Capetillo Insurance Solutions

10/16/2026

Original Medicare doesn’t cover everything — things like deductibles, copays, and coinsurance can add up. That’s where Medicare Supplement (Medigap) plans can help by covering some of those out-of-pocket costs.

(209) 442-4300 https://www.capetillois.com

10/14/2026

Managing prescriptions shouldn’t be complicated. Capetillo Insurance Solutions helps clients make sense of their Part D coverage so they can stay focused on what matters most — feeling their best every day.

(209) 442-4300 https://www.capetillois.com

10/12/2026

Set a reminder to refill your prescriptions before they run low — and always check that your pharmacy is in-network for your Part D plan. A quick review now can save time (and stress) later!

(209) 442-4300 https://www.capetillois.com

10/12/2026

An Underwriter Explains: Why Your Life Insurance Premium Is What It Is

Picture two 40-year-olds buying an identical policy: $500,000 of 20-year term life insurance. One pays about $30 a month. The other pays $300.

10/11/2026

Mark your calendar!

Medicare's Annual Enrollment Period begins October 15 and ends December 7. If you're thinking about changing plans or simply want to review your current coverage, now's the time.

(209) 442-4300 https://www.capetillois.com

10/05/2026

Prescription coverage shouldn’t be confusing. Capetillo Insurance Solutions helps clients review their medications and Part D options so they can focus on their health — not the paperwork.

(209) 442-4300 https://www.capetillois.com

10/05/2026

When In-Network Becomes Out-of-Network

You did your homework. You chose a hospital and surgeon who both accept your insurance, so the final bill should be predictable.

10/04/2026

Annual Enrollment is almost here!

From October 15 through December 7, you can review your Medicare coverage and make changes for the coming year. Even if you're happy with your current plan, it's worth taking a fresh look.

(209) 442-4300 https://www.capetillois.com

09/28/2026

Whether it’s a morning walk, a balanced breakfast, or taking your prescriptions on schedule, small habits keep you feeling your best. Medicare Part D can help make that routine more affordable and consistent.

(209) 442-4300 https://www.capetillois.com

09/28/2026

Medicare Advantage Star Ratings Explained: What those Stars Really Mean for Your Care

Every year, the Centers for Medicare and Medicaid Services (CMS) reviews Medicare Advantage plans and assigns each one a rating between one and five stars, with half-star increments like 3.5 or 4.5 also possible. While we are used to star ratings on everything from the latest gadget on Amazon to our...