Jarrod Adams Investing LLC

Jarrod Adams Investing LLC I help people that:
- Are opportunist
- Want to build wealth that lasts I’m looking forward to your call.

My name is Jarrod Adams, and I am the founder and sole owner of Adams Investing, a fully independent, fee-only financial services firm offering highly customized portfolio management, comprehensive financial management, and retirement planning services to high-income, highly motivated individuals who would rather spend their time racing toward an adrenaline rush than worrying about their money. As

your Registered Investment Advisor (RIA), I can help you:

• Build and manage your customized investment portfolio
• Organize your personal finances to ensure cash flow and minimize taxation
• Design a flexible retirement plan to support your lifestyle in the future

If you’re ready to work with an experienced personal advisor who makes your long-term financial success a number-one priority and offers complete transparency, call me on my cell at 704-996-4243 any time, or email me to set up a time that works in your busy schedule. Important Disclosures:

Form ADV:https://adamsinvesting.com/wp-content/uploads/2022/07/FormADV2A-2B_JarrodAdams_20220303_Final.pdf

All investing is subject to risk, including [possible loss of principal. Jarrod Adams Investing, LLC (“JAI”) is a Registered Investment Advisor (“RIA”), registered State of North Carolina. JAI provides asset management and related services for clients nationally. JAI will file and maintain all applicable licenses as required by the state securities boards and/or the Securities and Exchange Commission (“SEC”), as applicable. JAI renders individualized response to persons in a particular state only after complying with all regulatory requirements, or pursuant to an applicable state exemption or exclusion. The web site is intended to provide general information about JAI, it is not intended to offer investment advice. Information regarding investment products and services are provided solely to read about our investment philosophy, our strategies and to be able to contact us for further information. Market data, articles and other content on this web site are based on generally-available information and are believed to be reliable. JAI does not guarantee the accuracy of the information contained in this web site. The information is of general nature and should not be construed as investment advice. JAI will provide all prospective clients with a copy of our current Form ADV, Part2 (“Disclosure Brochure”) prior to commencing an Advisory relationship. Existing clients will receive a copy on an annual basis. However, at any time you can view our current Form ADV, Part2 on our web site in addition, you can Contact Us to request a hardcopy. If you have any questions regarding Compliance and Regulatory information please contact us.

09/04/2026

What happens to your income when the stock market falls apart?

2020: One of the fastest market crashes in history. Meanwhile, SCHD's dividend increased by roughly 18%.

2022: Inflation hit a 40-year high. The broad market fell sharply. SCHD's dividend increased again — roughly 14%.

The stock price moved around. But the companies inside the ETF kept doing what they do best: generating cash and paying shareholders.

That's the real lesson for retirement income planning — stop watching the price tag and start watching the paycheck.

DISCLAIMER: Educational purposes only. Not investment advice or a recommendation to buy or sell any security. Past performance does not guarantee future results. Dividends are not guaranteed and may be reduced or eliminated.

09/03/2026

Here's a powerful hypothetical about dividend growth and retirement income.

Imagine you invested $1 million in SCHD ten years ago. In the beginning, that position could have generated roughly $30,000 in annual dividend income.

Fast forward to 2025. That same investment—without selling a single share—could have been generating roughly $81,000 a year.

That's an increase of more than 100% in annual income.

For perspective, cumulative inflation over that same decade was roughly 35%. The dividend income grew substantially faster.

This is why dividend growth matters so much for investors planning retirement income. You're not just buying a stock—you're buying a growing paycheck.

DISCLAIMER: This is a hypothetical illustration, not a prediction or guarantee of future results. Educational purposes only. Not investment advice. Dividends are not guaranteed and may be reduced or eliminated. Consult a qualified financial professional before investing.

09/02/2026

What if you stopped checking the stock price and only looked at your paycheck?

SCHD, the Schwab U.S. Dividend Equity ETF, increased its annual dividend from roughly $0.38 in 2015 to $1.05 in 2025. That's a decade of rising income—no market timing required.

Here's the bigger picture: when you're building toward retirement, it's not just about what the stock is worth today. It's about the steady income stream that funds your tomorrow.

📌 Share this with someone planning for retirement income.

DISCLAIMER: Educational purposes only. Not investment advice or a recommendation to buy or sell any security. Past performance does not guarantee future results. Dividends are not guaranteed and may be reduced or eliminated.

08/11/2026

Would you have more money if you invested in silver or the S&P 500? 🤔

We compared 15 years of returns and the answer might surprise you.

From 2011 to 2026: Silver nearly tripled. But the S&P 500? More than quadrupled. (Before dividends even kick in.)

In this quick breakdown, we show you:

✓ What $10,000 in each would be worth NOW
✓ Why stocks beat commodities over time
✓ How dividends change the game
✓ When silver actually makes sense

Turn up the sound and watch this.

Let me know in the comments: Did you guess correctly? 👇

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⚠️ Educational content only—not personalized financial advice. Past performance doesn't predict future results. Always talk to a qualified advisor before making investment decisions.

Jarrod Adams Investing | Fee-only, fiduciary RIA | Registered in NC | Charles Schwab

More info: adamsinvesting.com | Questions: [email protected]

&P500

08/08/2026

If you've stayed up late worrying about retirement, it wasn't about the stock market. 💭

It was about something way deeper.

We just released a video that gets at the REAL reasons people stress about retirement—and it's not what financial TV talks about.

The stuff actually keeping you up:

❓ Will my money last 30+ years?
❓ What if healthcare costs explode?
❓ What if I live longer than expected?
❓ Am I saving too much... or not enough?
❓ Will I actually enjoy retirement?

Here's what we break down:

✔️ Why market returns rarely solve the real worry
✔️ Lessons from crashes (and why they're different than you think)
✔️ Healthcare costs nobody talks about
✔️ Longevity: living to 95, not just to 65
✔️ Why some retirees regret playing it too safe
✔️ How real planning creates peace of mind

Retirement isn't about beating the market. It's about knowing your life is covered.

Watch this and tell us: What's YOUR biggest retirement worry? Drop it in the comments—let's talk about what's actually keeping you up at night. 👇

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📌 Educational content only—not personalized financial advice. Past performance ≠ future results. Every situation is different—talk with a qualified advisor who knows YOUR complete picture before deciding.

Jarrod Adams Investing | Fee-only, fiduciary RIA | NC registered | Charles Schwab

More: adamsinvesting.com | Questions: [email protected]

08/04/2026

Just dropped a new video: What does it REALLY mean when your advisor says they're a fiduciary?

Spoiler: It changes everything. 🎯

In this breakdown, I'm covering the 5 areas where fiduciary responsibility makes the biggest impact on YOUR financial life:

✓ Investment selection that actually serves YOU
✓ Real transparency on fees & communication
✓ Stress testing so your portfolio is ready
✓ Holistic planning (not just managing accounts)
✓ Advice that puts your family first

A fiduciary isn't just a legal checkbox—it's a commitment to trust, accountability, and showing up for you. Give it a watch and let me know what questions come up in the comments. 👇

📌 This is educational content, not personal financial advice. Every situation is different—consult a qualified advisor before making major decisions.

Jarrod Adams Investing | Fee-only, fiduciary RIA | NC registered | Charles Schwab custodian

Questions? [email protected]

08/01/2026

If you're 57 and still working, watch this. 👇

The next 3-8 years before retirement will define your financial future. Not next year. Not in 10 years. Right NOW.

Here's what we're breaking down in this video:

🎯 Why your decisions at 57 matter MORE than you think
🎯 The reality of longevity risk (what if you live to 95?)
🎯 How to make sure your retirement savings actually LAST
🎯 Specific risks people at this age face
🎯 The actionable steps to secure your comfort

Retirement planning isn't guesswork. It's calculated decisions made while you're still earning.

If you've been putting this off, or you're worried about whether you're on track—this one's for you. Watch, and drop your biggest retirement concern in the comments below. Let's talk about it.

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📌 This is educational content based on historical examples, not personalized financial advice. Every situation is unique—talk with a qualified advisor who can review YOUR complete picture before making major decisions.

Jarrod Adams Investing | Fee-only, fiduciary RIA | NC registered | Charles Schwab

More: adamsinvesting.com | Questions: [email protected]

07/23/2026

Patrick Mahomes contract analysis reveals how taxes impact a 504 million dollar deal. See the actual net pay and long-term math.

This breakdown explores the reality behind the massive Patrick Mahomes contract figures. Viewers interested in professional athlete salary structures will learn how taxes reduce the total to 293 million dollars, and how that translates to 5.46 million dollars annually over 50 years.

This analysis is built for those curious about the gap between headline numbers and actual take-home pay.Beyond the raw data, this video emphasizes the critical need for sound athlete financial planning.

Understanding tax implications is only the first step in a broader money management strategy. By looking at these specific figures, viewers gain a clearer perspective on why long-term planning, clarity, and flexibility are essential for sustaining wealth regardless of the initial salary size.Subscribe for weekly finance breakdowns, and comment which professional contract you want analyzed next.

⚠️ IMPORTANT INFORMATION

This post contains educational information and historical examples. It is NOT personalized financial advice for your individual situation. Past results do not guarantee future results. Your actual costs, inflation, returns and circumstances will vary.

Before making retirement planning decisions, I'd encourage you to talk with a qualified financial advisor who can look at your complete picture — your assets, goals, risk tolerance, health situation, family needs, everything.

www.adamsinvesting.com
Jarrod Adams Investing LLC

www.adamsinvesting.com Jarrod Adams Investing LLC

🎬 The Psychology Most People Miss (And Why It Matters for Retirement)You know that moment when your Netflix bill went fr...
07/22/2026

🎬 The Psychology Most People Miss (And Why It Matters for Retirement)

You know that moment when your Netflix bill went from $7.99 to $22.99 and you felt annoyed?

Most people stop there. They complain about inflation and move on.

But here's what happened during that same time:

Netflix investors who bought stock at $65/share back in 2015 were looking at a very different number in 2025: $285/share.

188% increase in subscription cost.
338% historical return for patient investors.

This isn't about picking Netflix as your winning stock (past performance ≠ future results — see important disclosure below).

It's about understanding something deeper:

**The real lesson is about how inflation and markets work together.**

While inflation was eating into what your money could buy on everyday stuff, patient investors were building wealth that actually *outpaced* inflation.

Here's what we stress test for with every retirement client:

1️⃣ **How will inflation affect your lifestyle?**
Your $100K retirement budget today won't be the same in 20 years.

2️⃣ **How will market returns build your wealth?**
If you're invested long-term, historically, you can stay ahead of inflation.

3️⃣ **How do these two work together in YOUR plan?**
Most people get the math wrong because they're looking at one or the other — not both.

The people who sleep well at night in retirement aren't the ones who picked the "right" stock. They're the ones who had a **clear plan** that accounted for both inflation and long-term growth.

**⚠️ IMPORTANT DISCLOSURE:** This is historical educational information only. Past performance does not guarantee future results. Individual results vary based on timing, costs, tax implications, and personal circumstances. This is not personalized investment advice for your situation.

If you're in your 50s or 60s and wondering whether your retirement plan accounts for inflation + market returns, that's worth a real conversation.

Ready to stress test YOUR retirement plan? Message us or visit the link in bio.

☕ Remember When a Latte Was $3?It's now $6.50+.That's a 116% increase in less than a decade.Most people just shake their...
07/14/2026

☕ Remember When a Latte Was $3?

It's now $6.50+.

That's a 116% increase in less than a decade.

Most people just shake their head and complain about it. I get it.

But here's what I see when I'm working with clients on retirement planning:

That latte price increase is a *window* into something much bigger.

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**THE REAL STORY BEHIND INFLATION**

It's not just about Starbucks being greedy. It's about your money's purchasing power shrinking in real time.

And if you're not accounting for this in your retirement plan, you could be in for a surprise.

Let me show you what I mean with an actual example:

Say you retire at 65 with a $100K/year spending need (your monthly coffee, groceries, gas, healthcare, fun stuff — all of it).

Using historical inflation rates, here's what that budget actually needs to be to maintain the same lifestyle:

📈 Age 65: $100K/year
📈 Age 75: ~$134K/year
📈 Age 85: ~$180K/year
📈 Age 95: ~$241K/year

That latte? It's a metaphor for your entire retirement.

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**HERE'S WHAT THIS MEANS FOR YOU**

Your portfolio doesn't just need to grow. It needs to grow *enough* to keep pace with inflation while you're withdrawing from it.

And most people underestimate this.

A $100K retirement savings target from 1990 is worth way less than $100K today. And $100K today won't be worth the same in 2035.

So your retirement plan can't just look at your portfolio numbers. It needs to account for:

✅ What inflation does to your spending power over 30+ years
✅ Healthcare costs (which historically inflate faster than general inflation)
✅ How long your money actually needs to last
✅ Your personal situation, goals, and timeline

This is why a **personalized plan** matters. Not a generic rule of thumb. Not a number you heard at a party.

YOUR plan. For YOUR life.

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**⚠️ IMPORTANT INFORMATION**

This post contains educational information and historical examples. It is NOT personalized financial advice for your individual situation. Past inflation rates do not guarantee future results. Your actual costs, inflation, and circumstances will vary.

Before making retirement planning decisions, I'd encourage you to talk with a qualified financial advisor who can look at your complete picture — your assets, goals, risk tolerance, health situation, family needs, everything.

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So here's my question for you:

What product or service have you noticed getting ridiculously expensive lately? Drop it in the comments — I'd love to hear what's shocking people the most right now.

And if you're sitting there thinking "Wow, I have no idea if my retirement plan accounts for any of this" — that's worth a real conversation.

Message me or schedule a brief chat. No obligation. Just a chance to see if your plan is actually built for the long haul.

Ready to build a retirement plan that actually works for YOUR life?

Address

106 Langtree Village Drive Suite 301
Mooresville, NC
28117

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+17049964243

Website

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