals blind spots that spreadsheets miss.

Estate documents at month 5 are not just about a will. Beneficiary designations on retirement accounts override whatever your will says. If your ex-spouse is still listed on your 401(k), the money goes to them regardless of your current estate plan.

The final month is cash-flow setup. Activate withdrawals, set tax withholding rates, and confirm your cash buffer. That buffer should already be mostly in place before the final month. The last step is confirming where the first year of withdrawals will come from so you are not forced to sell investments at a bad time.



P.S. Every Friday I send a short email with the week's top post, my take on the best article I read, and what I'm writing about on the site. Link in the comments.\

*The content shared here is for educational and informational purposes only. It is not personalized investment, tax, legal, or financial advice. Consult a licensed professional before making decisions based on your specific situation.*

05/19/2026

Have you checked your health insurance rates lately?
Most people are overpaying — I can help you compare top plans and potentially unlock real savings! DM or call 980-934-1202 for a free review❗

05/18/2026

Get the right health and life insurance coverage with your local North Carolina expert. Colby Adams offers personalized plans from top carriers to fit your needs and budget. Call 980-934-1202 today for a free, no-obligation quote.

Independent Insurance Broker offering Accident, Health, STD, Life, Group Insurance & More!

05/12/2026

Looking for health coverage that actually fits your life and budget? Ambetter from North Carolina has you covered with our Premier Bronze, Silver & Gold plans! Silver is our most popular — great monthly premiums AND out-of-pocket costs that work for most families. Bronze for low premiums, Gold for maximum peace of mind. DM or call Colby Adams at (980) 934-1202 today!