John Sandoval Home Loans

09/12/2022

03/13/2020

http://amp.mortgagenewsdaily.com/article/938641

In all my years of following mortgage rates I haven't seen anything quite like the current environment. 2008 came fairly close, but the vibe was decidedly different. Rates were far from all-time lows back then. When they move to the lowest levels in a long...

04/01/2019

Happy April Fools! 🙌

All kidding aside, did you know that you may be able to get into a home for as little as 3.5% down payment? 🤔

Our FHA and VA programs help first-time homebuyers and veterans experience the joy of owning a home!

Contact us today to talk about taking advantage of this special low down payment offer. We’re not kidding around when it comes to home ownership. 😉

04/01/2019

Cash Reserves: Whether it's savings, checking, emergency funds, etc., it is any cash that you have left over after you close, that you can easily and quickly get your hands on. 💵 👐

The amount of reserves necessary varies by loan type and in many cases, having reserves may not even be necessary. When reserves are a requirement, typically, a borrower will need at least two months of principal, interest, taxes and insurance (PITI) tucked away. 📆

03/29/2019

Realtors®!

What if we told you that you could generate local awareness and referrals using a free tool? That's right! Facebook and Instagram can be a powerful source for generating new business.

Check out these tips on how to utilize social media for your real estate business!

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03/26/2019

Use Your 2018 Tax Refund to Buy Your Dream Home* 🏠

What can you pay for using your tax refund?

Consider using it towards:

Closing Costs 💰
Down Payment
Moving Costs 🚚
Mortgage Insurance

*Consult with your tax adviser about a future tax benefit from buying a home.

03/20/2019