Mike Chamberlin - NMLS# 197728

08/21/2026

After 32 incredible years in the mortgage business, I’m excited to share that I’m retiring.

I’m incredibly grateful for every client, referral partner, and colleague who made the journey rewarding. It’s hard to say goodbye, but I’m looking forward to what’s ahead.

Thank you! Here’s to the next chapter!

08/03/2026

Open houses are exciting. Walking in with a pre-approval? Even better!

Knowing your budget before you tour helps you focus on the right homes, and you’ll be ready when you find "the one."

NMLS #197728

07/28/2026

The internet is full of mortgage advice. Some of it is even correct!

Everyone’s home buying journey is different. Have questions? With 30+ years of experience, I’m here to help you find the best mortgage program and offer local expertise. Let’s chat!

https://www.oldsecond.com/lenders-team/lenders/detail/mchamberlin/?back=lenders

NMLS #197728

07/22/2026

Small credit habits today can open big doors tomorrow. Here are my top 2 tips if buying is on your radar.

▶️ Keep balances low. A good rule of thumb is to use less than 30% of your available credit; around 10% is ideal if you're trying to maximize your score.

▶️ Pay every bill on time. Payment history is one of the biggest factors in your credit score. Even one late payment can have an impact, so setting up autopay or reminders can help.

NMLS #197728

07/17/2026

Ok, they got me at the charging station. The built-in desk is back. What are your thoughts?

https://www.bhg.com/90s-kitchen-desk-is-back-11963388

NMLS #197728

What was once an outdated eyesore is now a major design staple for modern kitchens.

07/14/2026

Fixed-rate or adjustable-rate mortgage?
🔒 Fixed = stable, predictable payments
🕗 Adjustable = lower initial rate, but can change over time

The right fit is always personal. Exploring options? I’m here to help. https://www.oldsecond.com/lenders-team/lenders/detail/mchamberlin/?back=lenders

NMLS #197728

07/09/2026

Open house tip: Look beyond the staging. Great furniture doesn't come with the house and can be a massive expense. Layout, location, and monthly payment for the win!

NMLS #197728

06/23/2026

Current status: Thinking about debt-to-income ratios so you don't have to.

NMLS # 197728

hashtag

06/17/2026

POV: You've been to three open houses, calculated the monthly payment 17 times, and are now wondering if the guest room should be an office or a gym.

Happy Home Buying to all the Summer thinkers out there! Want to get started? Let's get you pre-approved - send me a message!

NMLS # 197728

06/08/2026

Buying a home isn't a hole-in-one. It's a series of smart shots, good advice, and a solid game plan.

Ready to start swinging? I am here to help!

https://www.oldsecond.com/lenders-team/lenders/detail/mchamberlin/?back=lenders

NMLS #197728