BIS Improved Insurance Agency in Morris Plains, NJ

03/19/2026

Reason why E&O coverage need by Business Owners NJ

E&O Coverage in Morris County NJ, Professional liability

03/10/2026

Med spa owners across North Jersey and the Jersey Shore face real exposures tied to injectables, lasers, equipment, staff, and daily operations. Our latest article breaks down the insurance coverages med spas should carry, common gaps we see, and what to review before expanding services or heading into a busy season. If you’d like a second look at your current policy, BIS Improved Insurance Agency is here to help. 📞 973-683-1000

Med Spa Insurance for businessowners in New Jersey

03/10/2026

With temps in the 70s, it has many boat owners thinking about getting back on the water. If you keep a boat in North Jersey or at the Jersey Shore, now is a smart time to review your coverage before the season starts. Standard homeowners policies typically offer limited protection once your boat leaves the dock. Marine insurance can help cover physical damage, liability, equipment, fuel spill cleanup, towing, and more — whether you’re on Lake Hopatcong, the Hudson, or along the Shore. If it’s been a while since you reviewed your policy, we’re here to help. BIS Improved Insurance Agency 📞 973-683-1000

Marine Insurance in Morris County NJ and Jersey Shore

03/09/2026

03/05/2026

What does an insurance agent actually do — and how is that different from going straight to an insurance company? We get this question all the time. An independent agency like BIS works for you — not one insurance company. That means we compare options and help make sure you’re protected before there’s ever a claim. Going direct usually means one company and one option. If you’ve ever wondered whether your coverage still fits your life, we’re always happy to review it with you. 📞 973-683-1000 📧 [email protected]

If you live or own a business in Morris County, NJ , you’ve probably searched: “Do I really need an insurance agent?” “Can’t I just buy insurance online?” “What does an insurance agent actually do?” Fair questions. Let’s break it down clearly. 1. We Assess Your Risk — Specificall...

03/05/2026

Planning a wedding in Morris County? One thing many couples don’t think about is wedding insurance.

Coverage can help protect your deposits, vendors, attire, and more if something unexpected comes up — from severe weather to cancellations or venue issues. It’s a simple way to protect a big investment and give yourself peace of mind leading up to the day.

If you have questions or want to see what it covers, we’re happy to help.

BIS Improved Insurance Agency
📞 973-683-1000

02/23/2026

❄️ 5 Things Homeowners Should Check After a Winter Storm Hits

Now that the storm has passed, it’s important to take a few minutes to check your home for damage that may not be immediately noticeable.

Here are 5 things homeowners should look at after a winter storm:
✅ 1. Roof & Shingles
Look for missing shingles, ice damage, or debris that may have caused hidden issues.
✅ 2. Gutters & Downspouts
Check for ice buildup, sagging gutters, or blockages that could lead to water backup.
✅ 3. Basement & Sump Pump
Inspect for moisture, leaks, or signs your sump pump struggled during heavy snow or melting.
✅ 4. Exterior & Fallen Branches
Walk around your home and check siding, windows, fences, and nearby trees for storm damage.
✅ 5. Interior Water Stains
Look at ceilings and walls for new spots or discoloration that could indicate a slow leak.
Catching problems early can help prevent larger repairs later.

If you’re unsure whether damage should be reported or covered under your policy, we’re always happy to help guide you through next steps.
📞 973-683-1000
📧 [email protected]
BIS Improved Insurance Agency

02/16/2026

With heavy rain and snow in the forecast, roofs are at an increased risk of strain and collapse. Help protect your home from potential winter damage by learning about these tips:

02/11/2026

Stay safe and warm this winter with proper space heater safety! Be sure to use these heating devices correctly to avoid fires and other hazards. A few simple precautions can keep your family cozy and protected all season long. http://tkpl.us/qjyyo

02/09/2026

Using a generator during power outages? As your agent, I want to help you take the proper precautions to protect yourself and your family. Generator safety isn't just important - it's essential for preventing carbon monoxide poisoning and other hazards.

Using a generator during power outages? As your agent, I want to help you take the proper precautions to protect yourself and your family. Generator safety isn't just important - it's essential for preventing carbon monoxide poisoning and other hazards.

02/04/2026

What is a deductible? Understanding auto insurance can be challenging, but as your agent, I'm here to help simplify it for you. A deductible is the amount you pay out of pocket before your insurance coverage kicks in - and choosing the right one can save you money!

02/02/2026

What does bodily injury liability insurance cover? As your agent, I want to make sure you understand this essential coverage. It typically covers costs for injuries you caused to other people in a covered accident, up to your policy limit. Having adequate liability protection is crucial for your financial security.

What does bodily injury liability insurance cover? As your agent, I want to make sure you understand this essential coverage. It typically covers costs for injuries you caused to other people in a covered accident, up to your policy limit. Having adequate liability protection is crucial for your fin...