TUTOR Financial Counseling & Literacy Services, LLC

10/14/2026

WEEK 5 | SAVE BEFORE YOU SPEND

One powerful money habit is simple: save first.

Instead of waiting to see what's left at the end of the week, try moving your savings amount before spending on nonessential purchases.

This week's challenge:
Make your savings deposit FIRST.

Treat your savings goal like an important bill you owe to your future self.

CTA: Make your Week 5 deposit before your next nonessential purchase.

10/07/2026

CTA: Four weeks down!
Give yourself a 🙌 if you're still saving.

10/05/2026

WEEK 4 | CELEBRATE YOUR PROGRESS

Four weeks in! Don't overlook what you've already accomplished.

Take a moment to check your savings balance and recognize every dollar you've set aside. Progress deserves to be acknowledged—even when the goal is still ahead.

Your Week 4 check-in:
• Make your weekly deposit.
• Calculate how much you've saved so far.
• Compare it with your starting goal.
• Celebrate your consistency.

Don't wait until the finish line to be proud of your progress.

CTA: Four weeks down! Give yourself a 🙌 if you're still saving.

09/28/2026

WEEK 3 | FIND THE EXTRA

Saving doesn't always require a major budget overhaul. Sometimes the money is hiding in small everyday choices.

This week, look for one expense you can reduce, skip, or swap and move that money to your savings goal.

Try:
• Making coffee at home.
• Packing lunch.
• Skipping one impulse purchase.
• Reviewing a subscription.
• Choosing a free activity.

Then save the difference.

CTA: What small expense could you redirect toward your goal this week?

09/21/2026

WEEK 2 | MAKE IT AUTOMATIC

You made it through Week 1. Now let's make saving a little easier.

This week, consider setting up an automatic transfer to savings. Even a small recurring amount can help you build consistency without having to make the decision every week.

Your Week 2 action:
• Make this week's deposit.
• Set up an automatic transfer if it works for you.
• Check your progress toward your 12-week goal.

Consistency matters more than perfection.

CTA: Is your savings automatic or manual?

09/15/2026

Welcome to the 12-Week Savings Challenge!

Before you save your first dollar, decide what you're saving for. Holiday expenses? An emergency fund? A vacation? Paying down a bill? Or simply proving to yourself that you can build a consistent savings habit?

This week:
• Choose your savings goal.
• Decide how much you want to save each week.
• Make your first deposit.
• Write down WHY this goal matters to you.

You choose the goal. You choose the amount. The important thing is to start.

Small steps can add up. I'm rooting for you!

CTA: Comment “I’m in!” or share what you’re saving for.

Send a message to learn more

09/14/2026

💰 **12-WEEK SAVINGS CHALLENGE**
**September 14 – December 4, 2026**

Sometimes, meaningful progress starts small.

For the next 12 weeks, commit to setting aside money for something that matters to **YOU**. Your goal might be building an emergency fund, preparing for holiday expenses, planning a vacation, paying down debt, or simply developing a stronger savings habit.

**You choose the goal. You choose the amount. We’ll focus on consistency.**

Each week, you’ll receive a new savings tip, challenge, or encouragement to help you stay focused and keep moving forward.

🎯 **Your Challenge:**
Choose your savings goal → Set your weekly amount → Save each week → Track your progress → Finish strong!

There is no required savings amount. Whether it’s $5, $25, $50, $100, or more each week, the goal is to intentionally build the habit of saving.

**12 Weeks. One Goal. Your Money. Your Progress.**

Small steps can add up. Let’s see where the next 12 weeks can take you.

**I’m rooting for you!**

09/07/2026

Labor Day is a good reminder of why I do this work — helping people and communities build financial stability one step at a time. Grateful for every client, partner, and supporter who's part of that journey. Wishing you a restful holiday.

08/25/2026

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08/20/2026

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