10/01/2026
Whether you’re looking for your first investment property or your 20th, here’s something worth thinking about:
High rates don’t automatically mean there aren’t good deals.
In fact, this may be the time to look harder.
When rates are low and everybody wants to buy, competition can drive prices up and give sellers more leverage.
When rates are higher, some buyers move to the sidelines.
That can create opportunity.
Instead of looking at the interest rate by itself, I want my investors looking at the entire deal.
Is the property sitting on the market?
Has the price already been reduced?
Are the current rents below market?
Is there an opportunity to add value?
Can we negotiate seller credits?
And most importantly…
Does the deal work using TODAY’S numbers?
Because the better question isn’t always:
“What’s the rate?”
Sometimes it’s: “At what purchase price does this property become a good investment?”
If you’re a newer investor, learning how to analyze the numbers is just as important as finding the property.
If you’re experienced, you already understand the principle:
You make your money when you buy.
If rates improve down the road, we can evaluate whether refinancing makes sense.
But I wouldn’t build an investment strategy around hoping rates come down.
Buy based on today’s numbers.
Negotiate based on today’s market.
Make the property earn its way into your portfolio.
See a property you’re considering?
Send me the numbers.
Let’s stress-test the deal AND the financing before you make your move.
