Fellowship of the Frugal

06/16/2026

As a finance guy, I don't know which I find more fascinating: the fact that we now have the world's first trillionaire; the fact that over 4,000 new millionaires were created as a direct result of working for said trillionaire; or the fact that many people are so upset about it.

12/15/2025

Do you need help telling a friend or family member that the Christmas gift requirement is just too expensive this year? Let me tell them for you! Just send them this video link and I'll handle it! I'll let them know it isn't within your budget this year and you're simply bringing yourself as the gift. Don't go into debt this Christmas!

Enjoy the videos and music you love, upload original content, and share it all with friends, family, and the world on YouTube.

12/09/2025

Recently, we've heard a great deal about 50-year mortgages. Is that a real thing? What do I need to know? I discuss this topic in my latest blog.

Explore the recent discussions about the 50-year mortgage and its potential to help more people afford homes. We compare this new product with existing mortgage options to assess its viability.

09/11/2025

Ever wonder how long it takes from money to travel from one bank to another? The biggest shocker I see is when people discover how long it takes banks to exchange funds involving a paper check. In my latest blog, I discuss different types of transfers and how long each one typically takes to complete.

Discover the various types of money transfers and learn how long bank transfers typically take to finalize. Understand the nuances of money transfers between banks and what to expect for each type.

05/12/2025

Have you ever seen a great offer from a company you already patronize only to discover they won't give you that same new customer rate? Why do companies do this? Don't they know what customer loyalty means? I explore this question and give you the company's perspective. You might find yourself much less frustrated if you run into this scenario again.

Discover why companies often provide new customer offers that existing customers can't access. Explore the reasons behind these strategies and what they mean for customer loyalty. Learn how businesses think and the impact on their loyal customers.

05/08/2025

Ever wondered what the differences are between HELOCs and HELoans? This article is for you.

Explore the differences between HELOCs and HELOANs. Learn how to choose the right option for you based on your situation and common reasons for choosing one over the other.

03/22/2025

Ever wondered why some types of insurance cost so much more than others? For example, term vs. whole life? Or long term care insurance? I give you a major consideration here on my blog.

Discover why term life insurance is more affordable than whole life insurance and explore the factors behind the high costs of long-term care insurance. Uncover what you may be missing to help determine why some premiums are so high while others may cost next to nothing.

02/12/2025

What are Target Date Funds? How do they work? I explain what you need to know here.

Discover what target date funds are, how they work, and their role in retirement plans. Learn everything you need to know about target date retirement funds to make informed investment decisions.

12/15/2024

If you've ever tried to buy something and saw a "No cash accepted" sign, this article is for you. I bet you'll learn something new.

Explore the implications of 'no cash accepted' signs at entertainment venues. Is this a sign of a cashless society? Discover what else could be at stake before you make a quick judgment call.

12/13/2024

Today's ruling from the CFPB regarding overdraft fees inspired me to write in more depth about this topic. I discuss why banks charge these fees at all, plus my thoughts on what the implications are for the average consumer.

In December 2024, the CFPB ruled that banks must limit overdraft fees. While some may celebrate this change, it's essential to explore the potential downsides and implications for consumers. Learn more about how this ruling affects you and your finances.