10/17/2026
Life moves fast. Sometimes your policy doesn't keep up.
A few signs it might be time to peek at it again:
1. You renovated, added a room, or finished the basement
2. You got married, had a kid, or became an empty nester
3. You started a side business from home
4. You bought something valuable (jewelry, art, that bike)
5. Honestly it's just been a while since anyone looked
Not trying to sell you anything new here, just making sure what you already have actually fits where you're at now.