Shear Capital Group, LLC.

06/02/2026

"Sell in May and go away" is one of Wall Street's most quoted investing phrases. It shows up in headlines every year, yet the market still gained nearly 5% this May.

→ Seasonal sayings are memorable, but they rarely explain what's actually driving returns.
→ Markets respond to business fundamentals, economic shifts, and real information, not the date on the calendar.
→ The investors who feel most confident are usually the ones following a plan built for years, not days.

I help my clients build strategies that adjust as conditions change instead of reacting to headlines or seasonal myths.

May comes and goes every year. A disciplined plan is what compounds. 💡

05/08/2026

We have been getting a lot of questions about gold lately - especially with the recent volatility. What we're seeing isn't a failure of gold as a safe haven. It's a reflection of global dollar stress.

Since 2019, gold has been treated as a Tier 1 asset, meaning banks and governments can count it at full value on their balance sheets. With the disruption in the Strait of Hormuz creating one of the largest energy supply shocks in decades, several Gulf nations are facing real dollar-liquidity pressure as oil exports slow.

In that environment, gold isn't just being held - it's being used. Some countries are selling or swapping reserves to raise dollars, which is contributing to the unusual price action.
As energy flows normalize and funding pressures ease, this forced selling should fade. But for now, gold is behaving less like a geopolitical hedge and more like a balance-sheet tool.

A helpful reminder: during periods of stress, liquidity needs often take priority over traditional "safe-haven" behavior.

Great article by LPL Financial

LPL Research discusses behind-the-scenes dynamics of gold’s price action since the onset of the U.S.-Iran conflict and global energy disruption.

03/17/2026

𝗜𝘁'𝘀 𝘁𝗵𝗮𝘁 𝘁𝗶𝗺𝗲 𝗼𝗳 𝘆𝗲𝗮𝗿 𝗮𝗴𝗮𝗶𝗻.

Brackets, buzzer beaters, and the chaos of the NCAA Division I Men’s Basketball Tournament.

Millions of people study matchups, analyze trends, and carefully choose their picks in hopes of completing the perfect bracket.

⭢ Yet almost no one gets a perfect bracket.

Why?

⭢ Because even great analysis cannot remove uncertainty.

Investing works the same way.

⭢ Markets surprise people
⭢ Headlines change narratives overnight
⭢ Short-term outcomes are unpredictable

Successful investors do not try to predict every upset.

They focus on the fundamentals.

⭢ Long-term strategy
⭢ Diversification
⭢ Risk management
⭢ Discipline

The goal is not to win every game.

⭢ The goal is to build a strategy that can win over many seasons.

Enjoy the madness this month. 🏀

02/25/2026

As 𝗔𝗽𝗿𝗶𝗹 𝟭𝟱𝘁𝗵 approaches and tax forms begin arriving, it’s normal for taxes to move front and center. But thoughtful planning around them isn’t a once-a-year task. It’s an ongoing part of the experience for our clients.

⭢ 𝗧𝗮𝘅 𝗣𝗹𝗮𝗻𝗻𝗶𝗻𝗴 𝗵𝗮𝗽𝗽𝗲𝗻𝘀 𝘆𝗲𝗮𝗿-𝗿𝗼𝘂𝗻𝗱.
⭢ 𝗪𝗲 𝘀𝘁𝗮𝘆 𝗮𝗵𝗲𝗮𝗱 𝗼𝗳 𝘁𝗮𝘅 𝗶𝗺𝗽𝗹𝗶𝗰𝗮𝘁𝗶𝗼𝗻𝘀.
⭢ 𝗪𝗲 𝗰𝗼𝗼𝗿𝗱𝗶𝗻𝗮𝘁𝗲 𝗱𝗶𝗿𝗲𝗰𝘁𝗹𝘆 𝘄𝗶𝘁𝗵 𝗼𝘂𝗿 𝗰𝗹𝗶𝗲𝗻𝘁𝘀’ 𝗖𝗣𝗔𝘀.
⭢ 𝗬𝗼𝘂𝗿 𝗮𝗰𝗰𝗼𝘂𝗻𝘁𝗮𝗻𝘁 𝗶𝘀𝗻’𝘁 𝗰𝗮𝘂𝗴𝗵𝘁 𝗼𝗳𝗳 𝗴𝘂𝗮𝗿𝗱 𝘄𝗵𝗲𝗻 𝟭𝟬𝟵𝟵𝘀 𝗮𝗿𝗿𝗶𝘃𝗲.
⭢ 𝗪𝗲 𝗮𝗹𝗶𝗴𝗻 𝗰𝗼𝗻𝘁𝗿𝗶𝗯𝘂𝘁𝗶𝗼𝗻𝘀, 𝗶𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁𝘀, 𝗮𝗻𝗱 𝗰𝗮𝘀𝗵 𝗳𝗹𝗼𝘄 𝘄𝗶𝘁𝗵 𝘁𝗵𝗲 𝘁𝗮𝘅 𝗽𝗹𝗮𝗻.
⭢ 𝗪𝗲 𝘄𝗼𝗿𝗸 𝘁𝗼 𝗮𝘃𝗼𝗶𝗱 𝘀𝘂𝗿𝗽𝗿𝗶𝘀𝗲𝘀 𝗮𝗻𝗱 𝗰𝗮𝗽𝘁𝘂𝗿𝗲 𝗼𝗽𝗽𝗼𝗿𝘁𝘂𝗻𝗶𝘁𝗶𝗲𝘀 𝗲𝗮𝗿𝗹𝘆.
⭢ 𝗘𝗳𝗳𝗲𝗰𝘁𝗶𝘃𝗲 𝗽𝗹𝗮𝗻𝗻𝗶𝗻𝗴 𝗰𝗼𝗺𝗲𝘀 𝗳𝗿𝗼𝗺 𝗽𝗮𝗿𝘁𝗻𝗲𝗿𝘀𝗵𝗶𝗽 𝗮𝗻𝗱 𝗰𝗼𝗺𝗺𝘂𝗻𝗶𝗰𝗮𝘁𝗶𝗼𝗻.

𝗧𝗵𝗶𝘀 𝘁𝘆𝗽𝗲 𝗼𝗳 𝗽𝗹𝗮𝗻𝗻𝗶𝗻𝗴 𝗶𝘀𝗻’𝘁 𝘀𝗲𝗮𝘀𝗼𝗻𝗮𝗹. 𝗜𝘁'𝘀 𝗶𝗻𝘁𝗲𝗻𝘁𝗶𝗼𝗻𝗮𝗹.

01/26/2026

📣 𝗕𝗶𝗴 𝗻𝗲𝘄𝘀 𝗮𝘁 𝗦𝗵𝗲𝗮𝗿 𝗖𝗮𝗽𝗶𝘁𝗮𝗹 𝗚𝗿𝗼𝘂𝗽 — we’ve officially moved into our new office!

It’s our first relocation in 27 years, and the change has brought a refreshing sense of energy. There’s something motivating about a new space and a fresh environment as we head into the new year.

Our address may be new, but our commitment to delivering an exceptional client experience and helping clients navigate their financial lives with thoughtful, proven guidance remains unchanged.

We’re grateful for the clients, partners, and team members who continue to grow with us. Here’s to new beginnings and an even stronger 2026.

12/31/2025

When the headlines get loud, a financial plan keeps you grounded. 2025 was a perfect example of why guidance matters.

Wishing our network a happy and healthy new year!

12/17/2025

We recently took part in an advisor forum, and it reminded us of 𝐨𝐧𝐞 𝐬𝐢𝐦𝐩𝐥𝐞 𝐭𝐫𝐮𝐭𝐡: when you put clients first, they’ll do the marketing for you.

→ We do not cold call.
→ We do not advertise on billboards.
→ We do not acquire other firms.
→ We do not host steak dinner seminars.

For us, 𝐦𝐚𝐫𝐤𝐞𝐭𝐢𝐧𝐠 isn’t about gimmicks or appearances—it’s about delivering a client experience that people naturally want to share with others. 🗣️

11/26/2025

As we head into Thanksgiving, I’m taking a moment to reflect on the opportunities and relationships that have grown this year. I’m especially grateful for the trust and confidence our clients place in us each day, which allows us to provide the consistent and distinctive service we strive for.

I’m also thankful for the incredible support from LPL Financial and Good Life Companies who make so much happen behind the scenes.

Gratitude truly goes a long way.

Wishing you a year ahead filled with joy, growth, and all the good that comes with it. Here’s to a day of family, food, and football.

𝗛𝗮𝗽𝗽𝘆 𝗧𝗵𝗮𝗻𝗸𝘀𝗴𝗶𝘃𝗶𝗻𝗴! 🦃

11/18/2025

𝗪𝗵𝗲𝗻 𝘄𝗮𝘀 𝘁𝗵𝗲 𝗹𝗮𝘀𝘁 𝘁𝗶𝗺𝗲 𝘀𝗼𝗺𝗲𝗼𝗻𝗲 𝘀𝗮𝘁 𝗱𝗼𝘄𝗻 𝘄𝗶𝘁𝗵 𝘆𝗼𝘂 𝗮𝗻𝗱 𝗺𝗮𝗱𝗲 𝘀𝘂𝗿𝗲 𝘆𝗼𝘂'𝗿𝗲 𝗴𝗲𝘁𝘁𝗶𝗻𝗴 𝘁𝗵𝗲 𝗺𝗼𝘀𝘁 𝗼𝘂𝘁 𝗼𝗳 𝘁𝗵𝗲 𝗶𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 𝗯𝗲𝗻𝗲𝗳𝗶𝘁𝘀 𝘆𝗼𝘂 𝗵𝗮𝘃𝗲 𝘁𝗵𝗿𝗼𝘂𝗴𝗵 𝘆𝗼𝘂𝗿 𝗲𝗺𝗽𝗹𝗼𝘆𝗲𝗿 ?

➝ With the IRS releasing updated 401(k) and retirement plan contribution guidelines, it’s a good reminder that small oversights, beyond your investment allocations, can gradually hold back long-term growth.

➝ If you’d like to feel more confident in the choices you’re making with your account, message us “𝟰𝟬𝟭(𝗸)” and we’ll share a few practical tips that can truly make a difference.

10/29/2025

𝐓𝐡𝐞 𝟒𝟎𝟏(𝐤) 𝐜𝐨𝐧𝐭𝐫𝐢𝐛𝐮𝐭𝐢𝐨𝐧 𝐥𝐢𝐦𝐢𝐭 𝐟𝐨𝐫 𝟐𝟎𝟐𝟓 𝐢𝐬 $𝟐𝟑,𝟓𝟎𝟎 𝐟𝐨𝐫 𝐭𝐡𝐨𝐬𝐞 𝐮𝐧𝐝𝐞𝐫 𝐚𝐠𝐞 𝟓𝟎.

Early on, most of your growth comes from what you contribute. But over time, that changes.

At a 7% annual return, once your 401(k) balance reaches about $335,700, your investment gains alone could equal that same $23,500 in just one year.

At $1 million, that 7% return adds $70,000—far more than your yearly contribution.

That’s when compounding truly takes over.

Save early, stay disciplined, and let time do the heavy lifting. 💡