AM Financial

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AM Financial Empower business growth via strategic improvements, financial solutions, and fostering success.

IKYK 😂
10/05/2026

IKYK 😂

Here are a few of my go-to solutions for very small businesses:- QuickBooks Online Simple Start: Perfect if you’re just ...
11/30/2025

Here are a few of my go-to solutions for very small businesses:

- QuickBooks Online Simple Start: Perfect if you’re just getting started. It handles income, expenses, invoicing, and basic reports without overwhelming features.

- Wave Accounting: A great free option for freelancers or side hustles who want to track income and expenses easily.

- Xero Starter: Simple, cloud-based, and great for collaboration if you have a bookkeeper or accountant helping you.

- Google Sheets or Excel: For brand-new businesses, a spreadsheet can work short-term until you’re ready to upgrade to accounting software.

Whatever system you choose, make sure you also have a trusted professional by your side to guide you and keep your finances on track.

Reach out for a connection so we can stay in touch and make sure to follow for more bookkeeping and business tips!

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Tag your business below so we can show some love on your page! Let’s celebrate and support the incredible small business...
11/29/2025

Tag your business below so we can show some love on your page!

Let’s celebrate and support the incredible small business owners making a difference every day.

How do you budget for your business without making it complicated or overwhelming?Here’s how to make one that actually w...
11/28/2025

How do you budget for your business without making it complicated or overwhelming?

Here’s how to make one that actually works:

1. Start by reviewing your numbers from last year to see where your money went.

Look at your total income and break down where your expenses went.

For example, if you earned $85,000 last year and spent $25,000 on contractors, $10,000 on software, and $5,000 on marketing. That might show you’re investing heavily in operations but not enough in growth.

2. Next, set clear spending goals for things like marketing, operations, and payroll.

For example, you might budget 15% for marketing, 10% for software, and 25% for savings or taxes.

3. Plan ahead for seasonal changes too. If your business slows down during certain months, set aside extra during your busy season to cover future expenses.

4. Finally, check in with your budget often. A quick review each month helps you stay on track, make small tweaks, and keep your money working for your business.

Have questions? Drop them in the comments, we’re here to help!


From our family to yours, Happy Thanksgiving. We’re grateful for our wonderful clients, community, and the opportunity t...
11/27/2025

From our family to yours, Happy Thanksgiving. We’re grateful for our wonderful clients, community, and the opportunity to do what we love every day.

Now for the important question… how do you like your turkey: roasted or fried?

Comment below!

11/26/2025

FOCUS on the top three tasks that will deliver the greatest impact.

These should be your top three priorities for the day, or where your focus should be.

Another tip is to ask yourself, “What can I delegate?” Is there anything on that list that could be assigned to someone else first thing in the morning? If so, do it!

Take action consistently and watch your productivity skyrocket.

Share this post with a friend!

Monthly bookkeeping is best if you:- Want real-time insight into your cash flow- Make frequent transactions- Need acc...
11/26/2025

Monthly bookkeeping is best if you:

- Want real-time insight into your cash flow
- Make frequent transactions
- Need accurate numbers for decision-making and tax prep
- Prefer to catch (and fix) errors before they snowball

Quarterly bookkeeping can be a great fit if you:

- Have fewer monthly transactions or seasonal income

By choosing monthly bookkeeping, you gain consistent visibility and control, two essentials every business owner needs.

The real savings come from avoiding costly mistakes and making smarter financial decisions.

Rather outsource it and have us handle it for you?

Schedule a call today and let’s find the perfect bookkeeping plan for your business.

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Here’s what to know before celebrating the season:You can deduct up to $25 per employee for business gifts each year. Sm...
11/25/2025

Here’s what to know before celebrating the season:

You can deduct up to $25 per employee for business gifts each year. Small, thoughtful gifts like gift cards or baskets usually qualify.

100% of the cost of staff parties is typically deductible if they’re primarily for employees, not clients. That includes food, drinks, and entertainment.

Always document who attended, the purpose, and what was spent.

And don’t forget to double-check everything with your tax professional.

Follow for more bookkeeping and tax tips and share this post to help other business owners save smart!


Time is an entrepreneur’s most valuable asset!How you manage it determines how far your business can grow.Whether it’s a...
11/24/2025

Time is an entrepreneur’s most valuable asset!

How you manage it determines how far your business can grow.

Whether it’s automating tasks, outsourcing what slows you down, or focusing on what you do best, protecting your time is protecting your success.

We help business owners save hours each week by handling their business finances, so they can focus on growth, clients, and doing what they love most.

Work smarter, grow faster, and focus on what matters most. We’ll handle the rest!

Schedule a call with us to learn more!

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Want a glimpse into your business’s success? These key numbers will tell you.1. Start with your profit margin to see how...
11/23/2025

Want a glimpse into your business’s success? These key numbers will tell you.

1. Start with your profit margin to see how much you actually keep after covering expenses.

It shows how efficiently your business is operating and whether your pricing and costs are truly aligned for profit.

2. Look at your cash flow to understand whether your business can comfortably cover bills and still have room to grow.

Think of cash flow as the lifeblood of your business, it keeps everything moving, from daily operations to long-term growth.

3. Review your rolling forecast to see how future decisions could impact your finances.

It helps you plan ahead, adjust your strategy when needed, and confidently take on new opportunities or challenges.

When you track these numbers consistently, you gain clarity, make better decisions, and build a stronger business for the year ahead.

Partner with us to turn your financial goals into a clear plan for growth and long-term success. Book a call to learn more!

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Address

220 Sandberg Road
Monticello, MN
55362

Opening Hours

Monday 8am - 4am
Tuesday 8am - 4am
Wednesday 8am - 4pm
Thursday 8am - 4pm
Friday 8am - 4pm

Telephone

+17633361666

Website

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