Phil Hager Insurance Agency

Phil Hager Insurance Agency Family owned Independent Insurance Agency serving Smith Mountain Lake and all of VA since 1984.
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Since 1984, Phil Hager Insurance Agency, Smith Mountain Lake, Virginia's longest serving insurance agency, has been insuring residents of Franklin County, Bedford County, the Smith Mountain Lake Region and all of Virginia. We specialize in serving the surrounding Smith Mountain Lake communities of Moneta, Hardy, Wirtz, Penhook, Union Hall, Glade Hill, Goodview, Huddleston, Rocky Mount, and Bedford

. We offer a wide range of products from well known and respected regional and national companies such as Allstate, Safeco, Progressive, Auto-Owners, The Hartford, National General, State Auto, Mutual of Omaha, and Anthem. Whether you have a need for Auto Insurance, Home Insurance (Primary or Secondary), Short Term Rental Home Insurance, Toy (Boat, Motorcycle, ATV, Golf Cart, RV) Insurance, Business Insurance, Life Insurance, Health Insurance, or Medicare Supplement Insurance, Phil Hager Insurance Agency provides the local experience you need to assist you in making the right choices. We specialize in listening to your specific needs and creating a custom fit insurance package.

We’re proud to support the SML Civitan Charity Golf Tournament and the work the Smith Mountain Lake Civitan Club continu...
06/02/2026

We’re proud to support the SML Civitan Charity Golf Tournament and the work the Smith Mountain Lake Civitan Club continues to do in our community. This annual event helps support local service projects and programs that make a real difference around Smith Mountain Lake, including:
American Legion Post 62 Smith Mountain Lake
Bedford Ride - CVACL
craveABLEs
Food for Kids - Weekend Pack a Sack Program

If you enjoy golf and supporting a great cause, be sure to check out the event details below and visit their website at https://sml-civitan-golf.perfectgolfevent.com/ to register for a team or to sponsor the tournament.

πŸ“ž (540) 721-8822 | βœ‰οΈ [email protected] 🌐 InsureSML.com

https://sml-civitan-golf.perfectgolfevent.com/

Another Five star review for PHIL HAGER INSURANCE AGENCY. Thank you Rick for the great 5 star customer review!"Absolutel...
05/24/2026

Another Five star review for PHIL HAGER INSURANCE AGENCY. Thank you Rick for the great 5 star customer review!

"Absolutely terrific experience with securing boat insurance. Extremely helpful, professional and polite. Super easy, quick and insurance costs were very reasonable.
Highly recommend"

We appreciate Rick Maier's 5-star review! Check out their detailed feedback and read many more reviews from our happy customers at PHIL HAGER INSURANCE AGENCY.

National Safe Boating Week is a good reminder that a safe day on the water starts before the boat ever leaves the dock. ...
05/20/2026

National Safe Boating Week is a good reminder that a safe day on the water starts before the boat ever leaves the dock. Thanks to the National Safe Boating Council for continuing to promote boating safety awareness each year.

Whether you’re fishing, cruising, wakeboarding, towing kids on tubes, or heading out for a long holiday weekend at Smith Mountain Lake, simple precautions like wearing life jackets, checking weather conditions, and making sure safety equipment is onboard can make all the difference.

A little preparation goes a long way toward keeping everyone safe and enjoying the lake responsibly this season.

πŸ“ž (540) 721-8822 | βœ‰οΈ [email protected] | 🌐 InsureSML.com

Barbara D gave us a 5 star review on SoTellUs: "Thank you so much to Crystal.  The quotes we received on all of insuranc...
05/14/2026

Barbara D gave us a 5 star review on SoTellUs: "Thank you so much to Crystal. The quotes we received on all of insurances were amazing, and saving money. Crystal was thorough, explained everything in detail, fabulous personality, so happy we found you!!! She's the best!!!!"

https://sotellus.com/reviews/phil-hager-insurance-agency/kgP84vm8/

With ongoing drought conditions and increased fire danger across Virginia, now is a good time to be extra cautious with ...
05/08/2026

With ongoing drought conditions and increased fire danger across Virginia, now is a good time to be extra cautious with outdoor burning and anything that could spark a fire. Gusty winds and low humidity can allow fires to spread quickly, even from something that seems small.

We’re sharing this important reminder from the Virginia Department of Forestry to help keep our communities safe.

πŸ“ž (540) 721-8822 | βœ‰οΈ [email protected] | 🌐 InsureSML.com

Virginia's official spring fire season may have ended on April 30, but the ongoing drought and current weather conditions are keeping wildfire risk elevated.πŸ”₯πŸ“ˆ The U.S. National Weather Service (NWS) reports increased fire danger across most of Virginia today, May 5, due to low humidity and gusty winds. Postpone outdoor burning and use extra caution with all potential ignition sources.

Address

13840 Booker T Washington Highway, Suite A
Moneta, VA
24121

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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