Tony Perri Jr. - Novus Home Mortgage

06/04/2026

The lowest interest rate isn't always the best mortgage strategy.

Your ideal loan depends on more than a rate sheet. How long do you plan to own the home? Could it become a rental property someday? Are you focused on monthly payment, cash flow, or long-term wealth building?

The right strategy comes from understanding your goals, not chasing the lowest number. Before you make one of the biggest financial decisions of your life, let's build a plan that fits your situation.

📞 Schedule a strategy call with me today at www.applywithjr.com and let's find the financing strategy that's right for you.

06/03/2026

Can a beach house really be a good investment—or is it just a dream with a mortgage?

In this episode of Not Another 3 Putt, Tony Perri Sr., Tony Perri Jr., and special guest Thea take a deep dive into a real short-term rental property in Santa Rosa Beach, Florida.

We break down the key metrics investors use to evaluate vacation rentals, including the 1% Rule, Gross Rent Multiplier (GRM), Net Operating Income (NOI), cash flow, and Cash-on-Cash Return.

If you've ever wondered how experienced investors analyze rental properties, what numbers actually matter, or whether a beach house can truly make financial sense, this episode is for you.

Before you buy, know the numbers.👀

06/01/2026

FHA vs. Conventional... which loan is actually the better fit?🤔

Many buyers assume conventional is always the goal, but FHA can offer advantages like lower down payments, higher debt-to-income flexibility, and even shorter waiting periods after certain credit events.

The truth? The "best" loan depends on your situation... not what worked for someone else.

05/30/2026

The best homes don't wait for buyers to get organized. Having a strategy in place before the right home hits the market can make all the difference.

Know your budget. Know your options. Have a plan.

If you're thinking about buying a home, let's build your strategy today.

📲 Call or text (630) 284-9729
🌐 www.applywithjr.com

05/28/2026

A lot of buyers still think you NEED 20% down to buy a home.

The reality? PMI has changed a lot over the years, especially for buyers with strong credit. For many people, waiting years to save 20% may not actually be the best move.

New episode out now.🎙️Watch the full episode to learn more! Link in the comments.

05/27/2026

If you are a seller, listen up👀👂

05/27/2026

Opening new debt before closing can completely change your loan approval.

Yes, even that new credit card or furniture financing 👀

New episode out now. Link in the comments!🔗

05/27/2026

Just Tony Perri Jr. and Adam Hage pulling real questions straight from the bucket from conversations over the last month.

This episode tackles:

* What’s the BEST way to prepare to buy a home?
* What can kill a deal before closing?
* How much house can you actually afford without becoming house poor?
* Is it smarter to put 20% down or keep cash in the bank and pay PMI?
* ARM vs. Fixed Rate: what actually makes sense right now?
* Conventional vs. FHA: which loan is the better fit?

Tony and Adam break down the mortgage, insurance, budgeting, and real-world decision-making side of buying a home that most people never hear about until it’s too late.

Because if one person is asking it… 50 more are thinking it.

05/26/2026

05/25/2026

Today we honor and remember the heroes who made the ultimate sacrifice for our country. 🇺🇸

This Memorial Day, we reflect with gratitude on the courage, service, and sacrifice of those who gave everything. Wishing everyone a safe and meaningful day spent with family, friends, and community.

Thank you to all who have served and sacrificed!