Central Coast Lending

Central Coast Lending The Mortgage Experts. Est 2008
Home Loans, Commercial, Agricultural, Land, Construction, Private Money. Lic. by DFPI CRMLA -74723 NMLS #328358

Central Coast Lending is a mortgage brokerage with offices throughout San Luis Obispo county and southern California. Our company philosophy is a simple one: education. We provide our clients (and the public) the information to make the best possible decision about home finance. For analysis on interest rates, the economy and the housing market, check our website for daily articles written by loca

l experts. You can also hear us on the radio. Owners Dan and Jason host Mortgage Matters every Saturday from 10 a.m. to 12 noon on KVEC 920 AM and discuss the latest trends in real estate, mortgage rates and the economy. Guests are dynamic local professional that give insight every homeowner, potential homeowner, or local citizen might want to know.

From coastal escapes to wine country retreats, these homes caught our eye this week. ✨Featuring beautiful properties in:...
03/07/2026

From coastal escapes to wine country retreats, these homes caught our eye this week. ✨

Featuring beautiful properties in:
📍 Templeton
📍 Paso Robles
📍 Cambria
📍 Pismo Beach
📍 Atascadero
📍 San Luis Obispo
📍 Oceano
📍 Arroyo Grande

Whether you're dreaming of ocean views, acreage in wine country, or a charming neighborhood close to town — the Central Coast has something for everyone.

Swipe through to see the homes we're loving right now 👉

2 truths and a lie… except this time they’re ALL lies.These are three of the biggest mortgage myths that keep people fro...
03/07/2026

2 truths and a lie… except this time they’re ALL lies.

These are three of the biggest mortgage myths that keep people from even exploring homeownership.

Don’t let outdated advice stop you from building equity.














🏡 Here’s your reminder: your starter home is the down payment on your dream home.You don’t have to skip straight to “per...
11/25/2025

🏡 Here’s your reminder: your starter home is the down payment on your dream home.

You don’t have to skip straight to “perfect.” Your first home helps you build equity, grow wealth, and create the foundation that gets you to the next level. Every big dream starts with one smart step. ✨

Ready to start where you are and move toward where you want to be? Let’s make it happen.

California investors — this one’s for you!A DSCR loan lets you qualify for a mortgage based on the property’s cash flow,...
11/24/2025

California investors — this one’s for you!
A DSCR loan lets you qualify for a mortgage based on the property’s cash flow, not your personal income.

Whether it’s your next Airbnb, rental, or investment flip, DSCR financing could help you scale your real estate goals faster.

💬 Contact us to see if a DSCR loan is right for your next property.

805.543.LOAN
[email protected]
centralcoastlending.com

Sharing a little client 🫶 Marilyn Moreno
11/23/2025

Sharing a little client 🫶 Marilyn Moreno

Join us on Mortgage Matters, where we break down the latest mortgage trends, local real estate news, and answer the ques...
11/22/2025

Join us on Mortgage Matters, where we break down the latest mortgage trends, local real estate news, and answer the questions you care about most.⁠
⁠
📅 New episodes weekly⁠
📍 Central Coast experts⁠
🎧 Listen now: link in bio⁠
⁠
Because when it comes to home financing, knowledge is power. 💡⁠
⁠

Allow us to de-influence you… 🫶There’s a lot of outdated advice floating around out there — and it could be keeping you ...
10/26/2025

Allow us to de-influence you… 🫶
There’s a lot of outdated advice floating around out there — and it could be keeping you from becoming a homeowner sooner.

Let’s cut through the noise and create a plan that actually works for you.

10/25/2025

🤯 95% of homebuyers don’t know this…

You can still score a 3% interest rate — yes, even in today’s market. 🏡✨

It’s called an assumable loan, and it lets you take over the seller’s existing mortgage and their low interest rate. 🔥

That means lower monthly payments, less interest, and huge long-term savings.

💬 Want to know if the home you love has an assumable loan?
Send us a message — we’ll help you find out.

805-543-LOAN
centralcoastlending.com
[email protected]

We’ve seen it all — from credit card splurges to surprise job changes mid-loan. Don’t worry, we still love you… but let’...
10/24/2025

We’ve seen it all — from credit card splurges to surprise job changes mid-loan. Don’t worry, we still love you… but let’s make sure your next home-buying journey is heartbreak-free. 🏡✨

📲 Ready to do it the right way? Let’s get you pre-approved today — quick, simple, and judgment-free.

This week’s lineup is full of gems across the Central Coast! From coastal charm in Cambria & Los Osos, to wine country l...
08/16/2025

This week’s lineup is full of gems across the Central Coast! From coastal charm in Cambria & Los Osos, to wine country living in Paso Robles, to family-friendly spaces in Arroyo Grande & Atascadero - there’s a home here for every lifestyle.

✨ Featured spots include:
📍 Los Osos, San Luis Obispo, Arroyo Grande, Nipomo, Paso Robles, Atascadero & Cambria

Shoutout to the local realtors for these incredible properties!



@805.homes.for.sale


Ken Ardouin
Bob Kasper

Thinking about making a move? Let’s get you pre-approved so you can be ready when the right one pops up!

Address

601 Morro Bay Boulevard, Ste B
Morro Bay, CA
93442

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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