Harris Baker, Jr., Mortgage Loan Originator - NMLS# 1965723

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United States
Montgomery, AL
Harris Baker, Jr., Mortgage Loan Originator - NMLS# 1965723

Your loan originator lending Alabama one house at a time! Looking forward to helping you get to closing "on time and as agreed."

03/04/2025

This could be you, but you playing! 🤣🤣

🎭Laissez les bon temps rouler! 🎭🎉 Fat Tuesday is all about enjoying the king cake, beads, and music. 🎺🎷

When you’re ready to make a move, we’ve got the mortgage magic to make it happen! 🔮
www.hbmortgages.com 334.549.8332

11/11/2024

We can’t thank you enough. 🇺🇸

10/21/2024

⏰It's time for the Mortgage Minute⏰

HB MORTGAGE SCHOOL IS IN SESSION! 📚

P is for PITI. Principal, Interest, Taxes and Insurance make up your monthly mortgage payment. Knowing this number will help both the borrower and lender evaluate whether this payment will be able to be successfully made each month. 🏡

Got questions? Let's talk about it! You gotta have a roof. 334.549.8332 www.hbmortgages.com

10/07/2024

⏰It's time for the Mortgage Minute⏰

HB MORTGAGE SCHOOL IS IN SESSION! 📚

O is for ORIGINATION DATE. The origination date, otherwise known as the closing day, means two things - the day you officially become the owner of your new home and the day your mortgage goes into effect. Your loan is now funded! 🏡

Got questions? Let's talk about it! You gotta have a roof. 334.549.8332 www.hbmortgages.com

09/30/2024

⏰It's time for the Mortgage Minute⏰

HB MORTGAGE SCHOOL is in session!📚

N is for Note Rate. The note rate is the interest rate stated in a mortgage note.

Got questions? Let's talk about it! You gotta have a roof. 334.549.8332 www.hbmortgages.com

09/23/2024

⏰It's time for the Mortgage Minute⏰

HB MORTGAGE SCHOOL is in session!📚

L is for Liabilities. Liabilities are a person’s debts or financial obligations.

Got questions? Let's talk about it! You gotta have a roof. 334.549.8332 www.hbmortgages.com

09/16/2024

⏰It's time for the Mortgage Minute⏰

HB MORTGAGE SCHOOL is in session!📚

K is for Know Before You Owe (KBYO). The KBYO rule was created to make sure buyers understand their loan options and avoid surprises at closing.

Got questions? Let's talk about it! You gotta have a roof. 334.549.8332 www.hbmortgages.com

09/09/2024

⏰It's time for the Mortgage Minute⏰

HB MORTGAGE SCHOOL is in session!📚

J is for Jumbo Loan. Just as the name suggests, a jumbo loan is a large home loan. In general, a jumbo loan exceeds conforming loan limits. When you’re ready to buy that million dollar listing, I’m your guy! 😎

Got questions? Let's talk about it! You gotta have a roof. 334.549.8332 www.hbmortgages.com

09/02/2024

⏰It's time for the Mortgage Minute⏰

HB MORTGAGE SCHOOL is in session!📚

I is for Interest Rate. An interest rate on a mortgage loan is the cost you will pay each year to borrow the money, expressed as a percentage rate.

Got questions? Let's talk about it! You gotta have a roof. 334.549.8332 www.hbmortgages.com

08/26/2024

⏰It's time for the Mortgage Minute⏰

HB MORTGAGE SCHOOL is in session!📚

H is for HELOC. A home equity line of credit (HELOC) is a line of credit that allows you to borrow against your home equity. Equity is the amount your property is currently worth, minus the amount of any mortgage on your property.

Got questions? Let's talk about it! You gotta have a roof. 334.549.8332 www.hbmortgages.com

08/19/2024

⏰It's time for the Mortgage Minute⏰

HB MORTGAGE SCHOOL is in session!📚

G is for Good Faith Estimate. This is simply an itemized list of certain ESTIMATED costs associated with a home loan.

Got questions? Let's talk about it! You gotta have a roof. 334.549.8332 www.hbmortgages.com

08/12/2024

⏰ It's time for the Mortgage Minute ⏰

HB MORTGAGE SCHOOL is in session! 📚

F is for FICO® score. Do you know what your score is? While it's an important part of the loan process, the good news is your FICO® score can go up anytime by paying your bills on time, paying off debts, and keeping low balances on your credit cards.

Got mortgage questions? Let's talk about it! You gotta have a roof. 334.549.8332 www.hbmortgages.com

Address

1943 Berry Chase Place
Montgomery, AL
36117

Telephone

+13345498332

Website

http://www.hbmortgages.com/

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