Nikki Felix, Mortgage Loan Originator NMLS 482963

Nikki Felix, Mortgage Loan Originator NMLS 482963 nmlsconsumeraccess.org. Licensed by the Department of Financial Protection and Innovation under California Residential Mortgage Lending Act (4130715).

Loans made or arranged pursuant to a California Financing Law License . Equal Housing Lender

The latest real estate market stats are out, and they tell what’s becoming a familiar story: home prices are down and mo...
09/08/2026

The latest real estate market stats are out, and they tell what’s becoming a familiar story: home prices are down and mortgage rates are up for the typical homebuyer.

According to the August data from Realtor.com, the nationwide median list price for homes fell 1.3% from a year ago, marking the 10th straight month of year-over-year price declines. Meanwhile, the number of active listings for sale was up 3.6% from a year ago. Together, these trends are contributing toward a buyer-friendly market in most of the country.

Mortgage rates, on the other hand, ended August higher, reaching levels last seen in summer 2025. However, while it’s not possible to change a home’s price after buying, it is possible to refinance a mortgage. That means today’s homebuyers may have an opportunity to claim a lower rate and monthly payment in the future if rates fall again.

Wonder what your homebuying budget and monthly payment could look like in today’s market? Call or text me for a free mortgage consultation!

nikki4homeloans.com

A cash-out refinance replaces your current mortgage with a new, larger loan and gives you a portion of your available ho...
09/08/2026

A cash-out refinance replaces your current mortgage with a new, larger loan and gives you a portion of your available home equity as cash. The funds can be used for goals such as home improvements, debt consolidation, major expenses, or other needs, though your payment, rate, and terms may change.

The Money Store offers a variety of home refinance programs. Contact me to explore your options and see whether a cash-out refinance may make sense for you!
https://myoc.io/nikki4homeloans

NMLS ID # 482963

As we honor the contributions of America's workers, I'm wishing everyone a safe and happy Labor Day celebration. Whether...
09/05/2026

As we honor the contributions of America's workers, I'm wishing everyone a safe and happy Labor Day celebration.

Whether it's a workday, evening, or weekend, I'm always available to assist you with any of your home financing needs. Contact me anytime I can be of help.

https://myoc.io/nikki4homeloans

NMLS ID # 482963

A mortgage refinance means replacing your current loan with a new one. Depending on your situation, a refinance may allo...
09/01/2026

A mortgage refinance means replacing your current loan with a new one. Depending on your situation, a refinance may allow you to reduce your rate and monthly payment, remove mortgage insurance premiums (MIP), convert home equity into cash, or adjust your loan term.

As your trusted mortgage resource, I can help you review your options and see whether refinancing makes sense for you. Contact me today to get started!
https://myoc.io/nikki4homeloans

NMLS ID # 482963

There really is no place like home.From sipping your morning coffee on the front porch to tackling weekend projects and ...
08/27/2026

There really is no place like home.

From sipping your morning coffee on the front porch to tackling weekend projects and making memories with the people you love, home is where life's everyday moments become the ones you cherish most.

There’s nothing like having a place to call home that’s truly your own. In fact, 74% of homeowners say they'd rather be home than anywhere else. That says a lot about what home can mean.

If you're curious about how to reach your homeownership goals, I'd love to help. Reach out today to start the conversation!

Source: Redfin-commissioned Ipsos survey of 4,000 U.S. residents, published July 1, 2026.*
https://myoc.io/nikki4homeloans

NMLS ID # 482963

With a HELOC, you’ll receive checks or a credit card to borrow during a "draw period," after which you can no longer bor...
08/25/2026

With a HELOC, you’ll receive checks or a credit card to borrow during a "draw period," after which you can no longer borrow. After this period, you may need to pay off the balance or repay over time. Questions? Give me a call!
https://myoc.io/nikki4homeloans

NMLS ID # 482963

A home is where memories are made, milestones are celebrated, and you can create a place that’s truly yours.It's no surp...
08/20/2026

A home is where memories are made, milestones are celebrated, and you can create a place that’s truly yours.

It's no surprise that 74% of homeowners say their home reflects who they are, compared to just 46% of renters.

If you’ve been dreaming of buying a home, I'd be happy to help you understand your financing options and how to get started. Whether you're ready to buy now or just exploring, having a plan can make all the difference.

Let’s take the first steps toward a place that's uniquely yours. Reach out today!

Source: Redfin-commissioned Ipsos survey of 4,000 U.S. residents, published July 1, 2026.
https://myoc.io/nikki4homeloans

NMLS ID # 482963

A non-QM loan can be a valuable solution for the self-employed, property investors, those with non-traditional income, a...
08/18/2026

A non-QM loan can be a valuable solution for the self-employed, property investors, those with non-traditional income, and others who may not meet the requirements of a standard mortgage. Connect with me today to explore which home financing options are right for you!

https://myoc.io/nikki4homeloans

NMLS ID # 482963

When you buy a home, you're investing in more than just square footage or a yard—you're putting down roots.It's where yo...
08/13/2026

When you buy a home, you're investing in more than just square footage or a yard—you're putting down roots.

It's where you'll celebrate birthdays, host movie nights, and spend time with the people who matter most. It's also where familiar faces become friendly neighbors and, over time, your community.

It's no surprise that 72% of homeowners say they feel a sense of belonging in their neighborhood, compared to 54% of renters.

Homeownership may be within reach for you. Let’s look at your home financing options today!
https://myoc.io/nikki4homeloans

NMLS ID # 482963

Address

The Money Store NMLS #1019, 420 S. Myrtle Avenue #B
Monrovia, CA
91016

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm
Saturday 10am - 4pm
Sunday 10am - 4pm

Telephone

+16262331144

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