05/12/2026
Tuesday Tidbit
Summer Upgrade? Don't forget the coverage upgrade.
Adding a pool or trampoline this summer? Your liability risk just went up, even if nothing ever happens.
These are called attractive nuisances in insurance, which means neighborhood kids, guests, and friends are naturally drawn to them, and if someone gets hurt, you could be held responsible.
Most homeowner's policies were written before the pool, trampoline, or backyard party zone existed.
Now is the perfect time to review:
Your liability limits
Safety requirements your policy may expect
Whether an umbrella policy makes sense
A quick review now can prevent a very expensive surprise later.
Set up a time to discuss with your agent if you are considering a pool or trampoline this summer.
For more information, read the attached article.