Bill Rich Team - Guaranteed Rate

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Bill Rich Team - Guaranteed Rate Bill Rich, VP of Mortgage Lending, NMLS # 203704
Rate NMLS # 2611 Hello! I would be honored to be a part of your homeownership journey.

I'm Bill Rich, a dedicated and experienced mortgage loan officer with a passion for helping individuals and families achieve their dreams of homeownership. With 18+ years of experience in the mortgage industry, I have developed a deep understanding of the lending landscape and the ever-changing market conditions. My goal is to make the mortgage process as smooth and stress-free as possible for my clients. I take the time to listen to their unique needs and financial goals, providing personalized guidance and tailored loan solutions. Whether you're a first-time homebuyer, looking to upgrade or downsize, or interested in refinancing, I am committed to finding the right mortgage product for you. I pride myself on my attention to detail and strong communication skills, ensuring that you are informed and empowered throughout every step of the loan process. I work diligently to secure competitive interest rates and favorable terms, while also navigating the complexities of underwriting and documentation. Beyond my expertise in mortgage lending, I believe in building long-lasting relationships with my clients. I strive to be a trusted advisor, offering ongoing support and guidance even after the loan is closed. My ultimate satisfaction comes from seeing my clients achieve their homeownership goals and financial aspirations. When I'm not assisting clients, you can find me staying up-to-date with industry trends, attending professional development seminars, and actively engaging in my local community. I am committed to being a trusted resource and an advocate for my clients, helping them make informed decisions about their mortgage financing. Please reach out to me today, and let's explore the possibilities together!

Home prices were up in more than three-quarters of the nation’s metro markets in the third quarter of 2026, with the ave...
10/30/2026

Home prices were up in more than three-quarters of the nation’s metro markets in the third quarter of 2026, with the average home price sitting at $432,900. The Northeast region (4%) led the nation in price appreciation, followed by the Midwest (3.6%). 21% of markets saw home prices decline in Q3, showing there's still plenty of opportunities out there for buyers.

Need help navigating this evolving housing market? Let’s talk.
https://myoc.io/TtWsv/ZwG8V



NMLS # 203704

With the economy remaining strong and inflation lingering, the Fed opted to hold interest rates during their latest meet...
10/29/2026

With the economy remaining strong and inflation lingering, the Fed opted to hold interest rates during their latest meeting. Mortgage rates are expected to stay about where they are in response. When rates hold steady, it takes some pressure off your home financing decisions. Instead of trying to anticipate what could happen next, focus on your timing, budget and other factors within your control.

If you’re in the market for a new home, let’s plan your next move.
https://myoc.io/TtWsv/sMSM9



NMLS # 203704

10/28/2026

Don’t blame ghosts for every creak, thud and clunk. There’s (probably) a perfectly normal explanation for the sounds your home makes. The real trick is keeping up with seasonal maintenance to prevent small issues from spiraling into bigger ones.

Review our home maintenance guide to get your home ready for spooky season.
https://myoc.io/TtWsv/CtHNM



NMLS # 203704

10/27/2026

The new car payment followed you home … and now it won't leave. New debt can creep into your homebuying process, impacting your mortgage approval by changing your debt-to-income ratio.

Before financing a large purchase, let’s talk about how it may affect your plan. After all, some things are better left lurking in the shadows.
https://myoc.io/TtWsv/NusPv



NMLS # 203704

10/26/2026

Running more than one business, or managing income that doesn't move in a straight line? Standard income documentation isn't always built for that. For eligible business owners, a current 12-month profit and loss statement may offer a documentation path built for that kind of complexity.

If that sounds like your business, let's have a conversation.
https://myoc.io/TtWsv



NMLS # 203704

10/22/2026

One home goal. More than one way to get there. Your path to homeownership doesn’t have to look like everyone else’s. I can help you explore the options that may fit your goals.

Let’s talk about what could work for you.
https://myoc.io/TtWsv/FhX9P



NMLS # 203704

10/21/2026

Sometimes the small signs around your home point to a bigger question. Does your space still work for you? Whether you’re thinking about more space, a different setup or what comes next, I can help you explore financing options. If updating your home is part of the plan, a Rate Home Equity Line of Credit (HELOC) can help fund improvement projects. Or if life is leading you elsewhere, I could help you explore homebuying options.

Let’s plan for your next chapter together.
https://myoc.io/TtWsv/WHbAr



NMLS # 203704

Pending home sales fell 7.3% in September, with signed contracts down in every region of the country. With less competit...
10/20/2026

Pending home sales fell 7.3% in September, with signed contracts down in every region of the country. With less competition, buyers who are ready may have more room to negotiate. Thinking about making a move while others wait?
https://myoc.io/TtWsv/jTas0



NMLS # 203704

New company. Same commitment. Excited for what’s ahead!I’m excited to officially announce that I’ve joined Guaranteed Ra...
10/08/2026

New company. Same commitment. Excited for what’s ahead!

I’m excited to officially announce that I’ve joined Guaranteed Rate as Vice President of Mortgage Lending!

After more than 20 years in the mortgage business, one thing has never changed: my commitment to my clients and referral partners.

I made this move because I wanted to align myself with a company that provides the technology, resources, products, and support to help me deliver an even better mortgage experience.

Whether you’re a first-time homebuyer, move-up buyer, VA buyer, jumbo borrower, purchasing new construction, or taking on a renovation project, my goal remains the same:

Provide knowledgeable guidance, responsive communication, and exceptional service from application to closing.

To all of my past clients, friends, family, and referral partners who have supported me throughout the years—thank you. I’m incredibly grateful for your trust and continued support.

New company. Same Bill. Same commitment to you.

I’m excited for this next chapter and look forward to helping even more people achieve their homeownership goals.

📲 Bill Rich | VP of Mortgage Lending
NMLS #203704
(856) 207-2958

Let’s make your next move a great one!

Address

56 N. Haddon Avenue Suite 101
Moorestown, NJ
08033

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 8am - 5pm

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