10/29/2026
π If the sole property you own is a single family, condo, townhome, or manufactured home, you need a very STRONG, compelling argument to buy a multi-family (2-4 units) at only 3.5% (FHA) to 5% (Conventional) down. πͺπΏ
π Moving 100 miles away due to job relocation is a strong argument.
π Proof the property has been rented, with tax returns, rent deposits reflecting in your bank account, lease agreement, etc., is a strong argument. β
π« We canβt submit your loan to a lender and tell them you only own the property you currently live in, and you promise youβll rent it out, and move into the 2-4 unit property you want to buy at only 3.5% down. Lenders ainβt having it. π
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