Citizens Bank of Morgantown

Citizens Bank of Morgantown Morgantown's Locally Owned, Hometown Bank. Proud to serve our community since 1922. We have always been focused on this community. Come bank with us!

Since 1922, Citizens Bank of Morgantown has provided quality, personal, financial services to the citizens of Morgantown and Monongalia County. We are headquartered in the heart of downtown Morgantown, at the corner of High and Walnut streets. Today we are the oldest continuing operating bank that has its headquarters in Morgantown. For 90 years we have kept the community in your bank and the bank

in your community. Our conservative operation has allowed us to build capitol strength which puts us in the top 10% of banks nationally. And, thanks to you, the citizens of Morgantown, we have a bright future. Our name says it all: The citizens of Morgantown are central to our future. Morgantown has a bright future and your locally owned community bank has a bright future as well.

Put Your Equity to WorkNow offering a 12 month fixed HELOC at 5.99%A simple way to use your home’s equity for:• Debt con...
04/03/2026

Put Your Equity to Work

Now offering a 12 month fixed HELOC at 5.99%

A simple way to use your home’s equity for:
• Debt consolidation
• Home updates
• Extra financial flexibility

No need to refinance your current mortgage.

Message us to learn more or stop in to talk options.

Citizens Bank of Morgantown
📍 265 High Street, Morgantown, WV
📞 304-292-8411
🌐 www.citizensbankwv.com

New HELOC accounts only. Subject to credit approval. Terms and conditions apply.

04/02/2026

You’ve built equity. Now what?

We’re offering a 12 month fixed HELOC at 5.99% to help you put that equity to work.

Message, call, or stop in to see what it could look like for you.

🌐 www.citizensbankwv.com

📞 304-292-8411

📍 265 High Street, Morgantown, WV 26501

New HELOC accounts only. Subject to credit approval. Terms and conditions apply.

Community Comes First.That’s how we do banking at Citizens Bank of Morgantown. Stop in or reach out. We’re here when you...
04/01/2026

Community Comes First.

That’s how we do banking at Citizens Bank of Morgantown.

Stop in or reach out. We’re here when you need us.

www.citizensbankwv.com 304-292-8411

The Spring market is here!If you’ve been thinking about buying, moving, or exploring your next step, now is a great time...
03/24/2026

The Spring market is here!

If you’ve been thinking about buying, moving, or exploring your next step, now is a great time to start the conversation.

At Citizens Bank of Morgantown, we’re here to help you understand your options and build a plan that works for you.

Stop by, give us a call, or send us a message to get started.

www.citizensbankwv.com 304-292-8411

A HELOC allows homeowners to access a portion of the equity they’ve built in their home and use it when needed.Common us...
03/16/2026

A HELOC allows homeowners to access a portion of the equity they’ve built in their home and use it when needed.

Common uses include:
• Home improvements
• Debt consolidation
• Emergency expenses

If you’ve been wondering whether a HELOC might make sense for you, we’re always happy to have the conversation.

www.citizensbankwv.com / 304-292-8411

Looking for a hassle-free auto loan?We help buyers get approved the same day so they can walk into the dealership with c...
03/03/2026

Looking for a hassle-free auto loan?

We help buyers get approved the same day so they can walk into the dealership with confidence and drive off without the stress.

Competitive rates. Local decision-making. Quick approvals.

www.citizensbankwv.com

02/16/2026

Citizens Bank of Morgantown is closed today in observance of Presidents Day. We will resume normal business hours tomorrow at 9:00 AM.

www.citizensbankwv.com

Neighbors, not numbers. 🏡Helping families through the homebuying process never gets old. Grateful for customers like Tyl...
02/13/2026

Neighbors, not numbers. 🏡
Helping families through the homebuying process never gets old. Grateful for customers like Tyler who trust us along the way.
www.citizensbankwv.com

Spring is right around the corner 🌷🏡Thinking about home projects or consolidating debt? Your home’s equity could help ma...
02/10/2026

Spring is right around the corner 🌷🏡

Thinking about home projects or consolidating debt? Your home’s equity could help make it happen.

Not sure whether a Home Equity Loan or a HELOC is the better fit?
• Need a lump sum with a fixed payment? A Home Equity Loan might be right.
• Want flexibility to use funds as needed? A HELOC could be the answer.

Every situation is different, and that’s where we come in. I’d be happy to walk through the options and help you decide what makes the most sense for your goals this season.

Let’s put your equity to work.

📞 304-292-8411
🌐 citizensbankwv.com

It can be as simple as saying, - “Let’s buy that house.” 🏡Local guidance. Real answers. No call centers.Citizens Bank of...
02/02/2026

It can be as simple as saying, - “Let’s buy that house.” 🏡

Local guidance. Real answers. No call centers.

Citizens Bank of Morgantown
304-292-8411
www.citizensbankwv.com

Due to inclement weather, the bank will be opening at 11 AM on 1/26/2026
01/25/2026

Due to inclement weather, the bank will be opening at 11 AM on 1/26/2026

01/16/2026

In observance of Martin Luther King Jr. Day, our bank will be closed on Monday, January 19th.
Online and mobile banking will remain available.
We will resume normal business hours on Tuesday.

Address

265 High Street
Morgantown, WV
26505

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 4pm
Wednesday 9am - 4pm
Thursday 9am - 4pm
Friday 9am - 5pm

Telephone

+13042928411

Website

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