08/28/2026
๐๐๐๐ถ๐ป๐ฒ๐๐ ๐ผ๐๐ป๐ฒ๐ฟ๐: ๐๐ณ ๐๐ผ๐ ๐ฎ๐ฟ๐ฒ ๐ผ๐ป๐น๐ ๐ฐ๐ผ๐ป๐๐ฟ๐ถ๐ฏ๐๐๐ถ๐ป๐ด ๐๐ผ ๐ฎ๐ป ๐๐ฅ๐, ๐๐ผ๐ ๐บ๐ถ๐ด๐ต๐ ๐ฏ๐ฒ ๐น๐ฒ๐ฎ๐๐ถ๐ป๐ด ๐๐ฒ๐ป๐ ๐ผ๐ณ ๐๐ต๐ผ๐๐๐ฎ๐ป๐ฑ๐ ๐ผ๐ณ ๐๐ฎ๐
-๐ฎ๐ฑ๐๐ฎ๐ป๐๐ฎ๐ด๐ฒ๐ฑ ๐ฑ๐ผ๐น๐น๐ฎ๐ฟ๐ ๐ผ๐ป ๐๐ต๐ฒ ๐๐ฎ๐ฏ๐น๐ฒ. ๐ฌ
For 2026, self-employed business owners with no W-2 employees other than a spouse can potentially tuck away up to $๐ณ๐ฎ,๐ฌ๐ฌ๐ฌ in a Solo 401(k).
How? By contributing in two roles:
โ
As the employee
โ
As the employer
Your exact max depends on your net earnings, age, and business setup. Even so, the tax-saving potential is massive compared to standard retail accounts.
Curious if your business qualifies? ๐๐ผ๐บ๐บ๐ฒ๐ป๐ ๐ฆ๐ข๐๐ข ๐ฏ๐ฒ๐น๐ผ๐ ๐ผ๐ฟ ๐๐ต๐ผ๐ผ๐ ๐บ๐ฒ ๐ฎ ๐บ๐ฒ๐๐๐ฎ๐ด๐ฒ, and let us look at your numbers.