Ben King, Gershman Mortgage

Ben King, Gershman Mortgage Ben King NMLS #1284730
Office: 417-239-0246
We are the best listeners, problem-solvers and advisers in our industry.

Start your journey home with Gershman Mortgage! My goal is to work with clients to ensure their financing needs are met in every way. I believe in providing superior customer service through great communication and professionalism. From mortgage processing and underwriting, to loan closing and funding, our expert mortgage staff will efficiently expedite your entire transaction. Whether you’re look

ing to purchase a new home, or refinance your existing home, give me a call. I look forward to sitting down with you and discussing a loan product that fits your needs. I specialize in USDA, FHA, VA, and Conventional financing.

I think a lot of people assume everyone else has this figured out financially except them.They don’t.Most people are try...
06/15/2026

I think a lot of people assume everyone else has this figured out financially except them.

They don’t.

Most people are trying to balance:

-rent
-debt
-groceries
-childcare
-life

while also wondering if buying a home is even realistic anymore.

One thing I wish more people understood is you do not need to have a perfect financial situation to start asking questions.

A lot of buyers who seem “ready” now started by simply having a conversation and building a plan months or years earlier.

Ben King | Branch Manager & Loan Officer
M: 417-849-1782 | W: bking.gershman.com

I talk to so many people who feel guilty for wanting a different house.And honestly, I understand why.People think:“We s...
06/08/2026

I talk to so many people who feel guilty for wanting a different house.

And honestly, I understand why.

People think:
“We should just be thankful for what we have.”

But there’s nothing wrong with acknowledging your current home no longer works the way it used to.

Maybe you need:

-an office
-more storage
-a safer layout for kids
-less maintenance
-more room for family gatherings

Life changes quickly.

A lot of homeowners don’t realize they may already have options because of the equity they’ve built over time.

Sometimes the first step is simply exploring what’s possible.

Take the first step towards your future - I'm here to help!

Ben King | Branch Manager & Loan Officer
M: 417-849-1782 | W: bking.gershman.com

Congratulations to the Waterman's on their new house! This was a special one where I got to work with this great agent!
06/01/2026

Congratulations to the Waterman's on their new house! This was a special one where I got to work with this great agent!

Congratulations to Dustin on his new lake view house! Thank you for your service to our Country!
05/22/2026

Congratulations to Dustin on his new lake view house! Thank you for your service to our Country!

Yep, Another First Time Homebuyer! Congratulations Kristen and Zach!
05/19/2026

Yep, Another First Time Homebuyer! Congratulations Kristen and Zach!

Congratulations to first time homebuyer Brooklyn on her new home!
05/19/2026

Congratulations to first time homebuyer Brooklyn on her new home!

Congratulations to first time home buyers Ancil and Daelon!
05/18/2026

Congratulations to first time home buyers Ancil and Daelon!

This comes up all the time: “Do we have to sell our house before we buy the next one?”Not always.There are a few ways to...
05/11/2026

This comes up all the time: “Do we have to sell our house before we buy the next one?”

Not always.

There are a few ways to approach it:

Buy first, then sell. Sell first, then buy. Structure both at the same time.

Each option has pros and cons depending on:
-Your equity
-Your comfort level
-The market conditions

There’s no universal right answer — just the right strategy for your situation.

If you’re trying to figure out how to make that move without feeling stuck, I’m happy to talk through options with you.

Ben King | Branch Manager & Loan Officer
M: 417-849-1782 | W: bking.gershman.com

A lot of people still think you need 20% down to buy a home. That’s one of the biggest misconceptions I run into.In real...
05/04/2026

A lot of people still think you need 20% down to buy a home. That’s one of the biggest misconceptions I run into.

In reality, there are options that require a lot less — sometimes even zero down depending on the situation.

What matters more than the down payment is:

Your overall monthly comfort
How much you want to keep in savings
Your long-term plan

I’d rather someone keep reserves and feel stable than put every dollar into the purchase.

If you’ve been holding off because of a number you heard somewhere, it might be worth getting actual numbers based on your situation.

Ben King | Branch Manager & Loan Officer
M: 417-849-1782 | W: bking.gershman.com

One of the most frustrating conversations I have is when a deal slows down… and the buyer had no idea why.It’s usually n...
04/27/2026

One of the most frustrating conversations I have is when a deal slows down… and the buyer had no idea why.

It’s usually not something big.

It’s things like:

-Moving money between accounts without telling anyone
-Opening a new credit card mid-process
-Large deposits that can’t be sourced

None of those feel like a big deal in real life. But in a loan file, they matter.

I’m not here to make things complicated — I’m here to make sure there are no surprises.

If you’re thinking about buying this year, I’m always happy to walk through the “what not to do” side of things early so you don’t hit avoidable speed bumps later.

Ben King | Branch Manager & Loan Officer
M: 417-849-1782 | W: bking.gershman.com

Address

1557 E. Primrose Suite 100, Springfield Township
Montgomery County, PA
65804

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+14178491782

Website

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