Ray Cala NMLS# 1713669 Mortgage Loan Originator

Home
United States
Morganville, NJ
Ray Cala NMLS# 1713669 Mortgage Loan Originator

I have been involved in banking and financial services throughout my career.

In 2017, I decided to use my knowledge to work directly with people who need home loans.

10/13/2020

ANNOUNCING CENTRAL JERSEY NETWORK
Referrals For Your Business
Looking for professionals, business owners that want to increase their business. You will be the only professional of your business.
We meet the 2nd and 4th Tuesday of the month at the Colts Neck Inn at 6:00pm.

Increase your business while meeting other professionals in the area.
Call to inquire what positions remain open.

Michael Puccio (Realtor ReMax)- President
732 598-7842

Ray Cala (Mortgage Originator Cross Country Mortgage) Vice President
(917) 826-0255

02/10/2020

Don’t guess about credit scores and home loans. You may be surprised at the range of scores that qualify. Let’s get together and take the first step on your path to homeownership.

02/06/2020

In late July rates fell – and they’ve stayed there. How low are they? According to Freddie Mac, the 30 Year Fixed Rate is close to the lowest level since September 2017. http://www.freddiemac.com/pmms/ Don’t miss this opportunity to purchase, refinance or renovate. Call me today!

02/03/2020

Great news! The Federal Housing Administration (FHA) announced 2020 loan limits. Limits are different in some counties based on median house price, so check https://entp.hud.gov/idapp/html/hicostlook.cfm and talk to me about your next home loan.

01/23/2020

The year ended strongly with an uptick in home sales, but the underlying story is the suppression of greater market growth by the ongoing lack of inventory. Prices rose yet again, continuing a trend that began in 2012. As we start the new decade, let’s look at other changes took place in the housing market in December.

https://fcloans.com/raymondcala/blog

01/20/2020

Thank you, Dr. Martin Luther King Jr., for sharing your dream and giving us all a vision of how good our world can be when we live with equality, justice and peace. Happy Martin Luther King Day!

01/17/2020

Unless you are a property investor or serial home flipper, you’re unlikely to take out many home loans in your lifetime. When you do, it will be a new adventure. Notice I said adventure and not nightmare. You won’t be doing this alone. You’ll have a loan team dedicated to making your loan experience a success. Let’s meet the players on a typical team.

https://fcloans.com/raymondcala/blog

01/09/2020

You’ve heard the expression “it takes a village” to describe the way people need to work together to achieve a goal. In home lending, we have a similar concept: It takes a team. If you’re buying (or selling) a home, your team will be bigger than if you’re refinancing, and if you’re renovating, it expands further. Let’s stick to the basics and look at the professionals in your home buying team you’ll need for a successful purchase.

https://fcloans.com/raymondcala/blog

01/06/2020

In 2020, remember to write the full year on any documents you sign/date. If you write 4/3/20, someone could change the 20 to 2018. Imagine the legal problems with a lease, a will, or a loan! Take a second and make it 2020.

01/01/2020

This is 2020! May this year bring you new people, places, and possibilities that make your life better than ever before!

12/26/2019

Total existing home sales fell in November after an increase in October. However, sales were up in two regions, with the Northeast and Midwest increasing while the West and South fell. Days on the market rose, while inventory fell both month-to-month and year-over-year. As we near the end of the year, what does this mean for you?

https://fcloans.com/raymondcala/blog

12/21/2019

Welcome Winter!

Address

500 Campus Drive, Suite 101
Morganville, NJ
07751

Telephone

+19178260255

Website

http://fcloans.com/raymondcala

Alerts

Be the first to know and let us send you an email when Ray Cala NMLS# 1713669 Mortgage Loan Originator posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Ray Cala NMLS# 1713669 Mortgage Loan Originator:

Shortcuts

Want your business to be the top-listed Finance Company in Morganville?