I Hate Buying Insurance - Nashville

02/27/2026

Wishing everyone a very happy International Polar Bear Day, National Strawberry Day, & National Kahlúa Day [yummy].

So go have your favorite Kahlúa drink and hug a bear while enjoying a chocolate covered strawberry!!

Oh … & a connection to you home/auto/commercial insurance agent, CPA / accountant, or your financial planner is a “No Brainer” … since it’s also No Brainer Day!

02/04/2026

What the #&!! is an ICHRA or QSEHRA? If you have employees, you should call and ask!

02/02/2026

It's Life Insurance Awareness Month. DON'T fall for hyped-up ads. 4 NO BS > Call US!

Call now to connect with business.

09/02/2025

Hello. It’s been a while since we’ve actually seen each other. At times it may appear that our relationship is totally one-sided.

I know it’s your job to provide food, clothing, shelter, schooling, medicine, cars, vacations, & much more for your family. Many months there might be ‘more month left at the end of the money’.

I am writing you as a reminder of the promise I made. I promise that on some unknowable day in the future, you and I will change places. If that day arrives sooner than later, I step up and provide for your family’s needs.

Maybe you’ll need me several years from now when you can’t go to work because the illness is just to server. I’ll be there to help keep you on your feet financially.

Or, maybe after decades of cursing me every month, I’ll show up to relieve your spouse from the physically and emotionally agonizing duties of caring for you when you no longer can care for yourself.

If you continue to do your part every month, I promise to always do mine. Your family will be so thankful that you loved them more than the cost of keeping our relationship intact all these years. I have faith in you & I will never let you down.

Sincerely,
Your Insurance Policies.

Ps. September is Life Insurance Awareness Month. Please review your life, disability, & long term care insurance needs with a specialist. I just might know a guy.

08/25/2025

Want to INSURE your Retirement Security?

There are solutions that can contribute to your retirement account when you suffer a disabling event. One strategy funds retirement with a single lump payment up to $500,000.

When triggered, the benefit can be paid into an irrevocable trust, annuity, mutual funds, or one of many “investment programs”. Your investment risk-tolerance is chosen at the time of claim instead of locking it up today.

To learn more about this strategy, or about the other life, health, annuity, & disability insurance options available, please schedule a call >> https://calendly.com/ihbi/1st

08/14/2025

In TN, Short Term Health plans are AGAIN available with up to 3 year locked in terms. That is great news!! It was a terrible move by the last administration to limit these plans to only 4 months.

IF YOU NEED AN ALTERNATIVE to the marketplace or some alternative sold to you by a 'health advisor', you can secure wonderful, catastrophic insurance for a reasonable monthly rate.

06/12/2025

Although May was "Disability Insurance Awareness Month", I believe every day should be the day you finally talk to an agent about protecting your income.

If you want to learn about the FOUR (4) insurance plans that can help replace lost income for both short & long term disabilities, for your self or your employees, please send me a message. I can usually replay in less than 48 hours.

06/08/2025

Yummy .... Old Mill Eatery & Smokehouse with Mom. Shasta Lake Chamber

06/04/2025

Term, Universal, Whole, Keyperson, Succession, & more – What is the right life insurance for ME?

Whether it’s the “famous financial expert” on the radio / TV, your insurance agent, your financial planner, or maybe your CPA, there are many opinions regarding the question, “What is the right kind of life insurance to buy?”

The answer is simple, “All of them can be right & all of them can be wrong. It’s depending on your specific circumstances.”

If you have been contemplating replacing the plan you have or adding a new policy, reach out for NO BS answers to your questions. :-)

04/21/2025

YES! Small businesses can provide REAL benefits for under $200 a month per employee. Often even less ... & it's NOT a goofy, limited medical plan. Schedule a time to chat >> https://calendly.com/ihbi/healthins2025

04/03/2025

check out Ginger Farmer Art

10/16/2024

Thanks for looking at our page. Sending a message through here isn't best. PLEASE schedule a call. Link in the 1st comment. TY!