Shannon Milik, Senior Loan Officer NMLS #2607740

Shannon Milik, Senior Loan Officer NMLS #2607740 Hi, I’m Shannon, based in Morgantown, West Virginia. For over 10 years, I helped people find their perfect homes as a real estate agent. We’re in this together!

Permanently closed.

Now, I bring that same passion for helping people into the world of mortgages. Having seen both sides of the real estate journey, I offer a unique perspective that gives you a complete picture. Whether you’re a first-time homebuyer or a long-time homeowner, I’ll walk you through each step to instill confidence in your journey. Ready to turn your homeownership dreams into reality? Let’s make the pr

ocess smooth, stress-free, and tailored to you. When I’m not helping clients, you’ll find me enjoying life with my kids, Colin, Hannah, and Ben. I love to dig in the garden, unleash my inner crafter, bake up a storm, and explore new places. I can’t wait to help you achieve your homeownership dreams.

Wondering whether a fixed or adjustable-rate mortgage fits you best? Here’s a quick breakdown:📌 Fixed: Stable payments, ...
01/29/2026

Wondering whether a fixed or adjustable-rate mortgage fits you best? Here’s a quick breakdown:

📌 Fixed: Stable payments, great for long-term homeowners.
📌 Adjustable: Lower initial rate, good for short-term plans.

I can help you find the best fit for your goals.

If buying a home is on your to-do list, make your actions specific, like: ✅ “Save $X for down payment”✅ “Improve credit ...
01/29/2026

If buying a home is on your to-do list, make your actions specific, like:

✅ “Save $X for down payment”
✅ “Improve credit by 20 points”
✅ “Get pre-approved by March”

Clear goals = clear progress!

01/23/2026

Here are 3 ways to strengthen your financial health before applying for a mortgage:

1️⃣ Create a budget
2️⃣ Pay down high-interest debt
3️⃣ Check your credit report

Homeowners — tax season is around the corner! 🧾 Don’t forget to gather:✅ Mortgage interest statement (Form 1098)✅ Proper...
01/22/2026

Homeowners — tax season is around the corner! 🧾 Don’t forget to gather:

✅ Mortgage interest statement (Form 1098)
✅ Property tax receipts
✅ Receipts for home improvements.

These things can help you save time — and money.

Today we honor Dr. Martin Luther King Jr. and his enduring legacy of justice, equality, and service. At Intercoastal Mor...
01/19/2026

Today we honor Dr. Martin Luther King Jr. and his enduring legacy of justice, equality, and service. At Intercoastal Mortgage, we recognize this day by reflecting on his impact and striving to live out those values through how we serve our clients, teammates, and communities.

The price of renting is rising again and every month of rent is money you’ll never see again. Homeownership builds stabi...
01/16/2026

The price of renting is rising again and every month of rent is money you’ll never see again. Homeownership builds stability, equity, and freedom. Let’s run your numbers and see if owning is closer than you think.

A little prep goes a long way in securing the best rate!
01/14/2026

A little prep goes a long way in securing the best rate!

New year, which means a fresh start on your financial habits. 💸 Take a moment to check out how you can keep your budget ...
01/09/2026

New year, which means a fresh start on your financial habits. 💸 Take a moment to check out how you can keep your budget mortgage ready.

01/07/2026

It’s a brand new year, and maybe it’s time for a brand new home! Whether you’re ready to buy, sell, or just start planning, I’m here to help you make your 2026 home goals a reality.

Happy New Year! As we reflect on 2025, we are sincerely grateful for the trust, collaboration, and partnerships that con...
01/01/2026

Happy New Year! As we reflect on 2025, we are sincerely grateful for the trust, collaboration, and partnerships that contributed to a successful year. Looking ahead to 2026, we remain focused on continued growth, innovation, and delivering exceptional service. We wish you a prosperous and successful year ahead from all of us at ICM.

Happy Holidays from all of us at ICM. As the year comes to a close, we want to take a moment to say thank you. To our cl...
12/25/2025

Happy Holidays from all of us at ICM. As the year comes to a close, we want to take a moment to say thank you. To our clients, partners, and team members — your trust and support made this year truly meaningful. We’re grateful for the relationships we’ve built and the opportunities we’ve shared. Wishing you a peaceful, joyous holiday season and a wonderful start to the new year.

12/18/2025

Home is where you hang the stockings, host game nights, and make memories that last a lifetime. 🏠❤️ This season, remember: a home isn’t just a place, it’s a feeling.

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Morgantown, WV

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