C&J Isbell Brokerage Group

10/19/2026

🚨 BIG NEWS FOR MEDICARE BENEFICIARIES! 💊💙

Did you know that Medicare has introduced a new program that may help eligible beneficiaries access certain weight-loss medications for just $50 per month?

It's called the Medicare GLP-1 Bridge Program, and it's something Medicare beneficiaries should know about!

✅ Which medications are included?
• Wegovy
• Zepbound (KwikPen only)
• Foundayo

💰 What's the cost?
Eligible individuals pay $50 per month without having to meet their Medicare Part D deductible first.

👥 Who may qualify?
Eligibility depends on factors such as your BMI, certain medical conditions, and Medicare prescription drug coverage. Your doctor must submit a prior authorization request.

⚠️ Here's what you need to know:

✔️ The program is currently scheduled to run through December 31, 2027.

✔️ The $50 payment does not count toward your Medicare Part D deductible or annual out-of-pocket limit.

✔️ Mounjaro and Ozempic are not included in the Bridge Program, although they may be covered under regular Part D benefits for certain conditions.

✔️ Not every Medicare beneficiary will qualify.

💙 At C&J Isbell Brokerage Group, we believe Medicare education matters!

Understanding your benefits, medication costs, and available programs can make a real difference.

Whether you're already taking a GLP-1 medication or simply want to understand your Medicare options, I'm here to help answer your questions.

📞 James Isbell
C&J Isbell Brokerage Group LLC

📧 [email protected]

🌐 www.cjisbellbrokerage.com

🔗 Learn more from Medicare:
https://www.medicare.gov/coverage/weight-loss-drugs

This post is for educational purposes only. Eligibility and coverage restrictions apply. C&J Isbell Brokerage Group LLC is an independent insurance brokerage and is not affiliated with or endorsed by Medicare or the federal government.

10/16/2026

💡 **ACA Health Insurance: Can You Get Coverage With a Pre-Existing Condition?**

**Yes!** ACA Marketplace plans cannot deny you coverage or charge you more simply because you have a condition such as diabetes, high blood pressure, or cancer.

But here’s something just as important: **That doesn’t mean every plan covers every doctor or medication.**

Before choosing a plan, check:

✅ **Your doctors and hospitals: Are they in the plan’s network?
✅ **Your prescriptions: Are they covered, and what will you pay?
✅ **Your total costs: Look beyond the monthly premium at deductibles, copays, and the out-of-pocket maximum.

The lowest monthly payment doesn’t always mean the lowest overall cost.

Have questions about your options? Let’s make health insurance easier to understand.

**James Isbell | C&J Isbell Brokerage Group**
📞 205-671-2835
🌐 https://cjisbellbrokerage.com

10/16/2026

Is massage part of your wellness routine? 💆‍♀️🌿

For many people, massage is how they handle stress, sore muscles, and staying balanced. If that sounds like you, it may be worth looking at a holistic plan.

Clearwater and Young Living offer holistic plan options, and some may include massage therapy. Before you sign up for anything, I’ll sit down with you and go over:

✅ Which plan options are available to you
✅ Which massage services are eligible, and any visit limits
✅ What it will really cost you before you enroll

You get honest answers and personal guidance from your local independent broker right here in Shelby County.

💬 Send me a message or call 205-671-2835
✉️ [email protected]
🌐 cjisbellbrokerage.com

Not health insurance. Massage eligibility, provider requirements, visit limits, and payment rules vary by plan. Not all massage services qualify. Review current plan documents before enrolling.

10/16/2026

Behind our business is a family—and a heart for helping yours. ❤️

Get to know Christina Isbell and the story behind C&J Isbell Brokerage Group. For us, insurance is personal. It’s about listening, building relationships, and helping you feel more confident about protecting what matters most.

Thank you for supporting our family’s business and trusting us to be part of your journey.

📞 205-671-2835
📧 [[email protected]](mailto:[email protected])
🌐 cjisbellbrokerage.com

10/16/2026

Behind our business is a family—and a heart for helping yours. ❤️

Get to know Christina Isbell and the story behind C&J Isbell Brokerage Group. For us, insurance is personal. It’s about listening, building relationships, and helping you feel more confident about protecting what matters most.

Thank you for supporting our family’s business and trusting us to be part of your journey.

📞 205-671-2835
📧 [email protected]
🌐 cjisbellbrokerage.com

10/15/2026

🎃 Health insurance doesn’t have to be scary!

ACA Marketplace Open Enrollment begins November 1! 👻 Let’s take the fright out of finding coverage by reviewing your options and helping you understand your choices.

Whether you’re exploring coverage or reviewing your current plan, I’m here to help—with local, personal service.

James Isbell
C&J Isbell Brokerage Group
📞 205-671-2835
📧 [[email protected]](mailto:[email protected])
🌐 https://cjisbellbrokerage.com

Call or message me to get started. Let’s leave the scares to Halloween! 🎃

09/02/2026

Having health insurance doesn’t always mean you’re fully protected from high medical costs.

Deductibles, copays, coinsurance, and other out-of-pocket expenses can add up quickly — and sometimes people don’t realize what they’re responsible for until the medical bills start coming in.

That’s why I believe understanding your health insurance is just as important as having it.

I can help you:
✔️ Understand your deductible and out-of-pocket costs
✔️ Review your current coverage
✔️ Compare health insurance options
✔️ Look at supplemental coverage that may help fill the gaps
✔️ Find coverage that fits your needs and budget

Insurance shouldn’t be confusing. My job is to help you understand your options so you can make an informed decision.

📞 James Isbell | 205-830-7754
C&J Isbell Brokerage Group LLC
Health • Medicare
🌐 cjisbellbrokerage.com

No obligation. Coverage availability and benefits vary by plan.

08/31/2026

Health insurance doesn’t have to leave you feeling hung out to dry. 🐶🐱

Whether you’re self-employed, between jobs, losing employer coverage, or simply looking for a better option, I can help you understand what health insurance choices may be available to you.

As a local independent insurance broker, I work with multiple health insurance options, including Marketplace/ACA coverage, and I’ll help you compare your choices and find coverage that fits your needs and budget.

📞 Have questions? Give me a call or send me a message. There’s no cost to talk with me and explore your options.

James Isbell
C&J Isbell Brokerage Group
📞 205-830-7754
🌐 cjisbellbrokerage.com

08/12/2026

There's a Medicare Advantage plan most people have never heard of — and it works nothing like an HMO or PPO. No provider network. No copays. Instead, the plan hands you money up front and lets you choose almost any doctor who'll see you. Sounds too good to be true, right? There's a catch, and it's a big one. We break it all down here 👇

What is a Medicare Medical Savings Account (MSA) plan? Learn how it works, who it's for, and how it compares to Advantage plans & Supplements.

07/13/2026

💙 **Are You Struggling to Pay Your Medicare Costs? You May Qualify for Help.**

Many people don't realize there is a program called the **Medicare Savings Program (MSP)** that can help pay some or even all of your Medicare expenses.

Depending on your income and resources, the Medicare Savings Program may help pay for:
✅ Your Medicare Part B premium
✅ Medicare deductibles
✅ Coinsurance and copayments (for some qualifying programs)

💡 **Even if you think you earn too much, it's worth checking.** Income limits change, and many people are surprised to find they qualify.

If you're on Medicare—or about to be—and you're trying to make your benefits more affordable, I'd be happy to review your situation at **no cost**.

📞 205-830-7754
📧 [email protected]
cjisbellbrokerage.com

At C&J Isbell Brokerage Group, we're here to educate you and help you understand all of your Medicare options.

*Not affiliated with or endorsed by the U.S. government or the federal Medicare program. Eligibility for the Medicare Savings Program is determined by your state's Medicaid agency.*