PrimeLending - Modesto

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PrimeLending - Modesto PrimeLending is your mortgage expert and helps you find the best home financing. Contact us now! Don't believe us? Contact us today!

PrimeLending, A PlainsCapital Company - Modesto is your expert for mortgage, refinance, and renovation loans for over 35 years. We care about your new milestone and will guide you through each step of the process. With resources from mortgage calculators, in-depth loan articles, and a breakdown of our loan process, we can help you get one step closer to your future home. Our team doesn't just care about finding you a home, we want to help you find your dream home with the best financing available today. Check out the thousands of reviews from happy homebuyers and customers! We're excited to get to know you and your home needs.

If your current mortgage rate is lower than what’s available now, refinancing may not feel like the right move. A home e...
08/27/2026

If your current mortgage rate is lower than what’s available now, refinancing may not feel like the right move. A home equity loan* may let you borrow against your equity while keeping your current mortgage and rate in place.

*All credit decisions for brokered products will be made by a third party. Restrictions and limitations apply.

08/26/2026

Happy National Dog Day from the pets of PrimeLending to yours! Tell us which PrimeLending pup is your favorite in the comments.

Trying to lower your monthly mortgage payment? Take a look at whether PMI (private mortgage insurance) is still included...
08/25/2026

Trying to lower your monthly mortgage payment? Take a look at whether PMI (private mortgage insurance) is still included.

As you pay down your loan or your home’s value increases, you may build enough equity to cancel PMI, depending on the loan product, and lower what you pay each month.

Finding the right home can feel exciting—until the down payment makes it seem out of reach.For qualified buyers in rural...
08/24/2026

Finding the right home can feel exciting—until the down payment makes it seem out of reach.

For qualified buyers in rural areas, USDA financing may offer a path forward with 0% down.

A traditional paycheck isn’t the only way people earn a living. For buyers with multiple income streams, contract work o...
08/23/2026

A traditional paycheck isn’t the only way people earn a living. For buyers with multiple income streams, contract work or who are self-employed, the challenge can be accurately showing their financial history.

At PrimeLending, we offer loan options that evaluate your full financial picture to give you a better view of what could work for you.

08/22/2026

The first year in a new home can come with extra expenses.

PrimeLending’s 40th Birthday Buydown may lower your effective interest rate by 1% during the first year on eligible FHA, VA and USDA purchase loans.* This offer ends soon, and we’re paying the buydown cost.

*Buydown 1-0 Option will be paid by PrimeLending. Rate discount applies only to first year. Must apply for and lock loan through PrimeLending between 7/13/26 and 8/21/26. Savings will reflect on the Closing Disclosure. Offer only available for FHA, VA, and USDA purchase loans. Excludes bond, broker, conventional products, high balance, jumbo products, portfolio products, construction loans, and refinances. Offer can be paired with PrimeLending VA No Lender Fees promotion, all other promotions are excluded. Availability subject to investor guidelines. Additional restrictions may apply, contact a PrimeLending loan officer for details. Subject to credit approval.

Wondering how to build your savings back up after unexpected expenses pop up?A cash-out refinance* may let a homeowner r...
08/21/2026

Wondering how to build your savings back up after unexpected expenses pop up?

A cash-out refinance* may let a homeowner replace the current mortgage with a new one and receive part of the home’s equity as cash.

*All loans subject to credit approval and meeting eligibility requirements. Restrictions apply. Must meet minimum equity requirements. By refinancing an existing loan, the payments and total finance changes may be higher over the life of the loan.

Concern about your credit score shouldn’t keep you from learning what you may be able to afford. A soft credit pull is a...
08/20/2026

Concern about your credit score shouldn’t keep you from learning what you may be able to afford. A soft credit pull is a check on your credit report that does not impact your credit score since it is not for the purpose of approving a credit application. It gives you valuable insight into the type of home loan you can qualify for without having to make an application which would require a hard credit pull (which can affect your credit score as it is used for approving an application for credit).

*All loans subject to credit approval. A qualification is not an approval of credit, and does not signify that underwriting requirements have been met. Conditions and restrictions may apply.

PITI stands for principal, interest, property taxes and homeowners insurance—the four costs that commonly make up your m...
08/19/2026

PITI stands for principal, interest, property taxes and homeowners insurance—the four costs that commonly make up your monthly payment. Looking at all four together can help you build a budget with fewer surprises.

Did you know homeowners’ net worth is nearly 38 times higher than renters’? Homeownership is about more than having a pl...
08/18/2026

Did you know homeowners’ net worth is nearly 38 times higher than renters’? Homeownership is about more than having a place of your own. It can also be a long-term way to build financial security.

Source: Investopedia, 2026

04/10/2023

Happy Monday! 🤩

Start this week with a fresh perspective and a positive attitude!!

Remember, every day is a new opportunity to take steps towards your goals and make your dreams a reality. 🌈
Home Loans Made Simple ✔ Keeping it Simple for You. ❤

You or someone you know getting ready to buy a home?We're all ears! 🐇At PrimeLending, a PlainsCapital Company, we’ll foc...
04/08/2023

You or someone you know getting ready to buy a home?
We're all ears! 🐇

At PrimeLending, a PlainsCapital Company, we’ll focus on getting you the perfect loan to fit your needs while guiding you through our simple mortgage process. 🏡

Simple Solutions… made just for you!! 💪 After all, Simple is better.

Home Loans Made Simple ✔ Keeping it Simple for You. ❤

"Less is more. Simplicity is beautiful. Simple is better." - Gisele BundchenWith PrimeLending, it’s all about simple! ✔ ...
04/08/2023

"Less is more. Simplicity is beautiful. Simple is better." - Gisele Bundchen

With PrimeLending, it’s all about simple! ✔ From our Loanplicity® digital process 📲 to your own home loan expert. 🤓 We focus on the loan, so you can focus on home!

Home Loans Made Simple ✔ Keeping it Simple for You. ❤

As we observe Good Friday, we are reminded of the significance of sacrifice, humility, and redemption.This day serves as...
04/07/2023

As we observe Good Friday, we are reminded of the significance of sacrifice, humility, and redemption.

This day serves as a solemn reminder of the selflessness and compassion that lie at the heart of our faith and our humanity. 💕

We are grateful for your continued support and partnership with us. May this Good Friday bring you and your loved one’s peace, comfort, and renewed strength. 🥰

Home Loans Made Simple ✔ Keeping it Simple for You. ❤

Buying a home can be an overwhelming experience, but it doesn’t have to be.At PrimeLending, a PlainsCapital Company, we’...
04/06/2023

Buying a home can be an overwhelming experience, but it doesn’t have to be.

At PrimeLending, a PlainsCapital Company, we’ll focus on getting you the perfect loan to fit your needs while guiding you through our simple mortgage process. 🏡

We want to make sure that you go home happy.

Home Loans Made Simple ✔ Keeping it Simple for You. ❤

04/05/2023

At PrimeLending, a PlainsCapital Company, we believe that strength and stability are the keys to financial success. 💪 That's why we keep it simple for you with straightforward home loan options and an easy process. 😊

Whether you're looking to purchase a new home, refinance your existing home loan, or make major renovations, we've got you covered. 🏘

Home Loans Made Simple ✔ Keeping it Simple for You. ❤

04/04/2023

Looking to renovate your home but struggling to finance it? 🤔 Our renovation home loan might be just what you need! With competitive interest rates and flexible repayment options, our loan can help turn your dream home into a reality. 🌈🏡

Say goodbye to outdated fixtures and hello to a brand-new kitchen, bathroom, or even an extension to your home. 😍 With our renovation home loan, you can finally make those necessary changes to your house that you've been dreaming of.

Home Loans Made Simple ✔ Keeping it Simple for You. ❤

04/03/2023

We are excited to announce that PrimeLending has been named the Best-In-Class Lender* by our borrowers once again!

This time, we have been recognized in four large independent lender categories - Best Loan Officer, Best Processor, Best Application Process, and Best Online Tools! From personalized service to local expertise to a streamlined process, nobody delivers a better customer experience than PrimeLending.

Our team of loan experts is dedicated to helping you achieve your dream of homeownership with ease and confidence.
If you're ready to experience an award-winning home buying process, we are here to help! DM us for more information.
*Per MortgageCX for 2022

04/03/2023

Happy Monday, everyone! 😎

Here's your dose of motivation for the week:

✨ Life is too short to waste time on things that don't matter. Focus on what's truly important to you and let go of anything that's holding you back. Embrace new experiences, learn from your mistakes, and keep pushing yourself to grow and evolve. Remember, you have the power to create the life you want. So go out there and make it happen! 😊

Home Loans Made Simple ✔ Keeping it Simple for You. ❤

Happy April Fool's Day!Today is a great reminder to not take life too seriously and to enjoy the little moments of laugh...
04/01/2023

Happy April Fool's Day!

Today is a great reminder to not take life too seriously and to enjoy the little moments of laughter and joy. 💕
Let's make this a day filled with laughter and good humor! 🃏😂

Home Loans Made Simple ✔ Keeping it Simple for You. ❤

Address

810 Standiford Avenue
Modesto, CA
95350

Telephone

+12098573191

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