Prosperity Direct Advisors

Prosperity Direct Advisors Lucent Media helps people find the best insurance plans to fit their needs and budgets.

Life insurance coverage is not something you want to cut corners on. But that doesn't mean you need to pay top dollar ei...
03/18/2023

Life insurance coverage is not something you want to cut corners on. But that doesn't mean you need to pay top dollar either. You can still get cheap life insurance without sacrificing coverage and protection for you and your loved ones.

Look into bundling. Some insurance companies will give you a discount if you combine your life insurance policy with ano...
03/17/2023

Look into bundling. Some insurance companies will give you a discount if you combine your life insurance policy with another type of insurance they offer.

Carefully consider "riders." This additional coverage will protect you from certain life events that your normal policy ...
03/16/2023

Carefully consider "riders." This additional coverage will protect you from certain life events that your normal policy may not. But additional coverage will equal additional costs. So skip (or reduce) the number of riders you attach to your plan.

Make sure you're healthy. Eat well, exercise and keep your weight down. Many life insurance companies will want to know ...
03/16/2023

Make sure you're healthy. Eat well, exercise and keep your weight down. Many life insurance companies will want to know your body mass index (BMI). So, if you can lose weight and get to a lower BMI you may put yourself in the running for lower rates.

Both term life insurance (a pre-determined set amount of time in which you'll be insured) and whole life insurance (whic...
03/15/2023

Both term life insurance (a pre-determined set amount of time in which you'll be insured) and whole life insurance (which remains active for a full lifetime) have unique benefits. Term is cheaper because it has that pre-determined expiration date. Unlike whole, it doesn't have a savings element that makes it attractive. Still, you get what you pay for so fewer benefits will lead to cheaper life insurance.

You wouldn't buy the first house you see on the market nor would you buy the first car you test drove. This also applies...
03/15/2023

You wouldn't buy the first house you see on the market nor would you buy the first car you test drove. This also applies to life insurance policies. Search for life insurance lenders and see what they are willing to offer you. Some will provide more coverage than others. Others may cost more (or less). Don't take the first deal you get until you've compared it to other life insurance plans and policies. Use the table below to start comparing your options.

The younger you are, the safer a bet you are to insurance companies. So you'll pay a lot less than you would if you were...
03/15/2023

The younger you are, the safer a bet you are to insurance companies. So you'll pay a lot less than you would if you were older. Life insurance will only grow more expensive as you age. If you want cheap life insurance then start paying now - not later.

Niche’s Best Schools with Early Childhood Education Degrees 2020Vanderbilt University ( #12; on campus)University of Nor...
08/03/2020

Niche’s Best Schools with Early Childhood Education Degrees 2020
Vanderbilt University ( #12; on campus)
University of North Carolina at Chapel Hill ( #43; hybrid)
New York University ( #46; on campus)
Boston University ( #60; on campus)
University of Illinois at Urbana-Champaign ( #64; on campus)
University of Georgia ( #66; on campus)
Bucknell University ( #70; on campus)
Brigham Young University ( #78; on campus)
Purdue University ( #83; on campus)
University of Washington ( #92; on campus or online)

Bachelor’s DegreeCompletion of the four-year bachelor’s degree takes about 125 to 135 semester hours, and most students ...
08/01/2020

Bachelor’s Degree
Completion of the four-year bachelor’s degree takes about 125 to 135 semester hours, and most students can graduate in four years or after eight semesters. The Bachelor of Arts or Bachelor of Science degree in early childhood education can qualify the graduate for the state licensing exams and a teaching license in a general or specific teaching category. The course of study has about three to four semesters of general education followed by an intensive four-semester run of early education, training, and student teaching. The bachelor’s degree opens the field to graduates, and it is the most widely used credential for teaching.

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Monrovia, CA
91016

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